Warm "new" financial services to help new citizens start a new life

Warm "new" financial services to help new citizens start a new life

In order to conscientiously implement the work requirements of the China Banking Regulatory Commission, the People's Bank of China and the Inner Mongolia Autonomous Region on strengthening the financial services of new citizens, Ningcheng Rural Commercial Bank of Inner Mongolia gives full play to the role of local financial main forces, actively actively act, open up ideas, and optimize services. Multi -measures accurately help new citizens live and work in peace, and effectively enhance the sense of gain, happiness and security of new citizens.

Politics and silver docking, promoting policy dividends to the ground

"I am really grateful to the Rural Commercial Bank! Without this loan for 100,000 yuan, we really dare to imagine the current situation." Ms. Wang said happily.

Affected by the epidemic, Ms. Wang, who has been working in foreign workers for many years, cannot go out to work because she cannot go out to work. With her husband's many years of chef's experience and inspection of the industry, the couple decided to open a restaurant and seek a stable life, but the lack of funds for starting has become the biggest problem.

After the customer manager of Ningcheng Rural Commercial Bank of China, after investigation of the commissional letter and access conditions of the small two, it promptly issued the new citizen's entrepreneurial guarantee loan to help them start the entrepreneurial road at their doorstep.

This is just a microcosm of the bank's support for new citizens.

In order to better support the entrepreneurship and employment of new citizens, the bank actively cooperates with the local finance and employment service departments, and effectively meets the follow -up services to accurately meet the needs of new citizens' credit services and cracks financing problems. By tailor -made "entrepreneurial guarantee loans" with the characteristics of "specific service groups, low interest rates, wide use, and fast loans", reducing the cost of entrepreneurial financing of new citizens and stimulating entrepreneurial employment vitality. At the same time, in order to facilitate the needs of the majority of new citizens to run loan needs, the bank launched a new citizen's entrepreneurial loan product in 12 outlets in the urban area, opened green channels, simplifies credit processes, and provides credit services at high quality and efficiency. As of now, the bank's entrepreneurial guarantee loan balance has reached 19.03 million yuan. The cumulative application of financial discounts for this year has been 453,900 yuan, helping more than 120 new citizens realized the dream of entrepreneurship.

Scientific and technological empowerment, broadening the field of people's livelihood

"I did not expect that banks can still handle electricity bills to pay business, and the province will go to the power supply office in the future." Liu Big Brother Liu, who had just paid the electricity bill with a smart teller, said happily.

In order to better integrated new citizens into the new life of urban and towns, the bank accurately focuses on the field of people's livelihood, promote scientific and technological empowerment, increase service innovation, broaden the scope of services, and comprehensively enhance the sense of financial services for new citizens. The bank actively promotes the "finance+" convenience service model. By connecting with county hospitals, thermal companies, and electric power companies, it will strengthen channel construction, build a value -added service platform, and fully realize the life of new citizens such as the registration of registered payment, heating, and electricity fee payment. The online and technologicalization of basic financial services has improved the convenience and service experience.

Optimize services and improve the satisfaction of new citizens

"Your service is really intimate. He came over for us to do social security cards and solve us a big problem for us." A patient's family who was anxious to go through the hospitalization procedure said gratefully.

In recent years, the bank has always adhered to the customer -centric service concept, and actively created the efficient, convenient, and new heart -warming banking banks to create financial services. Comprehensively strengthen the construction of inclusive banks, strive to consolidate basic service software and hardware facilities, strengthen the transformation and upgrading of intelligent outlets, and comprehensively improve the efficiency of the service efficiency of the outlet hall. At the same time, through innovation and aging financial service measures, the bank carried out financial knowledge promotion activities, provided warm -hearted on -site services, and strengthened the construction of mobile payment scenarios in various fields such as residential clothing, food, and banks to effectively enhance the convenience and sense of obtaining customer service. (Ni Dongning Wang Liying)

Responsible editor: Zhang Wei Guo Jinhui

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