Loudi released the financial operation situation in the first half of 2022

(On the afternoon of July 29, Loudi City held a press conference in the financial operation situation in the first half of 2022)

Loudi News (Loudi Daily All -Media Reporter Li Jingfang Intern Zhang Jie) On the afternoon of July 29, Loudi held a press conference of the financial operation situation in the first half of 2022. Posted and answered reporters.

"From January to June, the city's total loans increased, the credit structure continued to optimize, and the financing costs were steadily declined." According to reports, at the end of June, the balance of various deposits of bank institutions in the city was 268.91 billion yuan, an increase of 14.6%year-on-year, and the growth rate created 2017. Since July of the year, the average level of the province is 2.9 percentage points higher than the province, ranking 3rd in the province; the balance of various loans of bank institutions in the city is 16.884 billion yuan, an increase of 14.3%year -on -year. The growth rate ranks third in the province; the balance of non -financial corporate debt financing instruments in the city is 14.69 billion yuan, an increase of 43.5%year -on -year, and the growth rate ranks first among the province's Class A areas.

The city's manufacturing loan balance was 10.95 billion yuan, an increase of 19.7%year -on -year, and the growth rate increased by 32.5 percentage points compared with the same period last year. %; The city's agricultural loan balance was 68.32 billion yuan, an increase of 16.1%year -on -year, and the growth rate of various loans was 1.8 percentage points. In the same period, an increase of 8.3 percentage points; the city's green loan balance was 9.07 billion yuan, an increase of 69.6%year -on -year, and the growth rate of various loans was 55.3 percentage points. By increasing financing, optimizing the credit structure, effectively helping to hold the regional economic market, ensuring key key points Financial demand in the field of people's livelihood.

A reporter asked

Question: In May this year, the head office of the People's Bank of China issued the "Notice on Promoting the Establishment of Financial Services Small and Micro -Enterprises Dare to Loan the Loan Loan Council", and strives to improve the wishes and capabilities of market entities such as small and micro enterprises such as small and micro enterprises in financial institutions. And sustainability. What specific measures does Loudi alleviate the difficulty of financing the financing of small and micro enterprises in a targeted manner?

Answer: This policy issued by the People's Bank of China is both based on the current and long -term. From some institutional and mechanical factors that restrict small and micro enterprises' financing, it has proposed a series of specific measures that combine lengths and both specimens and both specimens. It can be said that it can be said that It coincides with the time. At the end of June, there were more than 320,000 market entities in Loudi, most of which were small and micro enterprises, individual industrial and commercial households. In order to implement the relevant decision -making arrangements of the Central and Loudi Municipal Party Committee and Municipal Government, the relevant decision -making arrangements of stabilizing market entities, stabilizing employment, and protecting the people's livelihood, the "Notice on Promoting the Establishment of Financial Services for Small and Micro -Enterprises Dare to Loan the Loan Loaning Mechanism" Under the overall framework, in accordance with the unified deployment of the Changsha Center Sub -branch of the People's Bank of China, the Loudi Municipal Center Sub -branch of the People's Bank of China continued to promote the financial "warm spring action", actively carried out the entry of stable financial services to stabilize enterprises, and various types of government -bank enterprises and enterprises. "Loudi City Continue to Promote the" Warm Spring Action "to improve the implementation plan of small and micro enterprises 'financial service capabilities", from optimizing the working mechanism, increasing visits and docking, improving the fault -tolerant arrangement mechanism, and carrying out the annual activities of small and medium -sized enterprises' financial services, and the annual activities of improving the financial services of small and medium -sized enterprises. The six aspects of the first loan cultivation of enterprises in key areas and the financial support of the influence of the epidemic affected by the epidemic have clearly clarified the requirements and tasks.

In the next step, the People's Bank of China Loudi Municipal Center Branch will closely focus on the needs of small and micro enterprises' financial services, make every effort to promote the implementation of the implementation, effectively strengthen the tracking monitoring and supervision of related policies, and guide financial institutions in the jurisdiction to continuously optimize small and micro enterprises financial services Provide effective financial support for stabilizing the market, stabilizing employment, and protecting people's livelihood.

