The "sugar -coated cannonball" seduces the elderly frequently, and the man rely on this trick to absorb more than 600 million yuan in deposits

"Gourd small gifts, enthusiastic salesmen, small ceiling investment projects, guests to return service experience ..." and "sugar coat" in layers of "fraud" "cannonball", countless elderly people were attracted by high -interest investment gimmicks attracted by gimmicks. , Signed the contract to pay the deposit, but finally found that the promised high interest cannot be fulfilled, and the principal has gone back ... After the hundreds of millions of funds "drifted", Wang Moumou, the owner of the financial company, was used by the court. The crime of fund -raising fraud was sentenced to punishment.

In early 2015, Wang Moumou set up a financial information service Co., Ltd. in Shanghai. Without obtaining relevant financial licenses, he promised to attract more than 1,600 victims across the country to participate in investment with 6%to 12%. Among them, there were 145 victims in Shanghai alone, of which 70%were the elderly. From 2015 to 2019, the amount of deposit was more than 600 million yuan, and the victim's investment in the case was more than 320 million yuan.

Laobo has bought a life insurance. In early October 2015, Laobo received a call from Life Insurance Sales. Sales told Zheng Bo that he had changed jobs to a financial company as a sales manager and recommended a wealth management product with an annualized interest rate of 12%to Laobo. Sales repeatedly emphasized that they are regular companies, more reliable than P2P wealth management companies, and constantly invite Zheng to sit in the company. Zheng Bo was moved by 12%of the annual interest rate and was invited to the company. Lao Zheng couldn't resist the enthusiastic sales of the manager and bought 60,000 yuan of wealth management products. From November, the monthly interest will be automatically hit by Zheng Bo's bank card. Emperor Zheng's interest was relieved on time. In the following two years, he renewed his financial contract with the financial company, and even pursued 40,000 yuan in investment at the end of 2017. By July 2018, he didn't see the interest. He went to the company and found that someone had already gone to the building.

Coincidentally, in March 2018, Lao Ye's house was knocked out, and the two investment consultants who claimed to be the financial company sold him and his wife to sell investment products. The old couple did have a retirement money at hand, and the 10.5%annualized interest rate of the consultant was also a little moving. Investment consultants continued to ensure the safety of funds, and finally the old couple signed 150,000 yuan, a one -year expired one -year -end -of -time payment investment confirmation letter. "From time to time, the company will send some daily necessities to the home, and also hold temple fairs, organize strawberries, etc. to investors, and constantly invites us to participate in the event." In March 2019, Lao Ye was going to retrieve his principal and interest, but was informed by the salesperson and was informed by the salesperson. The company's temporary capital turnover cannot be opened, and it is persuaded to renew the visa. At this time, Lao Ye was alert and felt that he had encountered a scammer, so he called the police.

After investigation, the only business of Wang Moumou's financial company was to absorb deposits to the people, and all the absorbed deposits were handed over to Wang Mou. After the case, Wang Moumou confessed his crime facts. According to Wang Moumou's confession, most investors' principal and interest was paid by the company through the method of "borrowing new and old", and more than 20%of investor deposits were used to maintain company operations and issue employee wages. Wang Moumou's defender argued that he had no intention of illegally possessing investors' money. Wang Moumou did use investor money to conduct project investment across the country one after another. Only more than 100 million yuan of deposits of more than 600 million yuan of deposits were used for investment, but they did not generate any income for various reasons. Some investment projects were partially invested. Even bankruptcy.

The prosecutor believes that after Wang Moumou opened the company, he was engaged in illegal fund -raising business. Without informed investors' actual use, most of the absorbed funds were used to pay the principal and interest, the company's employee salary, and the company's operation. The funds invested in the project only account for a small part of the absorption amount, and Wang Moumou did not fulfill the obligation of the risk and prospects of the investment project before investing. Wang Moumou's behavior should be the crime of fund -raising fraud. After reviewing the case of the Hongkou District Procuratorate, Wang Moumou's behavior had violated the Criminal Law of the People's Republic of China and should be held criminally responsible for fund -raising fraud. A few days ago, the Hongkou District Court sentenced Wang Moumou for 14 years in prison and fined 400,000 yuan.

Author: Yuan Wei (Xinmin Evening News · Xinmin Law Tan)

Correspondent: Chen Lan

Source: Xinmin Evening News

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