How deep is the old scam routine, these four cases tell you

Special operations for the six months of cracking down on pension fraud are being carried out in depth. Public inspection law units in various places will quickly investigate a group of typical cases with great influence and high attention. From providing "pension services" to investing in "pension projects", from selling "old -age products" to claiming "house -care", from "old -age insurance" to carry out "pension help" ... These cases have exposed the groups of elderly groups for the elderly groups The fraud routine can be described as a lot of pattern, invincible, and seriously infringing the legitimate rights and interests of the elderly.

"People's Daily" published 4 typical cases of fraud involving the elderly, focusing on common types of fraud, invited judges and prosecutors to expose the scam tricks and means in case of cases, conduct risk prompts, and provide defrauded guidelines to enhance the masses, especially the people, especially the people. The awareness and ability of the elderly.

Inducing "investment for the elderly"

Don't believe "high return, low risk"

[Case] ​​Cai Mou forged Chen Wei, a pseudonym, and the fact that his funds were fictional. He established an elderly care industry Co., Ltd. and affiliated companies in Hunan. Without the approval of the financial regulatory authorities, employees arranged employees Investment, promise to consume consumption in different places, purchase bed rights or property rights for preferential purchases of pension apartments, and refund the interest after 3 years. Some elderly people are confused by the "qualification materials", "free travel" advertisements provided by Cai, and the company's road signs and even "related leaders come to the company to inspect" publicity. As of the incident, Cai Mou had a total of 1,442 unspecified objects of illegal funding of 79.4939 million yuan. In addition to paying some customers to invest in the principal and return of 37.106,800 yuan, 42.3871 million yuan could not be returned.

In addition, Cai Mouzhi knew that he had no actual ability to perform, and still signed a construction contract with Wang, and deceived Wang Mou's performance deposit of 3.5 million yuan.

The court sentenced Cai to 18 years in prison for fund -raising fraud and contract fraud, and fined 350,000 yuan. In order to maximize the loss of fund -raising participants, the procuratorial organs actively guided the investigation and evidence to obtain evidence, carefully touched the aspiration of the funds involved in the case, urged public security organs to check and seize the frozen related property, and increase the efforts to recover the losses.

[Said] Chen Huaying, Prosecutor of the Third Procuratorate of the People's Procuratorate of Hunan Province, introduced that in recent years, there have been criminals in the name of "investing in pension" and "high returns, low risks" as bait in the name of "investing in pension" and "housing pension". Check the people's pension money and infringe the legitimate rights and interests of the elderly. There are 1,442 investors who have been deceived in this case, most of which are elderly people.

How to know this kind of scam? Chen Huaying reminded that one is to always tighten the string of "investment in risk". Do not believe in the so -called "stable earnings and not compensation", "no risk, high yield", unclear investment business and unknown risks; Regular institutions, take regular channels, before buying investment wealth management products, consult professionals in regular financial institutions, discuss with family members, and understand and judge the authenticity and legitimacy of investment activities; The project is recommended to check whether the relevant procedures are complete; the fourth is to pay attention to protecting personal information, treat the contract signing section carefully, not sign on the blank contract, and do not provide important information such as ID numbers, bank card numbers, and passwords to prevent illegal use.

Sales "Senior Products"

"Expert" sells medicines for serial meters

[Case] ​​Ms. Wang Lan (pseudonym) is old, suffering from diabetes, and find effective treatment methods. When browsing the web, she accidentally saw an advertisement "a certain‘ chemical sugar prescription ’to treat diabetes.” Wang Lan called for consultation, and "experts" recommended to her "thirsty and oral liquid". It is said that if there is no curative effect, a full refund will be refunded.

After spending nearly 3,000 yuan to buy "thirsty mouth and oral liquid", Wang Lan's condition did not improve, so she called the "expert" phone again. Whenever Wang Lan questioned the drug is invalid, the other party recommended a new medicine, and persuaded Wang Lan for the reason that "without buying a new medicine". Wang Lan bought more than a dozen medicines before and after, spent tens of thousands of yuan. It wasn't until the body was seriously uncomfortable after taking the medicine that she was deceived, so she called the police. After investigation by the public security organs, Zhu and others pretended to be a doctor and other identities. Fictional drugs were contacted with unspecified people with unspecified people by calling, WeChat chat and other methods to deceive more than 45 million yuan in money. Soon, Zhu and others were detained by the public security organs. The procuratorate approved the arrest of the suspect Zhu and others on suspicion of fraud and filed a public prosecution.

[Said] Wang Dong, a prosecutor of the People's Procuratorate of Chaoyang District, Beijing, introduced that this case belongs to the type of fraud in the name of selling "health products" and "drugs". In such fraud cases, criminals often adopt methods such as pretending to be experts and carried out false diagnosis and treatment to deceive and induce the elderly groups and implement fraud. In this case, criminals exaggerate the efficacy of drugs, carried out false propaganda, and even set up "serial meters" to make the victims get deeper and deeper.

