Anyang Banking Regulatory Supervision Branch multiple measures to promote large banks within their jurisdiction to help the stable economic development

Henan Daily Client reporter Li Xubing Correspondent Qin Shanshan

In order to conscientiously implement the Party Central Committee's decision -making and deployment and help coordinate the prevention and control of the epidemic and economic and social development in the jurisdiction, the Anyang Banking Regulatory Bureau through supervision and supervision, improving the monitoring mechanism, increasing credit investment, and improving financial services, etc., focus The bank has taken up the heavy responsibility of serving the local economic development of Anyang and contributed to the stable macroeconomic market. As of the end of June, large banks in the jurisdiction set a record high, with a total of 137.2 billion yuan in the balance of various loans, an increase of 9.8%over the beginning of the year.

Strengthen supervision. The Anyang Banking Regulatory Supervision Bureau successively held an annual supervision work meeting, the China Banking Regulatory Enterprise Symposium, and the operational notification meeting, requiring financial institutions to raise political standing, anchor Anyang's strategic goals and planning, and enhance the adaptability of financial services. At the same time, with the "President into the Thousands of Enterprises" activities, it carried out research and supervision of large banks, and went deep into the enterprise to carry out "four questions" and "four delivery". Pay attention to compacting the main responsibilities of various banks, and promote the accurate and fast -to -be -connected enterprises of credit funds. In the first half of the year, the accurate docking rate of large banks "governors entered through thousands of enterprises" was 100%, and the docking amount was 10.2 billion yuan.

Innovative monitoring mechanism. Establish a large credit monitoring mechanism, which requires the institution to regularly report to the large loan project accounts to be launched. Through normalized data tracking, it urges banking institutions to rely on services, actively connect high -quality enterprises and projects, and accelerate the progress of the loan of granted credit loans. In the first half of the year, a large amount of large banks of more than 10 million yuan or above reached 1.5 billion yuan, which strongly supported the financing needs of major projects and key enterprises in Anyang.

Highlight key areas. The Anyang Banking Insurance Regulatory Bureau urged large banks in its jurisdiction to increase the credit supply of key projects and infrastructure construction. Since this year, major banks have successfully connected 43 major projects in Anyang, completed 13.8 billion yuan in credit, and 5.6 billion yuan in credit funds have been put in credit. In terms of promoting the high -quality development of the manufacturing industry, the credit resources are inclined to improve the quality of service. As of the end of June, the balance of loans invested in the manufacturing industry in large banks in its jurisdiction was 14.381 billion yuan, an increase of 956 million yuan from the beginning of the year. Limited to protect the market subject. First strengthen the support for small and micro support. Accelerated the launch of small and micro -credit. In the first half of the year, the increase in loans of large -scale banks in large banks in the jurisdiction increased by 2.996 billion yuan, accounting for 90 % of the banking industry in Anyang. According to the regulatory requirements, various banks have been densely introduced to help small and micro enterprises assist measures. By using new repayment, adjusting repayment methods, and postponing repayment of principal and interest, they can alleviate their liquidity funds. In the first half of the year, major banks handled 29,000 renewal loans for inclusive small and micro enterprises, with an amount of 6.01 billion yuan. At the same time, large banks have seriously implemented various expenses to make interest regulations. The cost of small and micro comprehensive financing has been steadily reduced. The interest rate of new small and micro enterprise loans issued by small and micro enterprises is 4.54%, which is 19 basis points lower than the beginning of the year. Secondly, help companies relieve their difficulties. As of the end of June, the balances of major banks on the transportation industry, wholesale and retail industry, and accommodation and drinking industry loans that were affected by the epidemic increased by 656 million yuan, 1.925 billion yuan, and 186 million yuan from the beginning of the year, respectively. In addition, the application of the lenders affected by the epidemic factors does not adjust the risk classification of loans, does not report the credit records, and is exempt from penalties.

Focus on new citizen services. The Anyang Banking Insurance Regulatory Bureau conducted a special research, looking for the financial supply of financial supply, and guided financial institutions to do its best to do well in financial services such as new citizens and customer bases, entrepreneurship, and education. All banks have given full play to the advantages of scientific and technological, and build a new citizen service area through online banking. Cooperate with the government's social security department to jointly carry out a one -stop service platform to improve the efficiency of new citizen credit lending.

In the next step, the Anyang Banking Insurance Regulatory Bureau will continue to strengthen supervision and leadership in accordance with the requirements of the central government's support for economic development, promote large banks in the jurisdiction to improve institutional mechanisms, innovative products and services, and make every effort to ensure the high -quality transformation and development of Anyang City. The great victory held a satisfactory answer sheet.

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