Be wary of pension traps, prevent pension fraud
Author:Harbin Net Police Inspection L Time:2022.07.24
Pre -
Pension fraud
Raise awareness
Defend
Scam
Do not trust without leaking, no remittance, no transfer, no transfer
Report the case to the public security organs in time
Campaign to pension fraud · Improve safety awareness
In recent years, scams in the name of "pension" have occurred from time to time, causing property losses and spiritual blows to many elderly people.
Pension fraud refers to illegal and criminal acts of performing fraud and fraudulent public property by the name of the old -age care. Common pension fraud to provide "pension services", invest in "pension projects", sell "pension products" "Pension Insurance" and illegal activities that infringe on the property rights and interests of the elderly in the name of "pension assistance".
01. Provide false care services
Such illegal crimes are mainly manifested in the form of on -site care, institutional custody, and providing beds. By deceiving middle -aged and elderly people to sign contracts, pay the fees, purchase pension beds, pre -paid for the cost of pension service, etc. , Ordinary fraud.
02. Investment in false pension projects
Such illegal crimes are mainly manifested in investing in pension insurance projects, investing in nursing homes, purchasing pension apartments, shares in health bases, after -sale regular returns, high dividends, etc., and suspected to deceive middle -aged and elderly people to participate in illegal fund -raising or illegally absorb public deposits.
03. Sales of false pension products
Such illegal crimes are mainly manifested by providing free tourism tourism, emotional accompaniment, false publicity and other means, and adopt product repurchase, storage agency, consumer rebates, conference marketing, health lectures, etc. Health products or counterfeit and inferior products are suspected of selling counterfeit and inferior products and ordinary fraud.
04. false declaration of household care for house
Such illegal crimes are mainly manifested in explaining and promoting through the form of old -age care, to deceive the elderly to form a "inverted mortgage" consumption concept of house property rights, and illegally sign a loan contract or related agreement with the middle -aged and elderly people. The funds obtained to purchase the so -called wealth management products they recommend, so as to perform fraud or illegal fundraising.
05. False agency for endowment insurance
Such illegal crimes are mainly manifested as staff of banks and insurance institutions fictional or exaggerating insurance project income, conceal the real procedures for insurance claims, set up traps, induce consumption, and suspected contract fraud; Retirement "pension insurance" and other reasons to charge the material costs and benefits of middle -aged and elderly people, and to scam the insurance deposit paid by the victims for illegal possession.
06. Carry out false pension assistance
Such illegal crimes are mainly manifested by the trust of obligation diagnosis, psychological care, live broadcast accompaniment, charity donation volunteer service, organizational cultural activities, etc. After obtaining the trust of middle -aged and elderly people, they implement fraud on middle -aged and elderly people in various forms.
07. "Health Products" scam
"Healthcare" fraud often aims at the psychology of the elderly longing for health. In the early stage, through various means to understand the needs of the elderly and physical health through various means, after giving gifts such as rice, noodles, eggs, etc., and to accompany the chat with the elderly to get the trust of the elderly, the trust of the elderly can be obtained. Began to recommend products, exaggerating the "health care products" of "health products" under the guise of dispelting the disease and strengthening the body, and the magical effects of the remedy, which promoted the elderly to buy health products to perform deception.
08. "Investment Finance" scam
The victims of the "Investment and Financial" scam are mostly the elderly. By presenting small gifts, etc., they attract the attention of the elderly, and then use the promotion meeting, knowledge lectures, etc. The characteristics of people's information occlusion deceive trust, and then use high interest, high returns, and low risks as bait to make the elderly invest, and even invest in the form of early rebates. Funding, finally fled with the money invested by the elderly.
09. "Low -price tourism" scam
"Low -price tourism" scam, scammers often use the enthusiasm and frugal habits of the elderly to go out to play, and organize tourism activities with unreasonable low prices or even free of charge to attract the elderly to participate in the group. Subsequently, arrange various shopping during the tourism process. In the link, the goods are sold at higher market prices to the elderly for profit.
10. "Dusk Love" scam
The "Dusk Love" scam is actually a kind of "killing a piglet" scam. It is mainly for the elderly. After developing into an online dating through the Internet, it will ask for all kinds of reasons to ask for money, then pull the other party to complete the fraud.
11. Pretend to be a public prosecution law scam
The scammers pretended to be a public security, procuratorate, court, and other staff to forge "red -headed documents". Using the low legal awareness and panic of the elderly, they said that the arrest was to be performed, and the guarantee of the guarantee must be paid.
How to prevent pension fraud?
1. Don't believe it easily
In the case of calls and text messages that can be able to say personal information such as your name, ID number, and family address, you must be vigilant and cautious. If you encounter more problems, communicate with your children. If you have any questions, contact the public security organs to verify in time.
2. Do not leak personal information easily
Fill in information on strange, unconventional institutions and websites, and properly protect key information such as your bank password and ID number.
3. Not greedy cheap
Don't be greedy for small profits, do not trust others, and keep in mind the world "without free lunch". The idea of "making a lot of money with small money", "earning a small loss to make big cheap" and "obtaining it without working".
4. Don’t make money easily
When you want to move money, you must find a wife, children or neighbors and friends who have trusted themselves to ask them for opinions and discuss countermeasures. If necessary, report to the police if necessary.
5. Be wary of "various lectures"
Do not participate in the so -called company's lectures, free travel, free tea, free visiting and other activities. Do not blindly believe in the publicity of high returns and the so -called "company strength" to prevent the routine of scammers.
6. Correct health concept
It is necessary to obtain scientific health knowledge from regular channels, to seek medical treatment to regular medical institutions, and do not believe in so -called special effects, divine medicine, and imported medicines to prevent scams that fall into the "medicine support".
7. Install the National Anti -Fraud Center Software
The elderly usually pay more attention to the news media, community propaganda columns, slogans, etc., learn about the current various types of fraud methods, improve their vigilance, and strengthen the identification ability of fraud.If you find that you are deceived, call the police in time.
Raising 丨 Old 丨 Check 丨 Difficult 丨 Difficult 丨 Defense 丨 Greed 丨 No 丨 丨 丨
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