Jiangmen revised the provident fund withdrawal method to withdraw more flexible and convenient

Recently, the city has revised the provident fund withdrawal method and will be implemented from August 1 this year. Compared with before the revision, the conditions, time limit, materials and extraction methods of the withdrawal of the provident fund have been made more humanely revised to better meet the reasonable housing needs of provident fund depositors.

According to reports, the former "Administrative Measures for the withdrawal of the Housing Provident Fund of Jiangmen City" will be implemented from September 1, 2018, and the validity period will be expired on August 31, 2023. The "Administrative Measures for Extraction" in advance is that the processing process of the online business of the provident fund is very mature, and some terms are no longer operable. It requires a more pragmatic and convenient process to meet the needs of social development, such as extending the time limit for provident fund withdrawal.

Tan Mengjie, Minister of the Municipal Housing Provident Fund Management Center, said: "If you withdrawn some of the first payment of the provident fund and apply for a housing loan, the withdrawal time will be extended from the original half a year to 2 years; All loan principal and interest, the withdrawal time has also been extended from the original half a year to one year. "

Tan Mengjie said that if the principal and interest of some public funds loan in advance, and reaching the principal and interest of some public funds in advance, and reaching the legal retirement age withdrawal provident fund, the newly revised "Measures" clearly do not need to provide materials; Settlement Account.

The "Measures" also clarify several optimized extraction methods: During the loan repayment period, if the direct relatives purchase ordinary housing for the first time, you can not only withdraw the provident fund to repay the loan year or pay the loan in advance, but also choose to withdraw the loan monthly. If the housing provident fund is withdrawn a monthly withdrawal; if part of the provident fund loan will be returned in advance or all the city's provident fund loan, the provident fund can be withdrawn directly to the housing loan principal and interest.

In addition, the new "Measures" considers more in place to relax the provident fund withdrawal conditions. Tan Mengjie said: "If the employee and the unit lift the labor relationship, if the personal account is sealed for more than 6 months, the withdrawal of the provident fund does not need to verify the provident fund in different places."

For the newly revised "Measures", the citizens believe that optimizing and simplifying the processing process reflects the intimate services of government departments. Citizen Ms. Deng Shuo: "I came from Foshan Shunde, because the difference was one month, and there was no way to buy a house with a provident fund loan. If you need to buy a house, you can enjoy the benefits of the new policy."

Mr. Chen, a citizen, said: "Now the provident fund can be used by the family, which is more flexible. It can reduce the pressure of buying a house for personal loans and reduce the pressure of parents. The whole family can complement it."

(Jiangmentai reporter Li Yong)

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