The "Rural Rejuvenation and Honor Bank" promoted the high -quality development of the local economy

The "Rural Rejuvenation and Honor Bank" promoted the high -quality development of the local economy

Josen Li Linxia

On the occasion of the "Hundreds of Villages and Striving for the Spot of the Organization" in Shanxi Province, the entire province of Shanxi Province was launched. On July 20, the Shanxi Yuncheng Rural Commercial Bank was awarded the title of "Rural Revitalization and Honor Bank" by the Yanhu District Government. Dong Xueliang, deputy head of the Government of Yanhu District, presented a plaque for the bank's "Rural Revitalization Bank". The positive contributions made in Yanhu District's economic development, poverty alleviation, and promoting the adjustment of rural industrial structure adjustment in the region fully affirmed.

Focus on the characteristic industries to revitalize the village of the pulse

Based on the industrial development plan of the district committee and district government, the bank continues to consolidate and deepen various measures to help rural revitalization, strengthen the quality and efficiency of "supporting farmers", fully tap economic potential, and deepen cooperation with the district government, agricultural and rural bureaus, and village committees. , Around the "one country, one special", "one village and one product" as an important engine to promote the revitalization of rural industries. The service subject has launched specialty products such as "agricultural machinery loans", "warehouse loans", "Nanguo Loan", and "fruit library loan". Back credit help promotes the transformation of the agricultural industry structure, helping the characteristic industries to become bigger and stronger.

Create a "credit engineering" to stimulate the new momentum of rural revitalization

The bank implements the spirit of the relevant documents of the Bank of China, the Banking Insurance Regulatory Bureau, and the Provincial and Municipal Union. The system, with the "back -to -back" evaluation, took the lead in launching the "Credit Credit" credit model in the city, and made every effort to open up the "last mile" of the three farmers services. The promotion of "Credit Village Credit" has provided an important reference for improving the effectiveness of rural governance. As of now, the coverage of 219 administrative villages in the entire jurisdiction has reached 100%, with a pre -granted credit amount of 4.1 billion yuan. The number of households was 1.1 billion yuan.

Enrich the product system to improve the rural revitalization acceleration

The bank signed a three -party cooperation agreement with the Caihui Gold Service Platform and the Caihuang City Caisai Association of Yanyang City, and launched the "Rural Revitalization Loan" credit product. A new mechanism for agricultural credit financing, carrying out the batch guarantee business cooperation of the "total" batch guarantee business, to achieve increasing credit to increase the credit; through interest rate discounts and discount subsidy policies, insist on allowing people to benefit the people, further reduce financing costs. In the situation of difficulties, six measures for "helping enterprises to relieve the rescue and resistance to farmers" were introduced, and "joined with the epidemic lending" for targetedness, continuously increased credit offering of agriculture -related and weak fields, increasing income to farmers, income, and income, and income, and income, and increase income, and increase income, and increase income, and increase income, and increase income, and increase income, and increase income, and increase income, and increase income, and increase income. Enterprise resumption of work provides strong financial guarantees.

Innovative service model consolidates the effectiveness of rural revitalization

In order to ensure that the systematic projects of thousands of villages and ten thousand households are carried out in an orderly and massive development, and the quality of work is improved, under the guidance of the Salt Lake District Party Committee and District Government, the bank will closely follow the strategy of rural revitalization and continue to increase financial support. In the service practice, we explore a set of unique "five one" service model, that is, each village establishs a financial service point, each township is equipped with a service assistant, each township cultivates a rich people industry, each outlet Carry out a group of credit demonstration villages every week and every township to build a group of credit demonstration villages, continuously improve financial services, and in -depth promotion of new practices of rural construction. At present, the entire bank has been listed on 58 "rural revitalization financial services", and the pace of financial services has sinking strongly.

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