Pay attention to prevent!Fake the name of the pension to perform fraud, scammers still have these methods

Reporter Zhang Guotong

On July 20, the Jinan Public Security Bureau held a news notice for the city's public security organs to combat the special action of pension fraud. Among them, the common pension scam techniques were reported.

With the continuous development of the elderly industry and formats in recent years, the continuous influx of social capital, and the crimes involved in the old age have also shown a lot of trends. Although the general proportion of the criminal cases of the elderly fraud is not high, its nature is not high, its nature is bad, the objects of infringement are special, and the social harmfulness is serious, which seriously affects the stability of the overall situation. The current common pension scam techniques are:

Provide "pension service" category. The criminals cater to the pension needs of elderly investors. By deceiving middle -aged and elderly people to sign contracts, pay the fees, purchase pension bed positions, pre -paid for pension service expenses, etc., they illegally possess other people's property, suspected of contract fraud and ordinary fraud.

Invest in the "Pension Project" category. Criminals throw high returns promise to attract the elderly, and are used to promise high dividends, capital preservation high interest rates, etc., and deceive the elderly to invest in the so -called pension projects. They are mainly manifested in investing in pension insurance projects, investing in nursing homes, buying nursing apartments, and shares in health bases. , After -sales regular returns, high dividends, etc., are suspected of deceiving the elderly to participate in illegal fund -raising or illegally absorb public deposits.

Sales "Pension Products" category. By providing free tourist tourism, emotional accompaniment, false publicity and other means, adopt product repurchase, storage agency, consumer rebates, free medical examinations, gift gifts, conference marketing, health lectures, expert free consultations, etc. High health products or counterfeit products.

Proclaimed the "old -age care" category. The criminals use the name of "pension in the house" to seduce the elderly mortgage, fraud funds, cover the essence of illegal fundraising in the name of national policies, and use the flags such as high returns to seduce the elderly to handle real estate mortgage and fraud funds, and then borrow it. Qian took it to buy the recommended wealth management products. Some elderly people finally lost their houses and carried loans.

Agent "endowment insurance". Nils fictional or exaggerated insurance project income, conceal the real procedures for insurance claims, set up traps, induce consumption, suspected contract fraud; posing as banks and insurance institutions to act on behalf of "advance retirement", "pension insurance", "replenishment of pensions", etc. Collection of materials and benefits for middle -aged and elderly people to scam the insurance deposit paid by the victims for the purpose of illegal possession.

During the work, the criminal police detachment of the Jinan Public Security Bureau mainly cracked down on ordinary fraud cases against the elderly. Among them, the agency pension insurance was a typical type of ordinary fraud cases. Some criminals use the urgent mood of the elderly to handle pension insurance, to form an illegal company, and publicity can handle pension insurance for the elderly through special channels to deceive the elderly's pension money, which seriously infringes the property interests of the elderly. In the past two years, the Jinan Interpol has been cracked more than 50 cases of elderly care fraud series in succession. It has pursued 8.18 million yuan for more than 100 victims, which has strongly curbed the occurrence of such cases, cracking down on the arrogance of criminals, and protecting the criminals. The property of the elderly.

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