Increase 8.9%!What is the effectiveness of Shenzhen financial services in the first half of the year?| Tiannan Economic Watch

On July 26, the Shenzhen Economic Semi -annual report was released: In the first half of the year, the GDP in Shenzhen was 1501.691 billion yuan, an increase of 3.0%year -on -year. "Decoding Shenzhen's" transcript "in the first half of the year: climbing and steadily upward | Tiannan Economic Observation" (click to read).

What is the financial industry in Shenzhen as the pillar industry? On the evening of the 27th, the Shenzhen Financial Industry Half -annual Daily released: In the first half of the year, Shenzhen's financial industry achieved an added value of 241.35 billion yuan, an increase of 8.9%year -on -year, 2.3 percentage points higher than the same period last year, higher than the average level of the whole province.

This is the basis of Shenzhen's financial industry on the basis of two consecutive years, and it has continued to continue high growth again, which fully reflects the quality and toughness of development.

Another data is worth noting: In the first half of this year, the value -added of Shenzhen's financial industry accounted for 16.1%of the GDP during the same period. Compared with 2021, the added value of Shenzhen's financial industry increased by 7.6%, which was 15%of the GDP. Explain that the financial industry is developing at a high speed, and the status of the pillar industry is becoming more and more stable.

Looking back at the development of Shenzhen in the past 40 years, finance and economy have long been matched, with an average annual growth of 20.7%and financial growth of 20.4%. He Jie, director of Shenzhen Local Finance and Administration Bureau, has publicly stated that after the new crown epidemic, Shenzhen Finance has become the compressor, stabilizer, and fixed -plate needle of Shenzhen's economic development.

There is a sentence in Shenzhen's financial industry. The 3%financial industry has created 1/6 of GDP and 1/4 of the taxes, which has contributed greatly.

Does the rapid development of the financial industry give it to the company to be favorable? From behind the financial data in the first half of the year, we can see that the financial "combination boxing" is constantly showing its efforts.

The company "passing" is loan

Financial services open up the "last mile"

From the perspective of deposit loans, as of the end of June, the balance of domestic and foreign currency deposits in Shenzhen financial institutions and 8.22 trillion yuan in local and foreign currency loans, which were 10.9%and 11.6%year -on -year, respectively. The third place in large and medium cities in the country.

This means that under the epidemic, banks dare to loan, corporate can loan, and "financial live water" is constantly irrigating the real economy, making market entities more vibrant.

Luo La Smart, a manufacturing company in Shenzhen produced a "pedestrian channel gate", was affected by the epidemic this year. The payment was slow, and the funds were urgently needed.

After receiving corporate demands, the Agricultural Bank Luohu Sub -branch, one of the "Financial Station" in Shenzhen, quickly formulated a financial service plan for the enterprise in accordance with the "one enterprise, one case, one enterprise, one policy". 3 million yuan of pure credit online loans.

The "financial station" for this company's rescue is a help -enterprise project launched by Shenzhen Innovation in June this year. It is widely distributed in the city's key street party and mass service centers, administrative service halls, parks, bank outlets and other places in the city.

In an interview, the relevant person in charge of the station said that the purpose of the financial station was to serve the enterprise nearby to open up the "last mile". It is best to "pass" the enterprise with demand can handle loans.

Today, Shenzhen's "Financial Station" has covered 7 districts with 42 districts. Since its launch, it has led to over 40 billion yuan in financing docking. From June 1st to July 18th, the number of corporate policies in each district station station was 1178 times, and the proportion of enterprise demand responses was 78.6%, and the number of service docking households was 109.

Financial services sink, and "financial live water" flows. Let the enterprise "passing" the loan, the time to the "loan" shorten, the "window service" becomes "on -site service" ... Shenzhen gradually becomes normal in Shenzhen.

Related financial policies

"Combining Boxing" together

In the first half of the year, Shenzhen issued a series of financial innovation measures, especially the "three arrows" on April 7, which aroused widespread attention in the industry: "Shenzhen big hand! Announce the three major financial policies in one breath | Tiannan Economic Observation "(click to read):

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"Several Measures for the Development of Shenzhen Supporting Financial Enterprises":

Give a reward of up to 50 million yuan to the licensed institutions, and also the first to include brokerage asset management and insurance asset management companies into the scope of the headquarters of the financial enterprise;

"Several Measures for the Development of Shenzhen Municipal Support Fintech":

Give up to a maximum 20 million yuan reward for major financial technology infrastructure

"Several measures to promote the continuous and high -quality development of Shenzhen Venture Capital Investment Investment Investment":

A single reward of up to 20 million yuan is set up, rewards for withdrawal contributions, and early investment small rewards.

In July, Shenzhen has developed a "30" to grow steadily, which has further increased the previous financial support entities and further optimized measures.

For example, to accelerate the expansion of the "first loan households", encourage banks to reduce loan interest rates, implement "bank reduction and exemption+government discount", and give 2%discount subsidies to the "first loan households" from June to December 2022, the highest amount of discounts for single households enterprises will be the highest. 200,000 yuan. Shenzhen set the target: 20,000 new "first loan households" in 2022.

In addition, Shenzhen has also expanded the scope of financing guarantee for individual industrial and commercial households, extending the policy period of reducing financing guarantee premiums from the end of August this year to the end of the year; the highest guarantee rate reduction rate is 40%, etc. Moving problems.

The continuity, inclusiveness and extensive coverage of a series of financial policies bring accelerated recovery of confidence in market players, and it has brought direct help to Shenzhen's economic recovery and stability.

The capital market is also injecting vitality for the real economy. In the first half of this year, Shenzhen Securities Company achieved operating income of 53.22 billion yuan and net profit of 22.56 billion yuan, ranking first in the country. At the end of June, there were 379 A -share listed companies in Shenzhen. The total market value of the Shanghai -Shenzhen Stock Exchange's listed company was 8.03 trillion yuan, ranking second in domestic large and medium -sized cities.

In the field of insurance, as of the end of June, the total assets of Shenzhen insurance industry were 6.3 trillion yuan. In the first half of the year, the insurance market in the area achieved premium income of 84.2 billion yuan, an increase of 6.3%year -on -year.

Shenzhen's financial industry has been in the "first camp" in various fields, which is inseparable from the continuous layout of Shenzhen in the financial field in recent years.

The "Fourteenth Five -Year Plan" plan for the high -quality development of Shenzhen's financial industry proposes to create a "four centers" (global innovation capital formation center, global fintech center, global sustainable financial center, international wealth management center). In the latest global financial center ranking, Shenzhen ranks among the top 10 and finance technology ranks 6th.

In the future, how does Shenzhen finance continue to break the pressure of the epidemic and maintain a high growth trend? The key is to adhere to the use of various policies to attract more high -quality financial resources, promote the sustainable and balanced development of the financial industry, in order to continuously play the advantages of the pillar industry, provide financial support for urban development, and fully support stable economic growth.

Commentator: Li Tiannan

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