"Political Loaning" on the stone head line helps to solve the difficulty of financing of SMEs

"The loan of 650,000 yuan was quickly received, which solved the problem of funds for funds. And now it is an online application, safe and convenient."

With the government procurement notice, the company signed a "political loan" contract with Shishou Rural Commercial Bank on June 27th. Since the work, the first online application for the "political loan" contract to support small and medium -sized enterprises for credit financing. As of a few days ago, the city has issued a loan of 1.73 million yuan for three suppliers through the online platform; through offline platforms, a total of 5.91 million yuan of loans for 5 suppliers will be issued.

It is understood that "political acquisition" means that government procurement contract financing services refer to small and medium -sized enterprises to submit financing applications to financial institutions that carry out "political acquisition" services after obtaining the bidding notice of government procurement. The government, enterprises, and banks are shared simultaneously. The online related financing businesses are closed through the system without providing additional mortgage and guarantee. Only the corresponding bidding contracts issued by the platform can be led. At the same time, it has greatly improved the efficiency of loan management, which helps solve the problem of winning bids for small and medium -sized enterprises, insufficient funds for transaction suppliers, difficulty in financing, and expensive financing.

Since the beginning of this year, the Shishi Municipal Finance Bureau has deepened the reform of the government procurement system, continued to optimize the business environment, and vigorously carried out the "political lending" business by establishing a credit financing mechanism to actively solve the problem of financing difficulties for small and medium -sized enterprises. At present, many financial institutions such as Rural Commercial Bank and CCB have participated in the "loan lending" business. At the same time, the bureau's innovative working method is to find a balance point between risk prevention and control and unblocking financing channels, explore the superposition services of "political lending" and other financial products, and provide more high -quality and efficient financing loan services for the majority of market entities. (Reporter Xiong Ming intern Huang Yuxuan)

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