Our city's "Party Construction+Finance" working model is creating "Xinxiang Experience"

The city's "party building+finance" working model has exceeded 90%of the township level, and the village -level coverage rate has exceeded 50%. In practice, a set of effective "Xinxiang experience" has been gradually explored. This is the news that the reporter learned from the "Party Building+Finance" working site held by our city the day before.

Although rural funds were once "thirsty", the supply of grass -roots financial services was difficult to reach the "ending", and farmers' "difficulty loans" coexisted with banks "difficult loans". Since 2019, especially since last year, the city has adhered to the problem -oriented, exerting the dual advantage of "party building+finance", and has gone out of a new way for "grass -roots party organizations, financial enterprises to set up Taiwan, party members and masses" to help rural revitalization. It shows the comprehensive effect of participating subjects' win -win situation, exuding local development vitality, and improvement of rural governance efficiency. It is understood that the city's agricultural credit cooperative system has granted 24.486 billion yuan in credit -related enterprises and various organizations and 24.395 billion yuan in credit. , 6.109 billion yuan, effectively increased the investment of "agriculture, rural areas, and rural areas, and laid the foundation for the speed and efficiency of rural revitalization.

The three -level service system of township, village, and village groups is the organization foundation for "party building+finance". Our city adheres to the leadership of party building, promotes the cooperation between the Rural Commercial Bank and the rural party organization, set up a special class at the township level, and signed a co -construction agreement with the rural party committee and the party committee of the Rural Commercial Bank to establish a special class of "Party Construction+Finance" to coordinate the co -construction work. Essence Establish a working group at the village -level level. The party branch of each village and the party branch of the Rural Commercial Bank Sub -branch signed a joint construction agreement to establish a village -level "party building+finance" working group to coordinate and implement specific work. In the village group, the financial service team was established, and the villagers' group was connected with the party group of the branch to set up a number of "agriculture, rural areas, and rural" financial service teams, and absorb the enrichment teams such as rich leaders, technical experts, and person in charge of new rural economic organizations. +Financial "" work.

"Party Building+Finance" has a "1+1> 2" effect. Our city gives full play to the advantages of party organization, mass advantages, and financial sector's capital advantages, platform advantages, and promote the co -construction of the position, policy sharing, talent education, credit co -evaluation, and product co -creation. Organizational departments guide rural grass -roots party organizations and party organizations at all levels of rural commercial banks, and carry out a total of 25,300 activities such as "hand -pulling hands" and organizational life meetings, theme party days, and industrial observation of the party. Party organization combat effectiveness. The county and township establishment of the "Party Construction Finance Association" system, regular research work promotion and implementation, and timely communication and sharing of major policy information, cooperation and exchanges involved in the development of both parties, to ensure that financial policies such as inclusive finance and rural revitalization at the grassroots level at the grassroots level Land. The barriers to break the mechanism and explore the "two -way duty" mechanism. The city has selected a total of 305 outstanding villages "two committees" cadres to be the "three rural" consultants of the Rural Commercial Bank. Realize complementary talents. The grass -roots grid staff and agricultural employees go to the village to enter the village, understand and master real information, comprehensively carry out credit assessment, build a credit assessment system for enterprises, institutions, individual industrial and commercial households, and farmers. The event has been awarded 181,800 households and 34.939 billion yuan. Create credit towns, villages, households, and selection activities such as civilized villages and towns, star -rated civilization households, etc., and actively develop credit products such as "five good household loans" and "March Eight Red Flagers Loan" to increase measures through interest rate discounts, service value -added and other measures. Credit support from groups such as technical experts, models of labor, and rich leaders.

Since the development of "Party Building+Finance", it has provided effective grasps for serving the masses and service development of grass -roots party organizations. In the village to enter the village, we can connect to the masses closely, and the masses are closely linked to farmers' entrepreneurial loans. Through "party building+finance", the Rural Commercial Bank has also expanded customer acquisition channels. The efficiency of credit evaluation has been greatly improved to reach the original 3.5 times. Quality development track.

(Xinxiang Daily All Media Reporter Wang Gaofeng)

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