The city's real estate mortgage registration realizes "one -stop" handling

In the past, when enterprises and citizens need to apply for mortgage registration, they often need to run back and forth between banks and real estate registration trading departments. In recent years, under the normalization of the epidemic prevention and control, the Municipal Natural Resources Bureau has launched the "Real Estate Registration+Financial Services" and "Total Total" model with the People's Bank of China Shantou Central Branch. 2. Enterprise handling real estate mortgage registration business.

Recently, the reporter saw Mr. Li, a citizen of the Citizens of Shantou Hanjiang Sub -branch, who was applying for a mortgage to cancel the registration. A few years ago, Mr. Li bought a house in the East Coast. After returning the mortgage recently, the staff of the bank told him that he could directly go through the procedures for canceling the mortgage registration in the bank. Therefore, he came to the construction of a real estate financial convenience service window for Construction Bank to apply directly for cancellation of mortgage registration and led him back to his non -motion property certificate. "It is really convenient to go to the real estate registration trading center." Mr. Li said.

It is reported that the Municipal Real Estate Registration Trading Center relying on the "Real Estate Registration+Financial Services" and "Total Calm" model to establish a joint coordination mechanism for registration departments, banking institutions, and technical units to extend the real estate registration window to the bank's citizenship outlets, through banking institutions and registration Data sharing of the department, you can complete the entire process of mortgage registration online. As a pilot bank of this business, the Shantou Hanjiang Sub -branch of Construction Bank handled 1524 related businesses such as real estate mortgage query, registration, and cancellation registration in the first half of this year, to achieve "more data running, and the masses running less legs."

The mortgage registration of the real estate is changed from "offline running" to "data line running" to achieve fast -running, nearby, convenient, and integration, providing efficient and convenient services for enterprises and the masses. At present, there are 113 banks that have been launched in our city. Citizens can settle mortgage registration within one working day, which greatly saves the business time. Data show that as of the first half of this year, the Shantou Real Estate Registration Trading Center has accumulated more than 50,000 mortgage registration business online.

(Source: Shantou Daily)

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