Smart micro -loan system to help financial services is more efficient and convenient for financial services

Author:China Agricultural Credit News Time:2022.07.27

Zhai Xuecheng Ma Tingting

Recently, the city of Changyang Agricultural and Commercial Bank of Hubei used the smart micro -loan system for the first time successfully awarded a "white -collar E loan" of 200,000 yuan to two customers and 1 10,000 yuan "Agricultural E loan". The handling of these two businesses marked the successful landing of smart micro -loan systems in Changyang Rural Commercial Bank.

"Even before the on -site service, I couldn't know the results of the loan approval on the spot. Now it is fine. Before a cup of tea, I received a successful signing notice from the signing of the contract. The service of the Rural Commercial Bank was getting better and better!" Praise.

After instructing customers to complete the online withdrawal, the risk manager of the bank Li Hua Mao also felt deeply: "When the customer manager who has been for so many years, he can't think of a ID card and face recognition. You only need to click on the tablet for a few times. Without signing any paper documents, you can realize online lending, and also support customers to sign up for electronic contracts remotely. Our customer manager will go out to expand marketing in the future, and you can complete the application, approval, and credit processing process on the spot. , Customers are happy, we are relaxed too. "

The main person in charge of the bank said: With the successful landing of the "Chutian Rural Commercial Cloud" smart micro -loan system in Changyang Rural Commercial Bank, the bank's digital transformation and development have also reached a new level. Changyang Rural Commercial Bank will unswervingly implement the promotion and implementation of the project, and make full use of the smart micro -loan system to provide customers with more efficient and more convenient financial services within its jurisdiction.

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