"Qi Xin Luli helps enterprises and benefits merchants" supports small and micro development in action

In 2022, since the launch of the special actions of the development of small and micro enterprises and individual industrial and commercial households, the Bank of Communications Weihai Branch has solidly advanced, continuously deepened small and micro financial services, helped market entities overcome the impact of epidemic conditions, and went to normal operations. The road of development. As of the end of June, the balance of the two -caliber small and micro -loan of the bank's inclusive two -caliber increased by 266 million yuan, an increase of 14.30%.

The first is to precisely excavate the financing needs of small and micro enterprises. Since the beginning of this year, the bank has collected and organized a lot of financing demand, such as the list of national specialized new "little giants" enterprises, provincial -level specialized new enterprises, municipal "specialized new" enterprises, national high -tech The list of enterprises and technology enterprises, the list of enterprises for 2-5 years of Weihai area, the leading enterprise of the agricultural industrialization of Weihai, the list of emerging agricultural main entities, etc., as a starting point, carry out grid-based marketing, establish a marketing ledger, clearly clarify Marketing responsibility and implementing marketing results.

The second is to carefully integrate small and micro enterprise financing products. The bank actively promotes the construction of marketing channels. While continuously enhances the competitiveness of traditional offline products, it highlights online credit products to vast and micro enterprises, such as online mortgage, inclusive e loan, tax integration, Xingnong e loan , Tobacco, supply chain, etc., to meet the financing needs of small and micro enterprises in various industries, various fields, different sizes, and different guarantees, have achieved good results.

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