Walking in the front of the new bureau 丨 Rizhao "Special Loan for Technical Reform" changed the reward for support in construction support

In order to effectively solve the problem of "difficult financing, expensive financing, and slow financing" of the enterprise, Rizhao City implemented the "technical reform special loan" policy on March 1 this year, and after the change of the rewards for the construction, it was supported by the construction. The technical reform subsidy policy is unscrupulous and complementary to the policy system, which has effectively broke through the bottleneck of the technology transformation of industrial enterprises, and continuously accelerates the pace of industrial transformation and upgrading of the city.

As of the end of June, the Rizhao Bureau of Industry and Information Technology has pushed 43 financing demand projects for five batches of "technical reform" to the Local Financial Supervision and Administration Bureau of Rizhao City and the People's Bank of the People's Bank of China. The special loan was approved by 144 million yuan, with a minimum interest rate of 1.044%. Quality and low -quality financial live water has greatly supported corporate technology transformation and transformation and upgrading.

Extend the policy angle and expand the beneficiary coverage. Industrial enterprises registered in the administrative area of ​​Rizhao City, apply for approval, filing and other procedures in accordance with the law, and incorporate the "technical reform project statistics library" in accordance with regulations. "Special loan", where to truly realize the demand for enterprises, preferential policies cover.

Real gold and silver subsidies reduce burdens for enterprises. The municipal finance passed the graded loan discount for up to 3 years, and the interest rate interest rate was implemented at a maximum of not more than 5.6%. If the project loan below 10 million yuan (including the number), it will be given 80%discount; 10 million to 20 million yuan (including the 10 million yuan to 20 million yuan (including In the), 60%discounts are given; if 20 million yuan -50 million yuan, 40%discounts are given to upgrade "blood transfusion" to enterprise technology, and further reduce the burden on the enterprise.

Simplify loan trial procedures and create "sunshine speed". For enterprises entering the municipal "technical reform special loan" project library simplifying the loan review process, the first loan created the "sunshine speed" from the application to the distribution of 12 hours, and ranked among the top time in the province and the country of similar loans in the province. At the same time, banks and government financing guarantee agencies have established a special service team to achieve active docking and implement the optimal service and the fastest lending.

Establish guarantee subsidies to share financing risks. The financial department establishes a guarantee fee subsidy mechanism to implement the "Special Loan of Technical Reform" to implement the "Special Loan of Technical Reform" to implement the "Seeing Loan" zero -guarantee premium business model, guarantee and loan linkage, reduce the number of corporate leg running, avoid free, free Corporate security measures such as corporate margin and pledge exemption. For the special loan business of more than 10 million yuan in technical reform, the guarantee agency and the bank agreement agreed to share the risk, increase the mutual trust of the guarantee institutions and banks, and guide the leverage of credit funds to support the transformation and upgrading of enterprises.

Strengthen policy propaganda and collect demand widely. Making hot answers to the "Special Loan of Technical Reform", through the form of network communication, on -site training, and policy on -site, the three -dimensional policy promotion has been comprehensive and three -dimensional. Multi -party linkages and continuously carry out the collection of financing demand for "special loans of technical reform", and comprehensively understand the demand for technical reform and financing of enterprises. Establish a perfect rolling push mechanism, "a mature, push a batch", and dynamically push the list to financial institutions in a timely manner.

Since the beginning of this year, Rizhao City has carried out an all -rounded operation of industrial technical reform, implemented the "Thousands of Technical Reforms, Thousands of Enterprises" projects, and continued to increase Great support, fully mobilize industrial enterprises to increase the initiative and enthusiasm of technological reforms with technical reforms, and promote the initiative and enthusiasm of innovating technological reforms, and accelerate industrial transformation and upgrading. From January to April this year, the city's industrial technology reform investment increased by 44.5%year -on -year, ranking second in the province. Among them, the investment in manufacturing technical reform increased by 63%year -on -year, ranking first in the province.

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