Exclusive ｜ Stability of 15 trillion, the latest scale of the top ten wealth management children is exposed!"Shelf" also has new developments, "alternative" expansion after a year

This is what is happening to bank financial management.

The "main force" adheres to the market shock and keeps a large -scale fortress, and the negative impact of the "redemption tide" has gradually faded; the product shelves present new developments, and the proportion of equity and mixed categories will increase. Expansion; joint venture companies collectively exert their strength to embrace the Chinese market with more products and strategies.

(1) Stable in the scale of the main force

In the shock market, the Bank of Wealth Committee has actually spent the first half of the less easily and slowed down. In the last two months of the second quarter, the main force of the ten main forces (five big banks and five shares of wealth management) continuously stood 15 trillion yuan in continuous stations to inject strong hearts into the overall development of the bank wealth management market.

This shows that the scale of 15 trillion management is only a subsidiary management caliber, and the size of the commissioned management product that is issued in the name of the mother bank and the unparalleled to the subsidiary management.

Unaudited data from the Chinese reporters exclusively obtained and summarized from multiple channels showed that ICBC, Agricultural Bank of China, Bank of China, BOC, Jianxin, Jiaotin, Merchants Bank, Xingyin, Shin Bank, Everbright, and Ping An steadily made steadily efforts The total management scale has been on the stand for two consecutive months. Although some wealth management companies were affected by multiple factors (such as the influence of sales at the end of the deposit of the mother -in -law seasons), the scale declined in June in June, but the overall performance of the ten companies was stable. Basically disappearing.

(2) New developments in the shelves

In a large -scale large -scale situation, the bank wealth management shelves have new trend dynamics in the second quarter. A reporter from the brokerage company has long been followed up and found that the size of goods and financial derivatives wealth management products that are often named "alternative wealth management products" finally ushered in growth.

Note that not all financial management containing goods and financial derivatives is called goods and financial derivatives. The new rules of asset management have strictly stipulated such financial management. The proportion of such products invested in goods and financial derivatives is not less than 80%. Product investment generally includes derivatives such as commodity, swap, long -term, dropping, futures, options, credit risk slow release tools and other assets or asset portfolios.

The reason why "Finally" is because Jixing Bank Finance issued the first two products and financial derivatives of financial management category of net worth wealth management products in August and September 2021 (Xingyin Financial Index No. 1, Xingyin Finance Management After the Index No. 2), the variety is in a state of stagnation for a long time. Until the middle and late last month, China Merchants Financial issued two products (the recruitment 500 fixed index enhancement strategy to enjoy the 1 and No. 2 wealth management plan), and the shelves of financial derivative products ushered in recruits.

Another good news is that bank wealth management investors with conservative risk preferences are increasingly accepting non -fixed -income products with higher risk levels and richer assets and strategies. The size of the products of the products management of 10 wealth management companies (only based on the caliber of wealth management subsidiaries) has exceeded 960 billion yuan, and the total proportion of the two is about 6.4%, which continues to increase from the end of May.

In addition, a work that the bank wealth management company is currently focusing on is the rectification of cash management products. People with small and medium -sized wealth management companies even define this work as "tackling". At present, the hard completion period of the regulatory requirements has been less than half a year. The financial company's coordinated parental drop scale and adjustment of the product form. The redeemed confirmation time has changed from "T+0" to "T+1", and the amount of fast redemption is reduced from 50,000 yuan to 10,000 yuan.

(3) Speed ​​up the diversified layout of joint ventures and wealth management

In the first half of the year, a phenomenon that was difficult to ignore was that the joint venture wealth management company was embracing the Chinese stock market and bond market in a more positive attitude, which was reflected in more diverse strategies and continuous rich product online.

As soon as it arrives, it takes the initiative to increase the difficulty coefficient, and chooses Berlaide Caixin Financial, which has opened the journey of China's journey. It is also competing in the solid harvest field as other joint venture wealth management companies. Not long before, it released the first phase of "Beiyu", the raising amount reached 2.545 billion yuan.

Schroord's Traffic Bank Financial, which officially started in March, has issued five products: four solid income and one mixed class. The brand of multi -asset allocation of these products is obvious, which is in line with the concept of "dedicated to becoming a wealth management company that focuses on becoming a diversified asset investment". Schroder's Bank of Communications Financial Management has stated that it will integrate diversified assets such as the FOF portfolio, REITS, alternative and green diversified assets based on the ability of the direct investment of equity and bonds; Essence

The earliest entry into the Chinese market was Huihua Finance. According to reporters statistics from China Financial Management Network, Huihua Finance has now issued 139 products. It issued 7 new products this month, and most of them were closed, with 6. Among them, the only open R4 -level product, called "Huizawa Stable Open Open Mixed Wealth Management Products", is the second part of the mixed product launched by Huihua Financial Management. Ma Shaozhang, director of the allocation of Huihua Fortune assets, told the media that from the mid -to -long period of time, this year is the time window for increasing the layout of equity products. It mainly focuses on advanced manufacturing, consumption, and medicine.

Responsible editor: tactics

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