The construction of three large banks to increase water conservancy infrastructure promotes early investment and see more results

21st Century Business Herald reporter Li Yue Beijing report

Policy banks and commercial banks are constantly increasing support for the construction of water conservancy infrastructure.

Recently, the Agricultural Bank of China and the Ministry of Water Resources signed a strategic cooperation agreement to increase the construction of commercial financial support for water conservancy infrastructure. And it is clear that in the next five years, the Agricultural Bank plans to invest in water conservancy loans each year not less than 120 billion yuan. In the past six years, Agricultural Bank has issued a total of 556.5 billion yuan in water conservancy loans.

Prior to the Agricultural Bank, the Ministry of Water Resources had signed cooperation agreements with the National Development Bank and Agricultural Development Bank to promote the strengthening of the construction of water conservancy infrastructure construction.

A few days ago, the 21st Century Financial Research Institute and Shanghai Financial and Development Laboratory jointly released the "Bank Service Rural Revitalization Model -Based on the Investigation of a number of large banks and local banks" proposed that rural revitalization cannot be separated from rural infrastructure modernization, infrastructure, infrastructure Construction can produce a huge direct effect and indirect effect on economic development. In 2022, the Central Document No. 1 proposed to support various financial institutions to explore the medium- and long -term credit models of agricultural and rural infrastructure. For banking institutions, how to support infrastructure construction is still an important issue.

The construction of water conservancy infrastructure is undoubtedly an important part of agricultural and rural infrastructure.

All financial institutions need to be positioned

On June 13, the Central Bank and the Ministry of Water Resources jointly held financial support for the construction of water conservancy infrastructure to promote work TV conference calls to deploy further water conservancy construction financial services to help stabilize the macroeconomic market. State Development Bank, Agricultural Development Bank, Agricultural Bank, etc. Speaking on the main practice of financial support for water conservancy construction.

The meeting proposed that from a long -term perspective, strengthening water conservancy construction is of great strategic significance for my country's food safety, green low -carbon transformation, and disaster reduction and disaster prevention prevention. And require all financial institutions to find a targeted positioning, policy and development banks must make good use of the newly added 800 billion yuan credit quota, grasp the task breakdown, strengthen the assessment and incentive, increase the support for major national water conservancy projects; It is necessary to give full play to the advantages of funds and outlets, and increase credit offer for commercial sustainable water conservancy projects.

The Agricultural Development Bank and the Ministry of Water Resources jointly issued the "Guiding Opinions on the Construction of Policy Finance Support Water Conservancy Infrastructure" to put forward the preferential policies of policy financial support for water conservancy infrastructure. Agricultural issuance actively fulfills the functions of policy financial institutions, uses the characteristics of the "water conservancy bank" brand characteristics and the advantages of water conservancy construction loan products, and increase the support of credit policy in six aspects: the loan period is further extended; Implement the minimum standards in accordance with relevant national regulations; give priority to ensuring the supply of credit funds, issue the theme financial bonds of water conservancy construction to broaden fundraising channels; further optimize the guarantee method; open up green channels for loan loans, and implement the "seven priority" policy.

The Agricultural Development Bank clearly states that the key areas supported by their support include supporting water resources optimization and allocation engineering system, rolling engineering system, rural water supply projects, irrigation district construction and reconstruction, water ecological protection and management, and smart water conservancy construction.

Agricultural Bank of China and the Ministry of Water Resources' strategic cooperation agreement proposes that the two parties will focus on the target tasks of the "Fourteenth Five -Year Plan" water safety guarantee, focus on comprehensively strengthening the key areas of water conservancy infrastructure construction, focus on serving the country's major regional development strategy, and strengthen preferential support for water conservancy credit policies. Innovate with financing models. At the same time, in accordance with the principles of complementary advantages, guide water conservancy departments and agricultural banks at all levels to deepen cooperation, establish mechanisms such as project docking, information sharing, and business linkage, enhance the level of cooperation and depth, increase credit investment, expand the construction of water conservancy infrastructure construction financing Channels, jointly promote reform and financing model innovation in key areas of water conservancy.

The Agricultural Bank of China clearly should focus on major projects, rural water supply projects, rural water supply projects, irrigation district construction, water ecological protection and management, smart water conservancy construction and other major projects such as major projects such as the main skeleton and the South Water and North Water Diversion. Innovative financing model.

"Water conservancy facilities are part of the moderation of investment in infrastructure construction in moderation. Water conservancy projects are people's livelihood projects, development projects, and safety projects. They are key areas of infrastructure construction. On the 25th, Cui Yong, deputy governor of Agricultural Bank of China, said at the financial support of water conservancy infrastructure construction work jointly held by the Ministry of Agricultural Bank and the Ministry of Water Resources.

The National Development Bank will continue to expand the development of developmental financial support for the "14th Five -Year Plan" water security guarantee target task, and strive to promote the major projects of the national water network, the weak flood prevention links in the basin, rural water conservancy infrastructure, the ecological environment of the river and lake, and the recovery of the river and lake ecological environment, and the ecological environment of the river and lake Construction of water conservancy infrastructure such as water conservancy and wise water conservancy in key industries.

Early batch and see more results

In early June, Zhao Peng, deputy president of Agricultural Development Bank, stated at the promotion meeting of the Ministry of Agricultural Distribution and the Ministry of Water Resources to hold policy financial support for the construction of water conservancy infrastructure construction. The list docking mechanism, make good use of the preferential policies of water conservancy credit, actively explore the innovative financing model, strengthen organizational leadership and overall deployment, and efforts to increase the credit of credit, so as to be involved in planning, early approval, and early investment. Promote new breakthroughs in the development of water conservancy construction loans, and fully serve the economic market.

"Divisions at all levels should further unify their thinking, unite consensus, take practical and effective measures, and strive to take greater steps in the construction of financial support for water conservancy infrastructure and see more results." Cui Yong also requested at the work promotion meeting. Essence In terms of specific work, Cui Yong proposed that we must use relevant financial products and credit policies for loans to loans with sufficient water conservancy infrastructure, and to transmit strategic intentions and preferential policies to the grass -roots bank at the first time, transform it into real productivity; give full play to the Agricultural Bank of China; Comprehensive operating advantages, strengthen business cooperation with development and policy financial institutions, increase support for major water conservancy infrastructure projects through investment and loan linkage, merchant loans, joint loans, etc.; It stipulates that adhere to the positioning of commercial financial functions, strengthen credit management, strictly invest in capital, implement the source of repayment, and manage the guarantee resources. It shall not cause local government debt or hidden debt of local governments in any form, adhere to the bottom line of risk compliance.

Data show that in the six years since the "Thirteenth Five -Year Plan", Agricultural Bank issued a total of 556.5 billion yuan in water conservancy loans. In the first half of this year, a total of 64.1 billion yuan of water conservancy loans was put in the water conservancy loan.

In terms of Agricultural Development Bank, at the end of May 2022, the bank invested a total of 1086.5 billion yuan in water conservancy construction loans and a loan balance of 535.7 billion yuan. The loan had been issued 65.1 billion yuan this year.

As for the National Development Bank, as of the end of the first quarter of 2022, the bank had invested a total of 1282.6 billion yuan in water conservancy credit funds, with a balance of 545.2 billion yuan, and 22.9 billion yuan of water conservancy loans was issued this year.

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