The Central Bank and the Ministry of Culture and Tourism have issued six major measures to support the cultural tourism industry.

▲ Picture according to the official website of the People's Bank of China

On July 25, the Red Star Journalist learned from the People's Bank of China that in order to thoroughly implement the decision -making and deployment of the Party Central Committee and the State Council on the prevention and control of new crown pneumonia and economic and social development. The "Notice on the Restoration of the Cultural and Tourism Industry" (hereinafter referred to as the "Notice"), to promote the recovery and development of the cultural travel industry. From the content of the content, the "Notice" has deployed a total of six specific work measures, which mentioned that the list of companies that are affected by the epidemic are temporarily encouraged to encourage the establishment of an industry bailout fund for the establishment of the industry.

Formulate a list of companies in difficulties in the impact of the epidemic

Don’t blindly restrict loans, loans, and disconnection

The "Notice" requires to continue to increase financial support for the culture and tourism industry. Give full play to the dual functions and structural dual functions of monetary policy tools, maintain reasonable liquidity, and give full play to the effectiveness and guiding role of the loan market quotation interest rate reform, and promote the steady decline in the comprehensive financing costs of cultural and tourism enterprises.

In addition, the "Notice" also proposes to use monetary policy tools such as re -loan, re -discounting, and inclusive micro -loan support tools to guide banking financial institutions to improve and strengthen credit services for cultural and tourism companies.

The "Notice" also pointed out that it is necessary to provide differentiated financial services for cultural and tourism companies that have a greater influence of the epidemic, formulate a list of enterprises in difficulty in the impact of the epidemic, and encourage conditions for cultural and tourism financial service centers to initiate the establishment of industry rescue fund.

The "Notice" emphasizes that the People's Bank of China and its branches, together with cultural and tourism administrative departments at all levels, understand the financing needs of cultural and tourism enterprises in accordance with the local actual organization of banking financial institutions, and dock with the enterprises in the list through online or offline methods. Essence The banking financial institutions must combine their own functional positioning, and actively support cultural and tourism companies to resist the impact of epidemic conditions through the principle of marketization, through new loans, exhibition or renewal methods, and must not blindly restrict loans, loans, and disconnection.

Enrich the credit financing tools of cultural tourism enterprises

Broaden the financing channel of cultural tourism enterprises

The "Notice" pointed out that the credit supply system for cultural and tourism companies should be improved. Banking financial institutions need to further optimize credit management systems such as credit management, internal rating, loan approval, post -loan service and risk management of cultural and tourism enterprises, and improve the efficiency of credit services for culture and tourism enterprises.

At the same time, in response to the characteristics of cultural and tourism enterprises, we must innovate credit products, carry out pledged financing of cultural products, and scenic income rights, and enrich cultural and tourism enterprise credit financing instruments. Promote active credit and borrow the loan mode. Give full play to the positive role of cultural and financial franchise institutions and specialty branches in improving and strengthening the credit services in cultural and tourism enterprises.

The "Notice" states that it is necessary to further expand the financing channels of cultural and tourism companies. The China Banking Market Traders Association and the Interbank Market Lleel Co., Ltd., etc., should make good use of the "green channels" that have been established, simplify business processes, appropriately relax information disclosure requirements, and increase the qualified cultural and tourism companies that meet the conditions. Support.

At the same time, the "Notice" mentioned that encouraging local conditions to adapt to local conditions, explore the establishment of an asset evaluation system suitable for local culture and tourism enterprises, and encourage the cultural and tourism industries to explore the establishment of the value evaluation system of the industry's culture and tourism products, in order to further expand the culture Financing channels with tourism companies. Support all localities to revitalize corporate assets in accordance with the characteristics of local culture and tourism enterprises and asset characteristics, and enhance the "hematopoietic function" of the enterprise itself. Financial institutions should do a good job of corresponding financial services.

Efforts to reduce the financing cost of cultural tourism enterprises

Improve employment credit reporting services for employees

The "Notice" pointed out that we must focus on reducing the financing costs of cultural and tourism companies.

Specifically, banking financial institutions should make good use of relevant policies such as re -loan and discounting to improve mechanisms for pricing, risk transfer and sharing of cultural and tourism enterprise financial services, strengthen scientific and technological empowerment, and further improve cultural and tourism enterprises. Financial services efficiency.

At the same time, the "Notice" encourages cultural and tourism administrative departments at all levels to rely on existing capital channels to increase the discount support for cultural and tourism companies affected by the epidemic. Give play to the role of government financing guarantee system in reducing the cost of culture and tourism enterprises.

The "Notice" also requires employment and credit reporting services for practitioners in the culture and tourism industry. Encourage cultural and tourism administrative departments at all levels to adopt various measures to stabilize employees. Encourage banking financial institutions to adjust the relevant information of the cultural and tourism industry employees provided by the cultural and tourism administrative departments at all levels, and according to the lender's application, flexibly adopt a reasonable delay in repayment time, extend the loan period, delay repayment, etc. The plan, and the adjustment of the repayment arrangement is submitted to the credit record.

Red Star News reporter Yang Yuqi Wu Yang

Edit Pan Li

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