Question: I noticed that the Loudi Foreign Exchange Bureau has focused on promoting two pilot policies this year, namely the pilot work of high -quality enterprises 'trade foreign exchange revenue and expenditure and high -tech and specialized SMEs' foreign debt facilities. Stable foreign investment has played better results. Can you introduce the relevant policies in detail?

Answer: Let me introduce two pilot policies for everyone. Regarding high -quality enterprise trade foreign exchange revenue and expenditure pilot policies. In order to deepen the reform of the "decentralization of service" in the field of foreign exchange, the State Administration of Foreign Exchange promoted this policy nationwide, and in 2021, it officially approved and agreed to the pilot work of Hunan Province. Enterprises participating in the pilot can enjoy special refund businesses such as optimized documents review and oversupply of cargo trade, exempt from pre -registration, cargo trade foreign exchange, and exempt the import declaration form verification procedures, convenient non -associated or ultra -long -term pads sharing business The handling of other trade foreign exchange revenue and expenditure measures filed by the Hunan Provincial Branch.

Regarding the pilot policy of high -tech and specialized new SME foreign debt facilities. At the end of May this year, the State Administration of Foreign Exchange issued the "Notice on Supporting High -tech and" Specialized Specialized "Enterprises to Carry out Cross -border Financing Pilot Pilot", and Hunan was allowed to carry out pilots throughout the province. The core content of this policy is that, for qualified high -tech and "specialized new" enterprises, it can borrow foreign debt independently within a value of $ 5 million. For pilot enterprises with good development prospects and belong to the national key support industry and fields, the actual financing demand does need to exceed the upper limit of the quota, and the quota can be adjusted after review by the Hunan Branch of the Foreign Exchange Bureau. This policy can bring four aspects of benefits: first, facilitate enterprises to broaden financing channels, better use the two international and domestic markets and two resources; the other is to attract the financial support of international institutions and promote enterprises to increase technology to increase technology Innovation efforts; third, the selection of financing methods with a lower cost and higher degree of facilitation from domestic and overseas; the fourth is to enjoy multiple policy support such as exchange rate avoidance, risk compensation, and government awards. Q: The People's Bank of China Loudi City Center Sub -branch notified the situation of Loudi green credit. Can it further introduce the relevant situation of Loudi financial support for green and low -carbon transformation?

Answer: As an important energy and raw material base in Hunan Province, Loudi City is facing major opportunities in the background of the "double carbon" policy, and faces major opportunities in green low -carbon transformation and development. To this end, the Loudi Municipal Branch of the People's Bank of China insisted on the development of green finance first and boldly explored. I have done the following aspects:

The first is to strengthen overall planning. The province took the lead in issuing policy documents such as the implementation of the "Three -year Action Plan for the Green Transformation of Resource -Supporting Resource -based Cities (2021-2023)" and "Loudi City Park" Pilot+Green Financial Linkage Implementation Plan (Trial) "," Loudi City Park Industrial Enterprise "and other policy documents. Clarify regional green financial development goals and tasks.

The second is to make good use of central bank carbon emission reduction support tools. By providing low -cost policy funds, guide banking institutions to increase support for green low -carbon projects. At present, the PPP project of domestic waste incineration power generation PPP projects in Xinhua County, Loudi City has obtained 49.2 million yuan in the People's Bank of China Carbon Responation Supporting Tools.

The third is to strengthen policy guidance. Through various methods such as policy preaching, political banking docking, and project library construction, bank institutions are guided to focus on key areas such as "Material Valley", new energy, and low -carbon transformation of traditional industries in our city, and increase green finance and transformation financial support.

Fourth, the province takes the lead in carrying out the creation of green finance demonstration parks and pilot enterprise carbon account pilots to explore the simple self -assessment method of small and medium -sized enterprises in carbon emissions, the "carbon account+green finance" linkage model to provide a reference for bank institutions' credit decisions.

The fifth is to actively carry out the green financial evaluation and environmental information disclosure of banking institutions, and guide banking institutions to consciously implement financial support for green low -carbon policies.

In the next step, the People's Bank of China Loudi Municipal Center Sub -branch will further improve the working mechanism, refine policies and measures, strengthen tracking supervision, promote the implementation of relevant policies, and provide more powerful for the green low -carbon transformation and high -quality economic development of Loudi City's economic and industrial industries. Financial support.

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