Reduction for the benefit to benefit the private enterprise and benefit private affairs

Author:China Economic Times Rural Fin Time:2022.07.26

Reduction for the benefit to benefit the private enterprise and benefit private affairs

—— Ordos Rural Commercial Bank actively implements policies for reduction of expenses to make money

In order to actively respond to the country's policy call on reducing costs and benefits, actively actively act, effectively reduce the burden on operating consumers, and support the development of the real economy. Various policy bonuses have really taken effect on the ground.

1. Publication documents to ensure that pressure transmission is in place

In order to comprehensively, standardize, and orderly implementation, Ordos Rural Commercial Bank held a special meeting to discuss relevant documents, formulated and introduced the "Working Plan for the Payment Fee of the Ordos Rural Commercial Bank to reduce small and micro enterprises and individual industrial and commercial households, and set up work leaders The group coordinated and coordinated and promoted as a whole. Clarifying departmental responsibilities and specific work content to ensure precise services and fine services.

2. Specific measures to ensure that the policy enforcement is in place

In order to effectively benefit market entities such as small and micro enterprises and individual industrial and commercial households, comprehensively promote the implementation of the policy reduction policy, in accordance with the principles of depletion, free bank account service fee, exempt SMS banking service fees, exempt online banks , Mobile banking, WeChat banking and other electronic banking service fees, exempt UK work fees and certificates service fees, exempt transaction fees and cross -bank transfer remittance fees, cancel the check fee and losing fee of the check, Convenient to calculate the "principle of", reduce bank card receipt fees and other expenses. As of the end of June, a total of 5.5801 million yuan was reduced.

3. On -site research to ensure the implementation of the policy of benefiting enterprises

Actively reduce interest rates, make full use of the tax authorities and regulatory authorities to the policy costs such as the targeted downgrade of loans and loan interest for less than 10 million yuan in credit, and the internal management costs are dropped. Based on the interest rate pricing policy, 15 basis points are reduced; customers who continue to use the letter for the agricultural branch small re -loan expire will be reduced by a minimum interest rate of 5.4%of the interest rate of 180 basis interest rates; Reasonable interest rate pricing rules, which are high -quality customers such as designated medical institutions, import and export trading enterprises, and leading agricultural and pastoral enterprises to reduce loan interest rates and solve their problems of expensive financing; docking with relevant government departments, setting up a business license self -service printer at business outlets, and setting up a business license self -service printer, and and and. Provide free engraving services.

4. Continuous publicity to ensure that policy preaching is in place

Publicized the latest service price list about the reduction of the expenses on the project, and at the same time produced a public poster of the cost reduction project to ensure that the service price information was open and transparent. Carry out comprehensive announcements and all -staff training, and organize online examinations to ensure that employees should be known to reduce costs to make related knowledge. Through the release of new media platforms such as public accounts, circle of friends, Douyin, and video numbers, expand the channels for communication, so that customers can timely and conveniently understand the policies of reducing fees and benefits. 65 business outlets LED screens and indoor television cycles are rolling to play related policy slogans to increase publicity. Organize the "five -entry" activities in communities, enterprises, parks, entering the countryside, and entering the business district, and carry out the explanation of the opposite side of the line to promote the efficiency of the cost reduction policy. Accuracy. As of the end of June, more than 80 offline activities were carried out, and more than 10,000 audiences had been carried out.

In the next step, the Ordos Rural Commercial Bank will continue to practice the concept of benefiting enterprises and the people, actively fulfill social responsibility, and reduce the operating costs of small and micro -entities such as small and micro enterprises and individual industrial and commercial households with more informative measures, so as to reduce costs and reduce services. Further optimize the business environment, relieve rescue difficulties, and make it beneficial to the people. (Gao Xuemei)

Responsible editor: Zhang Wei Guo Jinhui

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