up to date!Hunan Provincial Direct Provident Fund policy has changed!

On July 25, the reporter learned from the Hunan Provincial Affairs Administration of Affairs that the "Notice on Adjusting the Provincial Policy and Process of the Provincial Unit's Housing Provident Fund" (Xiang Guanfa [2022] No. 35) has been issued recently. The "Notice" is basically consistent with the municipal provident fund, clarifying that the maximum loan quota has increased to 700,000 yuan, and the maximum loan amount of the three -child family has increased to 800,000 yuan.

The "Notice" pointed out that employees' families purchase the second set of improved self -housing, and the down payment ratio shall not be adjusted to 40%of the total price of the house.

The employee family purchases the first house and implements a phased "Key loan" policy, that is, if the policy implementation will be purchased by the employee family from the date of implementation of the policy to December 31, 2022 You can apply for a housing provident fund loan. If you apply for a loan and the purchase of a house, the housing provident fund account of both husband and wife shall retain a 12 -month loan repayment amount of provident fund loans.

The "Notice" states that employees' families purchase the second set of improved home housing for housing provident fund loans, and cancel the "first set of self -housing area must not exceed 144㎡". There are already housing provident fund loans to apply for housing provident fund loans again after settlement, and cancel the provisions of "need to be cleared for 6 months".

In addition, increase the amount of renting for rent. The employee withdrawn the rent of the housing provident fund, and the amount of each withdrawal must not exceed 50%of the actual remittance amount in the past year. The adjustment is "each withdrawal amount must not exceed the actual remittance amount of nearly one year."

It is reported that the "Notice" is valid from August 1, 2022 to July 16, 2026. The original policy stipulation is inconsistent with the provisions of this notice, and shall be implemented in accordance with the provisions of this notice.

Source 丨 New Hunan Client

Edit 丨 Tangwei School Division 丨 Reich

Review 丨 Du Jin

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