Can't the husband's death deposit?Women ran back and forth, prove that "husband is a husband"

"Obviously my husband's money, but there is no way to take it out." In the past year, Ms. Li ran back and forth in Yulin and Beihai, just to prove her husband's identity, took out a stroke left by her died husband. deposit.

01

Husband died and left a deposit

Unable to take it out due to different identity information

Ms. Li, 55, was from Beihai and worked in Yulin for a long time. In 1995, she and Huang Weigang, who were also Beihai, became husband and wife. One year later, her husband entered the former Beihai Medical Corporation.

In April 2020, Huang Weigang died of physical illness. Until July the following year, Ms. Li accidentally found a passbook from the Sichuan Road Sales Department of Beihai Branch of a large state -owned commercial bank in the wardrobe.

Huang Weigang's passbook in the bank before his lifetime. The pictures of this article were taken by Peng Qing, a reporter from the South China Morning Post

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"I thought it was useless at that time." Ms. Li told reporters that her husband never mentioned the passbook to her during her lifetime. Later, she went to the bank to inquire to learn that there was still a more than 6,000 balance in the passbook.

It's not easy to withdraw money. Ms. Li brought the account book, marriage certificate, and her husband's cremation and passbooks to the above bank again, but after some inquiries, the staff told her that Huang Weigang's passbook and the identity card number on the hukou book were inconsistent, "the money could not be collected" Essence

According to Ms. Li, the bank asked her to go to the police station or the street where her husband lived in a proof to prove that the information of the passbook and the identity on the hukou book belongs to Huang Weigang. "That is, two information is the same person."

02

Benbo two places for help from multiple departments

Can't issue a paper "proof"

Ms. Li embarked on the long way to "proof" for this. In the past year, she ran for seven times in Yulin Beihai, and asked for help in multiple departments of Beihai, but she could not get this "proof".

Ms. Li said that after the police station inquired about the situation, she found that Huang Weigang had previously replaced the ID card, but his first generation ID card was consistent with the coding of the second -generation ID card, and the two were not involved. The police station stated that according to relevant regulations, they could not issue a certificate required by the bank.

Ms. Li infer that the information of her husband's hukou and passbooks may be different. It may be that he had filled up his own information when he had previously handled the passbook, or it may be the information of the work unit reported an error.

According to her, the passbook was concentrated by Huang Weigang's work during his work. Because the Beihai Pharmaceutical Corporation has no longer existing, there is no way to prove this information.

Later, Ms. Li found the Zhongjie Street Office of Haicheng District, Beihai City, and extracted Huang Weigang's previous labor contract file. The reporter noticed that the identity information on the contract is consistent with the identity information on Huang Weigang's passbook. However, the Sub -district Office said, "They are only responsible for retracting contract files, and they cannot open the above certificates."

Huang Weigang's labor contract information was consistent with the passbook information.

Ms. Li remembers that her husband's previous pension insurance payment account was also consistent with the information on his passbook. She continued to ask the Beihai social security department for help, but the other party also rejected her request, saying "the proof of the bank cannot be opened."

How can we prove "Huang Weigang is Huang Weigang"? This difficult proof made Ms. Li feel helpless and sad.

On June 22 this year, the reporter accompanied Ms. Li to the above bank. After nearly 5 hours of communication and processing, the bank finally coordinated a certificate to help Ms. Li withdrawn more than 6,000 yuan in deposits.

Ms. Li successfully retrieved her husband's deposit.

After this heart, Ms. Li has returned to Yulin.

03

How to avoid similar encounters

Police and banks give reminders

In response to this, a Beihai police person told reporters that the situation that Ms. Li encountered was indeed tricky. There is a difference between the certificate and the second -generation ID card, which can allow the police station to help retrieve files and verify relevant information.

In fact, cases that cannot withdraw money due to information change are not uncommon across the country.

The staff of the People's Bank of China Beihai City Sub -branch reminded that banks cannot grasp the information changes of all stores. If there is a change in the identity information of the storage households, they should take the relevant materials such as the return order at the time and take the initiative to go to the bank and related units to handle it simultaneously in time to handle it simultaneously Information changes to protect their own rights and interests.

Source: Nan Guo Morning Post reporter Peng Qing

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