Xinhui a man's online loan was deceived by more than 800,000 yuan

Recently, a man in Xinhui encountered a scammers' serial set when he applied for a online loan. He transferred a total of 16 times to the scammer, and the total amount of deceived was as high as 800,000 yuan.

On July 14, Mr. Chen, who lived in Xinhui, received a foreign call at home. The other party claimed to be a network loan company and asked Mr. Chen if there was a loan demand. Due to the recent shortage of funds, Mr. Chen downloaded an unfamiliar social software for communication with the other party's "ultra -low interest, fast loan", and downloaded the online loan app. Mr. Chen thought, 6 % interest, which is much cheaper than the bank, and there is no pressure to repay at all. So he applied for a 70,000 yuan loan to the online loan app.

It didn't take long for the online loan APP to show that Mr. Chen's 70,000 yuan loan had passed the approval. Mr. Chen conducted withdrawal operations. The system reminded Mr. Chen's bank card number to fill in the error and the loan was frozen. "Customer service" intimidation Mr. Chen said that he must be resolved, otherwise the consequences would be serious. The words "illegal fraudulent loans, credit reporting, investigating legal responsibilities, affecting children and funds still need to be repaid." The words "bombs" were generally bombarded into Mr. Chen's head. Mr. Chen panicked instantly and quickly contacted the "customer service" for help. The scammers fully mobilized the victim's fear of making mistakes, eager to seek success, and tricked the victim into the trap.

In order to avoid serious consequences such as permanent freezing and negative legal responsibilities, Mr. Chen obeyed the "customer service" and tried to turn the funds to pay the "system maintenance fee" as soon as possible. Mr. Chen eagerly wanted to withdraw the loan, and the customer service guaranteed that the loan would be returned to the system maintenance fee after thawing. Mr. Chen thought that he only took a process of the property of relatives and friends. As long as the loan was successfully withdrawn, he could return the loan. So Mr. Chen began to borrow from relatives and friends.

After Mr. Chen remitted the "system maintenance fee" many times, the "customer service" has not suffered enough assets of Mr. Chen. The deposit needs to be paid. The flow of water is not enough to be remitted. Reasons such as hedge funds kept forcing Mr. Chen to continue remittance, and lied that only by obeying the "customer service" instruction operation can you withdraw. Only by completing the loan, system maintenance costs, security deposits, insurance, etc. can be repaid. At this step, Mr. Chen has completely trapped the trap of a liar.

The "continuing" full screen of "customer service" made Mr. Chen completely lose his mind. Because he was worried that the money he had borrowed from relatives could not be returned, Mr. Chen did not dare to rashly interrupt the operation. I hope to complete the loan procedures as soon as possible and return the funds. During the period of encountering online loan fraud, Mr. Chen was shocked every step, and he also doubted whether he was suffering from fraud, but under the catalysis of stress and losing mental psychology, even if relatives and friends reminded him to encounter fraud, Mr. Chen still chose not to believe it. , Continue remittance.

In the end, Mr. Chen, who lost his mind, was induced by the "customer service" and forced step by step. Mr. Chen had transferred 16 times, and the total amount of deceived was as high as 800,000 yuan. At this time, I borrowed it from all relatives and friends to gradually be sober and went to the police station to call the police for help.

According to police analysis, this is a scams. The scammers not only squeezed all the assets of the victim, but even extended their claws to relatives and friends of the victims.

Police reminded: The app for online loan fraud is usually downloaded through SMS links or two -dimensional code given by others. Such an app is made by scammers. This kind of false app can not be found at all in a regular application store. You can search for verification; the accounts that need to be transferred to the transfer are ordinary personal accounts, that is, the account of someone names; "Waiting for online loan bait, regardless of any reason, it is fraud before lending.

If you are unfortunately suffered from telecommunications network fraud, you should be vigilant and strengthen the awareness of prevention. In the face of sudden situations, stop, give yourself a calm time and opportunity, and ask the family and friends around you in time. Do not do it in a state where emotional fluctuation Decision is especially involved in money. If you find that once you are deceived, you must call the 110 police as soon as possible to cooperate with the police to carry out work.

(Wen Wenyue, a reporter from Jiangmentai)

- END -