These policies make the islanders and companies "not bad money"

Financial innovation interprets inclusive financial forces on the island

"Blue Finance" attracts the live water of funds

"Blue Grain" is full of vitality

At a floating raft in Da Changshan Island, Changhai County, Dalian, the sea surface is long, and the floating raft and breeding rope outline the neat "field ridge", swaying with the waves of waves.

There are more than 400 kinds of fish and shrimp and algae creatures growing in the waters of Changhai County. Rich fishery resources make it a natural "blue granary". Vitality.

Increase the supply of inclusive financial products

In recent years, the Dalian Central Branch of the People's Bank of China has issued the "Guiding Opinions on Financial Supporting the High -quality Development of the Marine Economy" and "Implementation Plan for the Construction of the" Inclusive Financial Ecological Island "in Changhai County" to guide financial institutions to increase the supply of inclusive financial products. Increase financial support for the Dalian Marine Economy.

Construction Bank Dalian Branch actively responded to the policy call, promoted the innovation of inclusive financial products, and launched online service products such as "small and micro -loan" in response to the inclusive customer group. The raft farming "inclusive credit loan promotes the deep integration of inclusive finance and marine economy.

Help farmers embark on the road of transformation

In recent years, due to the low survival rate of shrimp, fish and shellfish breeding, aging product variety, and limited production capacity, oysters are gradually becoming the mainstream products of aquaculture of aquaculture in the Changhai area with the characteristics of large output and high survival rate. The main way of oyster breeding.

The so -called floating raft breeding refers to the use of floating seeds and ropes to form floating rafts on the shallow seas, and fix the cable on the floating raft, and then fix the seaweed and farmers to the carrier carried by the cables for artificial breeding.

Li Yushan, a aquaculture household in Da Changshan Island, removed a piece of scallops with oyster seedlings from the floating raft and told reporters, "It only takes 15 months, and oyster seedlings of rice grains can grow as big as the slap. ","

Li Yushan tried to engage in oyster breeding in 2020. In the first year, he cultivated 80 acres of oysters and a small test cattle knife awarded 1.7 million yuan. Li Yushan, who first tasted the sweetness, decided to expand the breeding scale in 2021. Sexuality, Li Yushan is facing a lot of capital pressure on the purchase of seedling procurement, the wages of workers' wages, and the expansion of production scale. At this time, the staff of the CCB Dalian Changhai Sub -branch took the initiative to find Li Yushan.

"CCB's 400,000 yuan of inclusive loans to send charcoal in the snow, solved the urgent urgent need of mesh. With the help of CCB's funds, my oyster breeding waters have now expanded to 600 acres. It is expected that Chuangchuang will reach more than 10 million yuan this year." Li Yushan told reporters.

"Floating raft breeding and loan" open up the financing block

The reporter learned that the Dalian Branch of the Construction Bank had conducted a solid and detailed investigation on the farming breeding of Changhai County. The survey showed that the fishery breeding in Changhai County accounted for about 95%of the total local output value. Household contracted 100 acres, and "blue finance" is very promising.

What benefit from breeding households such as Li Yushan is the "floating raft breeding loan" launched by the CCB Dalian Branch.

In response to the current situation of financing difficulties in Changhai County oyster breeding households facing the difficulty of financing, the bank launched the first inclusive credit product "floating raft breeding" for Dalian farmers, and the use rights of farmers' contract waters as auxiliary mortgages Based on the customer's credit situation, the credit line is comprehensively determined, so as to open up the financing point of farmers' financing.

Yu Zhiqian, the head of the Changhai Branch of CCB Dalian, told reporters that "floating raft breeding and loan" now has 7 households, with a total amount of 2.2 million yuan. After the pilot of Changhai County is mature, it will also be promoted to the global area of ​​Dalian.

Inclusive Finance help island industry chain

Construction Bank Dalian Branch has deeply cultivated Puhui Finance in Changhai County, helping many farmers, aquatic product processing households and other agricultural -related entities to fully support the development of the blue industry chain in the island.

Dalian Xinyi Aquatic Products Co., Ltd., located in Da Changshan Island, Changhai County, the reporter saw that the fully automatic scallop processing assembly line was quickly operated. In less than an hour, a basket of scallops with hot air was completed. The company is also a inclusive loan customer of the Changhai Branch of CCB. It has received 3 million yuan in credit support from the CCB, mainly used to procure equipment and expand the scale of processing.

The reporter learned that at present, the balance of inclusive loans of the Changhai Branch of CCB Dalian has reached more than 1,447 yuan, which benefited nearly 100 households in the market, and interpreted inclusive financial forces in the process of developing marine economy and rural revitalization in island.

Precise docking on the platform

Meet the "little giant" enterprise financing and service needs

Recently, the Municipal Bureau of Industry and Credit Bureau and the Municipal Finance Bureau, the Dalian Municipal Branch of the People's Bank of China, the Dalian Banking Regulatory Bureau, the Dalian Taxation Bureau, and the Beijing Stock Exchange held a national and provincial specialized specialty new "small small" The giant "corporate financing and public service docking meeting aims to accurately solve the financing and service needs of special specialized" little giants "enterprises by building a docking cooperation platform for financial institutions, service agencies and enterprises, and help to specialize in specialized new" small small small small small small little small Giant "" companies do excellent and strong, high -quality development.

In recent years, the Municipal Bureau of Industry and Information Technology has taken the cultivation of special specialized SMEs as the main direction. Through strengthening policy support, improving the service system, strengthening typical demonstrations, and optimizing the development environment, it has stimulated the innovative vitality of the enterprise. Enterprises enter the fast lane. At present, the high -quality enterprise gradient cultivation system that has initially established a high -quality corporate gradient cultivation system that has initially established a high -quality corporate gradient cultivation system for "specialized new small and medium -sized enterprises -specialized new 'little giant' enterprises -manufacturing single championship". As of now, we have 54 national specialized new "little giants" enterprises, 169 provincial specialized "little giant" enterprises, 129 provincial specialized new enterprises, and provincial specialized specialty new new enterprises Product (technology) 461 items.

At the docking meeting, Beijing Stock Exchange, Postal Savings Bank Dalian Branch, China Merchants Bank Dalian Branch, SPDB Dalian Branch, China Export Credit Insurance Company Liaoning Branch, Shenwan Hongyuan Securities Dalian Branch and other banks, financing institutions, and brokerage representatives introduced them respectively. Specialized financial products for serving new "little giants" enterprises. Participating enterprise representatives have a detailed understanding of related products and services, and communicate with banks, financing institutions, brokerage representatives, etc. and "point -to -point" docking. In the next step, the Municipal Bureau of Industry and Information Technology will continue to organize the city's specialized new "little giant" enterprise financing and service docking meeting.

Source: Daguan News

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