[Welcome to the 20th National Congress, like to see the party's flag red] "Follow" a new carrier

[Welcome to the 20th National Congress, like to see the party's flag red] "Follow" a new carrier

Text/Reporter: Yang Haitao Correspondent: Nie Tai Miao

Nowadays, after the poverty alleviation, the establishment of a modern and prosperous country by achieving rural revitalization, common prosperity, and building a modern and prosperous country is the road of long -term struggle in my country. As a county economy, rural credit cooperatives and agricultural banks across the country, find suitable for local development, adapt to new changes, and effectively promote the implementation of rural revitalization strategies, and achieve new working mechanisms and carriers to achieve common wealth goals. one.

On the banks of the Baishi River in the Qinba Mountains in south of Shaanxi, after a long -term exploration efforts, the work mechanism that more effective helps rural revitalization, that is, the "rural financial supermarket" led by the party branch, with the in -depth integration model of the party building business. Promote rural revitalization. The Fifth Party Congress of Ankang City, listed the practice of "rural financial supermarkets" to lead this party branch as a new carrier for "grasping party building and promoting the rich".

At present, Baihe Rural Commercial Bank, located on the banks of Baishi River, is organizing the local party and government departments and community organizations of Baihe County to promote the "rural financial supermarket" and repeatedly refine the implementation. "New carrier.

It is understood that the "Rural Financial Supermarket" is a village -level financial service position established by Baihe Rural Commercial Bank and the Organization Department of the Baihe County Party Committee to rely on village -level party organizations to establish a village -level financial service position established by 122 villages (community) party and mass service centers in the county. The Baihe County Party Committee sent 122 villages (communities) party branches as "financial associates" to be responsible for daily management, credit evaluation, preliminary loan review recommendation, and supervision of credit funds. Provide services such as financial knowledge preaching, credit product promotion, loan business acceptance. At the same time, party members and merchants who have good moral quality and integrity in local villages are hired as "financial waiters" to handle inclusive financial services such as benefit farmers' fund collection, cash withdrawal, living payment, and social security payment.

The full coverage of the "rural financial supermarket" truly sent financial services to the door of the masses.

"As a member of the party, we should take the lead in telling the integrity. It is rated as the" Party Member Financial Pioneer Demonstration ", and the loan interest rate can be reduced by 15%." Wang Guangqin, a representative of the People's Congress of the People's Congress of Bahe County, said. , Let the masses feel the truth of 'integrity is gold', which has strongly promoted the construction of rural customs and civilization. "

Huang Conggao, the owner of Shuangyanyan Garden, Shuangxi Village, Songjia Town, Baihe County, Huang Conggao's urgent need to pay project funds. The "leading corporate loan" of 3 million yuan, the homestay project can be carried out normally.

"I was the" Returning to Venture Loan "under the" Rural Financial Supermarket "in the village. With 50,000 yuan to start the funds, the farm was built." Said, "'Financial Association" promptly promoted the "financial liaison" of the Rural Commercial Bank in the village of the Rural Commercial Bank according to my personal credit level, family income and industrial conditions. It's convenient. "

In response to the demand for crowds in various types of different situations, in the process of promoting the work of "rural financial supermarkets", Baihe Rural Commercial Bank refined and classified, and after preliminary "polishing", and innovating "four hundred engineering loans", "party member pioneer loan", " Ethical model loans "" return to hometown entrepreneurship loans "," local talent loans "," leading corporate loans "," collective economic loan "and other series of special credit products, making financial services more adaptable to rural situations. Up to now, the bank has issued a total of 6,358 special credit products, with a credit amount of 819 million yuan; 37 leading enterprises in agricultural industrialization, 50 farmers' professional cooperatives, and 285 major households in planting and breeding, driving 5,539 professional farmers to increase their income and get rich.

At the same time, Baihe Rural Commercial Bank also rely on the "rural financial supermarket" to do the work of "financial knowledge to go to the countryside" to carry out the theme party day activities with the village party branch to promote financial policies and honest and trustworthy legal knowledge. Select "Honesty and trustworthy and glorious households". Combining moral evaluation, ten -star civilized household selection, family income and daily performance, the villagers are comprehensively judged by households as the unit, and the rural regulations and people's treaties and township wind evaluation will be included in the development of credit users, credit villages, and credit villages, credit villages, and credit villages, credit villages, and credit villages, and credit villages, credit villages, and credit villages. Credit town assessment scope.

Through the continuous "polishing" of the practice of "rural financial supermarkets", the masses' legal awareness and trustworthy awareness gradually enhanced, not only reversed the village style and consolidated the foundation for rural governance, but also really became "grasping party building and promoting party building and promoting party building. "Common Fu" to achieve an important new carrier of rural revitalization.

During the interview, Wu Jun, Secretary of the Party Committee and Chairman of the Baihe Rural Commercial Bank, told reporters that "rural financial supermarkets" began to be founded in May 2021. With the support of the local government party committee, Rural Commercial Bank has achieved all the time through the support of the local government party committee. The county and rural communities were covered with full coverage, breaking the barriers of information, increasing the degree of business adhesion, and promoting the deep integration of the party building business, basically realizing that the basic financial services cannot go out of the village, and strive to achieve basic government affairs without the village. "Last mile".

Yu Shijun is a young man in Shuang'an Village, Shuangfeng Town, Baihe County. With the help of Baihe Rural Commercial Bank, he has embarked on the road to entrepreneurship. In front of his tea garden, in the face of the reporters and his party's visit, he could not help showing excitement and joy.

According to Yu Shijun, the financial support of the Rural Commercial Bank made him built a tea garden and planted five flavors. Now it has considerable income. However, Yu Shijun did not stop here. He was ambitious and won more than 200,000 yuan in basic funds to develop the villagers. He led several folks to build a gazebo and road to build a homestay. At the end of the interview, Yu Shijun invited reporters to come to Shuang'an Village to see his tea garden homestay three years later. His confidence was impressive. It is reported that as of the end of June this year, there were a total of 6 bank financial institutions in Baihe County, with a total deposit of 11.488 billion yuan, of which the balance of the deposit of Baihe Rural Commercial Bank was 6.592 billion yuan, and the market share accounted for 57.38%, an increase of 0.17 percentage points from the beginning of the year; The total amount of county loans was 5.734 billion yuan, of which Baihe Rural Commercial Bank's loan balance was 3.805 billion yuan, and the market share accounted for 66.36%, an increase of 0.99 percentage points from the beginning of the year.

"We do a little practical things to make farmers really benefit. This is our greatest wish for the agricultural believers. The working model about the" rural financial supermarket ", through the actual situation in the early stage, explores and improves while promoting, and promotes and promoted. It has achieved certain results. However, we know that the efforts of finance to help the rural revitalization strategy need to be increased to meet the financial needs and service levels of the masses still need to be improved; The original mission of conscience bank and rest assured bank 'must always keep in mind. "Wu Junmian, Secretary of the Party Committee and Chairman of the Baihe Rural Commercial Bank of China, spoke his heart about the interview with reporters.

Nowadays, under the continuous advancement of the new carrier of the "rural financial supermarket" and "polishing", I believe that there will be more in the future like Yu Shijun's new appearance of the countryside, and they are the hope of rural revitalization and common prosperity. Where.

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