Hengfeng Finance Luo Pengyu: Green Finance and ESG Investment Become a Bank Transformation and Development Driver Engine ｜ Express

Text/Feng Yingzi

On July 30, at the "2022 Qingdao · China Fortune Forum", Luo Pengyu, president of Hengfeng Finance Co., Ltd. (raised), said that in recent years, commercial banks have been actively implementing the national strategic deployment and using green finance as development drivers The engine, regardless of the inside of the table or off -table business, needs to resolutely embrace green finance and embrace green transformation.

The core goal of bank financial management is to help customers achieve stable value preservation and appreciation. At any stage, whether the economic uplink or economic downlink, risk control, including ensuring customer assets, has always been the core goal of all asset management institutions.

In the domestic asset management industry, different customer groups have different risk preferences. The responsibility of asset management institutions is to use their own specialties to formulate a complete set of product systems for different customer groups. For example, public funds are better at the secondary market of equity, private equity funds are better at the first -level market, and banks are better at solid -income products. From the perspective of banking financial management, the market is huge under the premise of controlling risks.

As of the end of June this year, the scale of bank financial management reached 27.5 trillion. If the scale of 10%is allocated in green finance, it is 2.75 trillion, and the 20%configuration will exceed 5 trillion. There is still a big gap between the scale of this target.

From the perspective of asset allocation, green finance is very promising. There are three types of ESG's investment strategies: screening, integration and participation. For creditor's rights, the screening method is mainly used, including negative screening and positive screening.

In fact, with the decline in interest rates, the domestic market still exists. Enterprises that meet national policies and high prosperity are precisely underlying assets that banks are currently compared.

Luo Pengyu mentioned that although the industry will fluctuate, it has a high degree of prosperity, and there are industries with core competitiveness in China, regardless of the upstream, middle reaches, or downstream. This is also in line with the interests of investors.

The responsibility of the trustee is a good risk budget and a good investment strategy. Whether it is an industrial choice for the underlying assets of the solid income or equity, the investment portfolio is made at the appropriate time point, and in two years or three years, it will win the product yield of a stable and less retracement rate for bank customers. From this point of view, green finance is a good direction.

In addition, Luo Pengyu introduced that Hengfeng Bank is committed to integrating the ESG concept into financial management and is committed to creating a green financial brand bank. In 2021, the bank signed the principle of common responsibility and banking financial institutions to support biological diversity protection joint oaths, participated in the preparation of the domestic carbon trading market, and joined the carbon China -League.

At the same time, Hengfeng Bank has launched a number of domestic banking industry's first green finance business in the past few years. As of the end of June this year, the bank's green credit increased by 52%over the beginning of the year, achieving high -speed growth. According to Hengfeng Bank's strategic plan, during the "14th Five -Year Plan" period, the bank invested at least 300 billion yuan in the special amount of green finance.

In addition, Hengfeng Bank pays attention to carbon neutralization is both a global consensus and a general investment trend. At the end of June this year, the scale of domestic public funds with the theme of ESG has reached 240 billion. In terms of banking financial management, since 2019, bank wealth management products with the theme of ESG concept have exceeded 100 billion yuan.

At present, Hengfeng Bank is preparing the first financial management subsidiary. Hengfeng Finance subsidiaries take green as the most vivid background. The goal is to create a trusted and green -led first -class digital asset management agency.

Edit: Meng Junlian

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