The "thickest" cash red envelope in the history of A -share listed banks will be more than 540 billion yuan in cash.

On August 1, Changsha Bank registered the dividend equity in 2021 and will issue cash dividends on August 2. At this point, this year's listing of the list of listed banks was announced, and 40 A -share listed banks sent a total of more than 540 billion yuan (before tax, the same below) cash "red envelope" in 2021, setting a record high in the annual dividend of listed banks.

Listed banks will end the red season

Due to the large -scale growth of the annual performance in 2021, and one with a consistent stable dividend policy, the dividend amount of listed banks also rose.

According to the dividend data disclosed by listed banks, in all 42 A -share listed banks, 40 banks implemented 2021 dividends and feedback investors. All the dividend schemes of these banks adopt cash dividends.

The total dividend amount of 40 listed banks reached 545.249 billion yuan in 2021, an increase of 11.62%over 2020. Among them, the total cash dividend of the six state -owned banks was as high as 382.193 billion yuan, and the total score of 40 listed banks accounted for more than 70 %.

For a long time, the six state -owned banks have not only led the annual cash dividend, but also have maintained a cash dividend ratio of 30%or more for many years. The profit distribution has remained good continuity and stability.

Listed banks in 2021 lasted nearly three months. On May 5th, Zhangjiagang Bank took the lead in dividend and dividend, opening the curtain of the 2021 dividend of listed banks. As the last of the 40 dividend banks, Changsha Bank will be distributed on August 2. June and July are the peaks of annual dividends of listed banks. A total of 34 banks implemented 2021 dividends, accounting for more than 80 %.

Lu Changshun, chief researcher of Shanghai Zhonghe Yingtai Financial Consultant Co., Ltd., said in an interview with the Securities Daily reporter that for a long time, the cash dividends of listed banks have been stable and synchronized with performance growth. Highlights the long -term investment value of listed banks. At present, global economic growth is facing pressure. While listed banks are divided into dividends, they must also take into account their own development, appropriately increase profits and retention, and improve their endogenous capital supplements.

High dividend rate highlights investment value

The dividend rate is one of the important indicators to measure whether the listed bank has long -term investment value. The reporter found that most banks have high dividends.

According to statistics from the reporter of the Securities Daily, it was found that based on the closing price at the end of last year, among the 40 listed banks that conducted annual dividends, 25 banks had a dividend rate of more than 4%, which has exceeded the yield of bank wealth management products during the same period. Among them, the dividend rate of Bank of Communications, Bank of China, and Agricultural Bank of China exceeded 7%. If the latest closing price is calculated, the number of banks with a dividend rate of more than 4%will increase to 28.

Lu Changshun believes that from the perspective of value investment, banks such as banks and other state -owned holding financial institutions are most suitable for considering its valuation to look at the dividend rate. In recent years, the dividend rates of several state -owned banks have been higher than the bank's one -year deposit interest rate, showing good investment value. If the stock price of the listed bank is lower, its dividend rate will be higher, and the investment value of bank stocks will be further increased. "Especially for several major national banks with strong strength, not only the net profit of 2021 has exceeded 100 billion yuan, but also the growth rate is more than 10%. The long -term investment value will be more prominent."

Reporter Lu Dong

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