Xiping County, Zhumadian: Buying a house to give a house subsidy, up to 15,000 yuan for applications
Author:Dahe Cai Cube Time:2022.07.20
[Dahecai Cube News] A few days ago, Xiping County, Zhumadian issued the "Notice on Printing and Distributing Several Measures (Trial) to Promote the Stable and Healthy Development of the Real Estate Market (Trial)", focusing on optimizing land supply structures, simplified real estate project approval processes, and implementing house purchase subsidy policies Proposed a package of measures.
Specific include:
1. Optimize land supply structure. Decrease the proportion of land bidding margin. The minimum ratio of land bidding margin was reduced to 20%of the total starting price of the transfer. Pay the land transfer fee in installments. The land transfer fund can be paid in installments. Within one month after the contract is signed, 50%of the transfer payment of the transfer price must be paid. The remaining funds shall be paid within one year after the contract is signed. Adjust the contract performance margin system. For newly available projects, contract performance margin will no longer be collected. For projects that have already collected contract performance margins, those who have started construction and do not cause idleness, and after the financial and tax departments will be reviewed, they will refund all the performance margin for project construction. If the affected factors such as disasters and epidemic conditions or government reasons fail to pay the land transfer fund on time, the enterprise applies for and is approved by the county government to deal with it as a default, and may re -agrerive the payment period for the land transfer fund.
2. Simplify the approval process of real estate projects. The approval time of the entire process of real estate projects is controlled within 30 working days. Implement the construction permit in stages. After the company is successful in the land bidding, it can apply for the first phase of the construction permit with the pre -review opinions, planning conditions, transaction confirmation and commitment documents and other materials. The real estate development project is controlled by the people's livelihood project to increase the number of effective construction days.
Third, allow the housing sleeve structure. For commercial housing projects under construction, under the premise of not exceeding the original building density, plot ratio, green space rate, limited construction planning indicators and no change of the outer contour line of the building and meet the public construction facilities, it will not be adjusted for reimbursement. Enterprises adjust the structure and height of the sleeve type, and adjust the housing units that are not suitable for market demand to meet reasonable self -occupation and improved housing needs.
Fourth, implement urban infrastructure supporting fees for slow payment policies. The supporting fees for urban infrastructure that should be paid for the real estate development project affected by the epidemic can apply to the county government to apply to the county government, which will be extended to the county government after being approved by the prescribed procedures. It does not exceed 6 months and pays before the pre -sale permit for commercial housing.
5. Optimize the pre -sale supervision system. Relax the progress of the pre -sale license image. Multi -floor building image progress has two floors, small high -rise buildings reaches three floors, and high -rise buildings have a five -storey building. They can apply for pre -sale permits for commercial housing (except for incorporating the list of dishonesty enterprises). While further strengthening the supervision of pre -sale funds for commercial housing, vigorously implement network extension services, implement the full -process online service model of the "No Meeting", instantly complete the review of funds for use, and urge the supervision bank to allocate the review funds to the designated account simultaneously Essence Increase the frequency of allocating pre -sale supervision funds, and based on the original "six nodes" dial -up payment method, the "no node" application application method is implemented to increase the turnover rate of corporate funds. Reduce the amount of funds for the supervision of a single building (the funding for each building: the capital of each building: less than 10,000 square meters, 200,000 yuan, and 300,000 yuan for more than 10,000 square meters). Improve corporate funds turnover. Allow enterprises to guarantee the use of regulatory funds in the form of guarantee to improve the liquidity of funds. Real estate development enterprises need to make a written commitment to prevent risk prevention and control. If there is a adverse impact of letters and visits, the preferential policies for pre -sale funds will be stopped immediately.
6. Properly control the scale of commercial real estate. The land for non -residential commercial housing that has not been constructed (except for the transfer conditions in the transfer conditions), on the premise of meeting the carrying capacity of public service facilities and basic supporting facilities, and the requirements of urban style control, it can be appropriately relaxed "commercial business After changing "or reducing the distribution ratio of commercial residence, the adjustment of land, pension, culture, sports and other land after application approval is made for development and construction. The specific adjustment ratio will be determined separately by the planning department.
7. Reduce the burden of personal housing consumption. Guide financial institutions to increase personal housing mortgage loans, strictly implement superior regulation policies, and timely reduce housing loan interest rates. For families who have settled their first housing loans, in order to improve the living conditions to apply for housing, the first house loan policy is implemented.
8. Give full play to the role of housing provident fund. Encourage the depositors to use the housing provident fund to purchase housing. If the funds are insufficient, the "Provident Fund+Commercial Bank" portfolio loan, and the cooperative banks and real estate development enterprises shall not refuse to use a portfolio loan for any reason. Foreign workers who have paid housing provident funds normally may apply for personal housing provident fund loans and handle housing provident fund withdrawal business in accordance with the same conditions of local depositors. Actively carry out the loan business in different places, support the purchase of employees in different places in the city and counties in our city, and shall not limit the eligible deposit employees to apply for housing provident fund loans.
9. Implementation of house purchase subsidy policies. From the beginning of the self -issued article, residents who purchase commercial housing in our county and provide online signed filing contracts, tax invoices, and transfer vouchers to purchase subsidies, and residents who purchase commercial housing below 90 square meters can apply for 15,000 Yuan buying subsidies; residents who purchase 90-120 square meters of commercial housing, can apply for 10,000 yuan to buy a house subsidy; residents who purchase 120-144 square meters of commercial housing can apply for a house subsidy of RMB 8,000. The purchase subsidy is valid within 8 months from the date of issuance of the document, and the first purchase and receiver will be purchased first. 10. Increase credit support. Regularly organize bank -enterprise docking to build a bridge for both parties to the banking enterprises, and encourage banking financial institutions to in accordance with the principles of laws and regulations, controlling risks, and sustainable business. For the loan period and renewal of the trapped enterprises, do not blindly withdraw loans, disconnect, and loan, and maintain continuous and stable corporate financing. Encourage bank guarantees and other forms to replace mortgage loans in order to use the funds flexibly.
Eleven, active second -hand housing market transactions. For individual transfer housing, no complete and accurate house value voucher is provided, and the original value of the house and the taxable amount cannot be calculated correctly, and the second -hand housing can be used to "handle it". Income tax.
12. Improve the level of government services. The use of informationization means to improve the efficiency of the regulation of the signing of commercial housing networks and pre -sale funds. Real estate development enterprises rely on the pre -sale supervision funds with bank guarantee letters and third -party guarantee letters to the top, and implement commercial housing network signing. Promote the work of "paying a certificate" for commercial housing, and increase the proportion of new commercial housing projects. Implement four new models of the "one window acceptance" of existing housing network signing, housing transactions and tax payment, and real estate registration.
13. Accelerate the progress of demolition and resettlement. The county's natural resources, housing construction, house land acquisition and other relevant departments and street offices shall establish a linkage mechanism, coordinate, closely cooperate, and perform their duties, and properly solve the problems of the history of the history of demolition and resettlement projects to ensure the smooth implementation of the project.
Responsible editor: Tao Jiyan | Review: Li Zhen | Director: Wan Junwei
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