69 yuan for one year!"Linyi Insurance" upgrade in 2022

On July 20, the launch of the "Linyi Insurance" and charity donation ceremony in 2022 were successfully held in Linyi.

The entrance of the "Linyi Insurance" in 2022 was officially opened. It only costs 69 yuan each year, and you can enjoy: the individual payment guarantee guarantee, the individual's own expense guarantee outside the scope of the inpatient medical insurance policy within the scope of the inpatient medical insurance policy, and the 37 specific high -amount drugs And 22 types of innovative medicines and other cost guarantees, 12 rare diseases (including specialized foods with special diseases) cost guarantees, four guarantee liabilities can be reimbursed up to 2.2 million yuan in total.

The picture shows the launch of "Linyi Insurance" in 2022 and the ceremony of charity donation ceremony

The maximum payment amount is 276,000 yuan

"Linyi Insurance" is a customized commercial medical insurance for Linyi City. It is directed by the Linyi Medical Security Bureau and the Linyi Banking Insurance Regulatory Bureau. The Linyi City Finance and Investment Group is organized. Essence

The relevant person in charge of the "Linyi Insurance" project team said that "Linyi Insurance" has carried the original intention of promoting the development of commercial health insurance, improving and perfecting the multi -level medical security system, and strengthening the mission of major disease protection. With innovative measures such as inclusive prices, insurance without health restrictions, and continuous optimization of responsibility responsibilities, the trust and support of the citizens of Linyi have been obtained. The number of insureds in 2021 reached 1.549 million.

The claim data shows that as of July 19, the total amount of "Linyi Insurance" in 2021 was 76.3918 million yuan, the number of claims was 25,218, the total compensation rate was 70.53%, and the maximum payment amount of the single person was 276,000 yuan.

In 2021, "Linyi Insurance" all dangerous people in the middle door slowdown in the middle door, and the proportion of slow gate was 37.8%, of which the top three diseases were: malignant tumors, hypertension and complications, diabetes and complications; The proportion of hospitalization accounted for 61.2%, of which the top three diseases were in the top three of them were heart disease, lung malignant tumors, hypertension and complications; due to accidents, the total number of risks accounted for 1%of the total insurance.

Male dangerous diseases are malignant tumors and cardiovascular and cerebrovascular diseases; the most diseased diseases with risk danger are cardiovascular and cerebrovascular diseases and female gynecological tumor diseases.

"Linyi Insurance" enhances the ability of individuals and families to resist medical risks of major illnesses, so that high special medicines are no longer a heavy burden on a family, and more hope for patients in the disease!

New upgrade of price constant protection

In 2022, "Linyi Insurance" was fully upgraded on the basis of maintaining the price of 69 yuan unchanged, and the dimensions of paying lines, the scope of protection, and special medicines from the year will benefit more Linyi citizens.

The first is to reduce the threshold for claims. In 2022, the annual free compensation of the "Linyi Insurance" specific high drug cost guarantee was reduced from 18,000 yuan last year to 16,000 yuan. Foods for special effects of diseases) The cost guarantee is also the existing 10,000 years of deductibles, so that patients really feel the benefits of benefiting the people. (Friendly reminder: After the reimbursement of medical insurance, the remaining part of the insurance liability exceeds the personal burden fee of more than above the compensation amount and is included in the scope of claims.)

The second is to expand the scope of drug protection. To provide better protection to the insured, combine the national, provincial, municipal medical insurance policies, major illness insurance policies and drug catalog adjustment, and market changes. To 37 types; the first imitation of the new drug improvement of innovative drugs has been increased from 15 to 22; rare diseases have increased from 6 to 12 types.

The third is to improve the protection level of patients with past symptoms. In order to promote the fairness and inclusive policy, effectively reduce the medical burden of patients with past symptoms, and effectively reduce the phenomenon of poverty and return poverty due to illness. In 2022, insured citizens with past disease can not only participate in "Linyi Insurance" normally, but also enjoy the same compensation ratio as healthy people.

The fourth is to upgrade the insurance system. This year, citizens can still pay attention to the "Linyi Insurance" WeChat public account through their mobile phones to conduct online insurance. The system will automatically check the medical insurance qualifications of the insured. At the same time, if the employees of this city meet the conditions of the account, they can directly use their medical insurance account balances or family airspace account balances to pay premiums for their own, parents, spouses, and children. The cost can be deducted in real time.

Fifth, simplify the claims process. "Linyi Insurance" will realize the "one -stop" claims of local medical treatment, reduce the pressure of the insurer's cushion funds, and reduce the trouble of claims of the insured people. It is greatly facilitated to insure citizens.

The launch of "Linyi Insurance" will help further reduce the burden on patients and enhance the people's disease risks and awareness of mutual help. It is understood that in the future, "Linyi Insurance" will continue to optimize from the aspects of guarantee responsibility and the number of drugs. The starting point of the masses will gradually enrich the supply of product, and promote the construction of a multi -level medical security system. In terms of service experience, it continues to deepen existing humanization and convenient claims services.

From 0:00 on July 20th to 24:00 on September 10, the basic medical insurance for employees in Linyi City or the basic medical insurance insured in Linyi residents can be handled online through the official WeChat public account of "Linyi Insurance".

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