Service is the help of the company!Putuo uses financial empowerment to help enterprises recover the momentum
Author:Shanghai Putuo Time:2022.07.19
Adhere to the party's comprehensive leadership of financial work, and integrate the spirit of the great party into the entire process of financial work. This is the direction and action guide that the Putuo District Finance Office has always adhered to in recent months. From the volunteers who support the "epidemic" line to the persistent person who guarantees daily work, from the "Store Primary Er" of Library to the pioneer who helps the company's recovery, the role and identity are changed.
Do a good job of preventing epidemic prevention, strict and flexibility
In the early days of the epidemic situation, the Party Group of the District Finance Office established a special class for the prevention and control of the epidemic, and established a coordinated guarantee tracking mechanism for bank outlets, securities business departments, five local financial institutions, and key financial enterprises. By setting up party members' pioneers to implement guidance responsibilities, special personnel dock in time to master the operation of enterprises in a timely manner, and guide enterprises to carry out epidemic prevention and control.
Strict implementation of epidemic prevention measures is the cornerstone to promote the recovery of financial institutions such as banks. In addition to setting up basic epidemic prevention measures such as "digital sentry" and "venue code", and the flow of people's flow of the hall, the District Finance Office and various banks continue to discuss and give some more humane response measures in the business process of the outlets.
For example, the accumulation of a large number of business demand during the epidemic causes a long queue in front of the outlets. On the one hand, the District Finance Office guides all banks to properly advance and extend business hours in advance. On June 8th, the Industrial and Commercial Bank of China Putuo Caoyang New Village Sub -branch became the first batch of "Night Market" banks to launch. The 3 hours of "Peak" provided convenient services for residents and business users around the community. The person in charge of the Financial Services Section of the District Finance Office introduced: "Some bank outlets with more queues also adopt the method of calling the queue period in order to ease the stress of queuing." On the other hand, in the case of venue conditions, the District Finance Office suggested that The bank adds a buffer at the door, sent people to guide the diversion and maintain order, and provides the necessary shades of shading and avoiding summer heat and avoiding the citizens, such as seats, fans, mineral water and other items. "For this reason, many of our banks have doubled the staff. They also hope to speed up the bank recovery and recover the rhythm, so that the concession will go more steadily."
"Night Market" banks outside citizens are waiting in an orderly manner
Talking about the gradual recovery of bank outlets, I have to mention the Putuo Sub -branch of Shanghai Rural Commercial Bank. As the first bank outlets in the central urban area to restore business, its recovery process has accumulated a lot of practical experience for the District Finance Office, and also promotes the acceleration recovery of other banks. "Separate business to public business, open a window for pension business separately, and guide customers who use simple businesses to use self -service aircraft ..." Zhu Leixi, deputy director of the District Financial Office, counts these "actual combat experiences", "we do while doing There are various plans, while adjusting according to the actual situation, it can be said that the overall recovery process is relatively smooth. "And these have laid a solid foundation for the prevention and control of the normalized epidemic of financial institutions.
Reliable service, helping enterprises rely on rejuvenation
Since the epidemic, while the district financial office party group launched a cadre sinking line, while making every effort to ensure that financial services were "not snoring" -guiding financial institutions in the jurisdiction through digitalization, cloud services, blockchain and other technologies, from "face -to -face" to "face -to -face" to " Screen -to -screen "communication," fingertips "handling, online service market subject.
Help outbreak prevention and control
Affected by the epidemic, many companies are facing huge financial pressure. Focusing on the fund chain of the company's concern, the Party Group of the Financial Office of Putuo District and 18 banks in the area have formed a quota of 10 billion "Special financing loans to help enterprises" to introduce the "relying on loan" policy to provide enterprises with preferential loans and loan exhibition periods for the exhibition period of loans. , Delayed financial services such as repayment, in addition to enjoying a loan issued within the quota, in addition to enjoying a preferential interest rate of at least 30 basis points than the latest LPR, after the loan expires, the financial interest pays the interest. subsidy.
"The push rate of three batches of enterprises in our" Loan Loan 'is about 98%. It can be said that the threshold is very low. As long as the application, except for the state regulation industry or enterprises with risk records, we will generally push the intention of the bank. Specific research and judgment should be pushed and want to loan to help. "Zhu Lei, deputy director of the Financial Office, frankly said that we also hope to provide inclusive financial services to benefit policies to more different types of enterprises of different types and scale. "Many small and micro enterprises, etc., often have a bad breath‘ live ’, maybe we have become the person who sent charcoal in the snow.”
In order to make the enterprise rejuvenate, the District Finance Office, together with the District Investment Promotion Office, and the District Finance Bureau passed the "green approval channel+comprehensive coordination of cross -sector", pushed the bank as soon as possible, and urged banks to accelerate the speed of credit approval. At present, there are 331 loan intentions, 98 credit awarding, involving 92 companies, with a credit amount of 1.637 billion yuan. (Reporter Zhang Chengyan)
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