Planting insurance farmers on crops is guaranteed

Recently, the reporter learned from the Agricultural and Rural Bureau of Lushan County that in order to implement the strategy of rural revitalization and promote the development of the agricultural industry, in 2022, Lushan County continued to increase the investment in policy agricultural insurance, increase the number of insurance varieties and insurance plans, allow more farmers to households Join agricultural insurance to reduce risks, rest assured to develop production, and escort rural revitalization.

Recently, Lushan County has issued many heavy rain warnings, and disaster weather is likely to cause crops to be damaged. At this time, the "pressure reduction valve" of agricultural insurance has been highlighted.

Recently, the staff of the Agricultural Insurance Department of Lushan Branch of the Chinese People's Bao Lushan Branch came to Wangjia Village, Longmen Town to investigate the loss of agricultural crops. Under the influence of the three acres of corn planted by the Lijiang family, under the influence of the heavy rain and wind some time ago, it was basically falling. Seeing that the harvest this year was significantly reduced, the Li Jiang family was anxious. The staff of the insurance company rushed to the scene to investigate and verify it in time after understanding the situation, so that they had eaten the reassinual pill.

"I came up with Murakami to propagate before, and we bought three acres of insurance. Since the rain was over, the wind was finished." Li Jiang said, so the insurance company came to find out at the time to see the harvest output and pay compensation according to the actual situation.

The government has benefited from farmers. It is reported that the premium of corn is 18 yuan per mu. Villagers only need to pay 4.5 yuan premiums, and the remaining 75%premiums are subsidized by the government. Can bring risks to crops and let the majority of farmers truly enjoy benefits.

It is reported that crop insurance in Lushan County is mainly targeted at rice, corn, and rapeseed. Plant insurance does not set up a unified time guarantee time. The insured object is enterprises, professional cooperatives, large -scale planting and farmers engaged in agricultural production within Lushan. During the insurance period, the insurance company is responsible for claims when crops are damaged due to natural disasters (such as heavy rain, waterlogging, wind disasters, droughts, droughts, etc.), pests and insect pests, wild boars and other reasons, and the degree of damage to a single acre.

"As of the end of June, the company has completed the insurement of rice corn in the county, 8,149 households involved, with a contract area of ​​more than 17,000 acres, and the guarantee amount is close to 7 million, which has brought real benefits to the people." According to the Chinese People's Insurance Liang Tao, manager of the Agricultural Insurance Department of Lushan Branch Company Co., Ltd., introduced that a total of 310,000 premiums received, and farmers have only paid more than 70,000, and more are financial subsidies. "After the claims process for insurance crops, the insured dials the insurance company to report the case. The insurance company approves the area and the loss ratio of the losses on the spot, combined with the growth stage of the crops, calculate the compensation according to the insurance amount, and then pay the insurance compensation to the damaged farmer account account ","

Jane Lidan reporter Zheng Yisha

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