Wang Dong reminded that the general public, especially the elderly, should be careful when buying medicines and health products: First, unlike regular free consultations, scammers are often not in a regular diagnosis and treatment place. Clinic. Elderly people should be vigilant, do not easily believe in various "experts" names, and their bodies should go to regular hospitals in a timely manner. Second, sending eggs and rice noodles such as "free gifts", exaggerating "official background" and so on are the usual routines for the elderly to implement fraud. When introducing the product, the scammers will also play the "family card" to let the elderly take off their precautions. We must be vigilant about such words and routines. Third, it is found that being deceived to keep evidence and report to the police in time, which is conducive to better case handling cases and recover losses in a timely manner. Decend your money in the name of marriage and love

Beware of "Dusk Love" as a scam

[Case] ​​The elderly man, Lin Mou, who was lonely for many years, met with Huang, and the two identified the relationship between lovers in WeChat chat. Huang borrowed money from Lin on the grounds of buying a house, and successfully cheated 6,000 yuan "borrowing".

"After I gave her the money for the first time, she signed a promise commitment to get married for marriage registration. Later, she said borrowing money, and I agreed." Lin said. However, during the relationship between the two, Huang did not use the real name and concealed the fact that the marriage was concealed. From the time of recognizing the time of the relationship, Huang had repeatedly asked Lin to ask Lin to ask Lin to ask for money for a total of 47,000 yuan. Later, Lin couldn't contact Huang. "Then I realized that they were deceived!" After Lin called the police, Huang's family repaid 47,000 yuan on behalf of the family.

The court sentenced the defendant Huang for three years in prison for fraud, three years in probation, and fined 10,000 yuan.

[Said] Ji Na, deputy president of the Senior People's Court of Guangxi Zhuang Autonomous Region, introduced that he concealed the marriage relationship, fictional use of money, and deceiving the money for the elderly by the name of marriage and dating is a common routine for the current money for the elderly.

In this kind of marriage and dating fraud, on the other hand, the victim has a good expectation of love and gradually relax the vigilance; on the other hand, the deception is carefully set up in the goal of money. The court analyzed from the cases trial in recent years that the routines commonly used in marriage and dating scams are mainly: first, false identity, concealing marriage, fake single, and even renamed surnames at any time, trying to get out at any time; , Hazting promise, take the opportunity to cheat money. The deception will also use the promise to get married and other means to accelerate the purpose of asking for money.

Jina reminded that when marriage and dating, they should raise awareness of anti -fraud. On the one hand, we must understand the situation and work of the other party in depth. When the other party puts forward the lack of money and borrowing money, it should verify whether the demand for money is true, the amount of demand is equivalent to the actual amount. If you promise to borrow, you will also be clear about the amount, return period, and interest on the loan. On the other hand, when you encounter a short time of payment, you should be more cautious and try not to borrow it or borrow them as much as possible. If there is a frequent borrowing or repeated borrowing money, and if the other party is entrusted to meet or lose contact, the police should be called in time to recover the losses.

Promoting "collection" appreciation

"Company" turned out to be a fraud gang

[Case] ​​Xu Mouqiao registered and established a company to recruit employees to form a fraud criminal gang. These people package cheap crafts, calligraphy and painting as "collectibles", and seduce the elderly who lack of collective knowledge to buy. They lied that the "collectible" had a lot of room for appreciation. In order to dispel the concerns of the elderly, they also told the elderly that the collection of collectibles could be auctioned or sold on behalf of the collection, and even repurchased them.

In order to gain the trust of the elderly, Xu Mouqiao and others forged a lot of "proofs". For example, false "collectibles" auction, sales records, etc., and even fabricating and purchasing some "collectibles" can also enjoy fiscal subsidies.

As of the incident, the fraud group had more than 20.71 million yuan from more than 160 elderly people. The court sentenced Xu Mouqiao for fourteen years in prison for fraud, and the remaining prisoners and 16 of the criminals were also sentenced.

[Said] Wu Wenliang, judge of Wujin District People's Court of Changzhou City, Jiangsu Province, introduced that in recent years, the fraud tricks against collectible enthusiasts have been renovated diverse. Key goals of scammers.

The criminals collectively collect the contact information of the elderly, and designed the marketing words for the elderly. The elderly use the characteristics of the elderly to obtain the psychological and weak sense of anti -fraud through selling collectibles to help the elderly get high profits as bait. Decend the trust of the elderly. The criminals will also package themselves in the "collection company" to rent a bustling office place for the "company", and there are relatively complete personnel architecture and facilities equipment to create the illusion of "company" normal operation to deceive trust.

Wu Wenliang reminded that when collecting fans, especially the elderly, must carefully verify the qualifications, and cannot simply judge whether it is formal on the surface phenomenon of the company's environment and scale. In order to increase the alert to fraud and crimes, we should be vigilant about strange calls involving money. Do not trust the publicity or recommendation of criminals. We must trade through regular auction institutions. At the same time, we strengthened the awareness of prevention and evidence, and found the signs of illegal crimes to report the police in a timely manner, and took effective measures to reduce losses.

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