[Gansu Jinchang] Serving the real economy to stabilize the company to relieve Jinchang's financial system actively implementing various financial policies

"With the active coordination of government departments, our company raised a two -year medium and long -term loan of 20 million yuan in Jinchang Rural Commercial Bank, which solved the problem of funds turnover for the company's further development." Recently, Jinchang Yuanda Agricultural and Sideline Fruit Co., Ltd. The company's general manager Ma Zeye said in an interview with reporters. The financial system of our city actively implements various financial policies, actively rely on serving the real economy, fully supports the stability of enterprises to rescue, and provides strong financial support for the stability of the economy and promoting development.

Our city has continuously increased the support of government financing guarantee, and encouraged the guidance of government financing guarantee agencies to reduce fees and expand and reduce their fees. As of the end of May, the city government financing guarantee company guaranteed the balance of 936 million yuan, and the number of households was 185 households. Essence At the same time, improve the government financing guarantee risk compensation mechanism and risk sharing mechanism, set up 30 million yuan of government financing guarantee risk compensation and supplement it to Gansu Jinchang Financial Financing Guarantee Company, encouraging the guarantee agency to provide financing guarantee support for the qualified market entities At present, 53 formal guarantees are issued, the guarantee amount is 193.3 million yuan, 52 banks are loan, and the guarantee amount is 190.3 million yuan.

In order to effectively help market entities relieve difficulties, the city has launched a series of financial policy measures such as extended repayment of repayment of principal and interest, increasing the support of inclusive small and micro loans, and steadily reducing actual loan interest rates. As of June 15, the city's banking financial institutions have implemented a delay of 484 million yuan for small and medium -sized enterprises, individual industrial and commercial households, and truck drivers. As of the end of May, the balance of inclusive small and micro enterprises in the city's banking financial institutions was 3.517 billion yuan, an increase of 3.23%over the beginning of the year; the number of loans was 5,402, an increase of 207 households at the beginning of the year; 4.88%; the balance of inclusive agriculture -related loans was 4.877 billion yuan, an increase of 2.5%over the beginning of the year. The city's inclusive small and micro enterprise loan comprehensive interest rate was 5.69%, compared with the previous three years, the overall decline was declining.

We will carry out the special action of "loaning Longyuan, benefiting enterprises and benefits the people", and carrying out the first loan cultivation activities. From January to May, the city's banking financial institutions cumulatively handled 87 first loan business, with a distribution amount of 299 million yuan. Actively explore a variety of support models such as "re -loan+policy guarantee" and "re -loan+fiscal discount" to effectively reduce the financing threshold of market entities in difficulty in operating difficulties. It handles 49 financing business, involving 26 companies with a amount of 127 million yuan.

In order to strengthen the accurate docking of financial institutions and the real economy, and allow funds to accurately reach market entities, the city improves the enterprise (project) financing project library. In the first half of the year, more than 180 companies' financing demand was pushed to banking financial institutions and financing guarantee institutions in the first half of the year. Study and formulate the "Municipal" Financial and Bank of Enterprises "financing docking activities in 2022, and comprehensively implement the normalization mechanism of" political and bank enterprises ". In the first quarter, the amount of "affordable to the government and bank" was 3.475 billion yuan, which has been implemented by 1.455 billion yuan.

Reporter: Liu Huanhuan

Edit: Yu chrysanthemum

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