There is a routine for pension fraud, and the elderly must be careful when they hear eight keywords!

Typical Case

According to statistics, pension fraud is the most typical of fraud, contract fraud, and illegal absorption of criminal crimes of public deposits.

The results of the seventh national census in 2021 showed that the population of 60 and over my country accounted for more than 18%, and the population scale reached 264 million. With the accelerated process of population aging, the consumer market is also welcoming the development, the consumption concept of the elderly is updating, the willingness and ability of consumption are also increasing, and the consumer demand structure has also changed from survival type to development. While the elderly pursuing high -quality life, criminals also set the criminal attention to the new field of elderly care for the elderly, leading to new features in criminal cases of pension fraud.

In order to effectively safeguard the legitimate rights and interests of the elderly and ensure the security and stability of the social environment, the "special action to combat the rectification of pension fraud" led by the Ping An China Construction Coordination Group was launched in April 2022. The Supreme People's Court issued a special action to deploy the national courts to crack down on pension fraud and severely punish criminal criminal crimes in accordance with the law.

A few days ago, the Beijing Xicheng Court system systematically sorted out the overall situation of criminal cases of retirement fraud in the past five years, and found that there are eight common types: including "investment and financial management" scams, "house pensions" scams, "insurance agencies" scams, "Wenwan Collection" "Scams," health care "scams," street superstition "scams," dusk love "scams, and" care help "scams.

Case 1: Repair the retirement of the Social Security Office, "reliable" acquaintances are not reliable

Mr. Liu was originally a worker in a Beijing machine plant. In 1998, he worked out of employment and social security did not continue to pay. Seeing that it is about to reach the legal retirement age, replenishing social security and receiving pensions have become Mr. Liu's "heart disease". One day, Mr. Liu chatted with his cousin. The cousin said that he was an accountant of a state -owned center's subsidiary center. He had listened to the center manager Wang that he could help people pay social security, but he needed to charge a certain fee. After listening to it, Mr. Liu felt that the relatives were "reliable", so he gave 25,000 yuan to Wang at the request of Liu. One month later, the cousin told Mr. Liu that Wang had helped Mr. Liu to complete the completion of social security payments, but by Mr. Liu verified to the Social Security Center, his social security was still in a state of disconnection. Mr. Liu asked Wang to return to 25,000 yuan, but Wang was entrusted on the grounds of "restructuring leadership" and "center and streets with economic disputes". Or return to 25,000 yuan, Wang Mou said that he was "being handled" and could not be refunded. Then Mr. Liu realized that there was something wrong with the incident and reported to the police.

After investigation, Wang deceived a total of 79,000 yuan for the victims on the grounds that the social insurance premiums were replenished through the center's supplementary social insurance premiums. In fact, Wang did not have the conditions and capabilities of paying social security for others. As a employee, he paid more than 4,000 yuan in social insurance premiums in the past three months, and the remaining 75,000 yuan was used for Wang's personal consumption. After the incident, Wang returned all three victims to all economic losses.

【Judge's saying】

With the gradual improvement and popularization of my country's social insurance system, the awareness of insurance participation in the people has also continued to increase. However, some elderly people who are about to or have reached their retirement age cannot receive pensions and reimbursement medical expenses every month because of "unpaid insurance" or "disconnected", which will undoubtedly increase the burden on the family. Criminals are the psychology of using the elderly to ensure that their lives are guaranteed and reducing their family burdens in their later years to handle fraud in the name of "one -time payment of social insurance premiums".

The crime of fraud stipulated in Article 266 of the Criminal Law refers to the purpose of illegal possession, using fictional facts or concealing the truth, to deceive public and private property, and the amount is large. Places or single fines; if there is a huge amount or other serious circumstances, it will be imprisoned for three years and less than ten years, and the fines will be punished; if the amount is particularly huge or other particularly serious, it will be sentenced to more than ten years of imprisonment or life imprisonment. And punish or confiscate property. This case is a typical "insurance agency" fraud, and the amount is large. The court combined with Wang's surrender, truthful confession, and full compensation, and sentenced him to one year and six months in prison for fraud. And fined RMB 2,000.

The judge reminds the majority of elderly friends that when applying for social insurance business, they should learn about the current and local relevant policies in advance, and to handle government departments such as social security and taxation through regular channels. Do not trust the commitment of "having acquaintances" and "doorway" can help one -time replenishment, so as not to fall into the fraud trap, and eventually lose money.

Case 2: Dusk loves the "ministerial cadres" at dusk, and sighs in both people and wealth

Aunt Zhang of Beijing has been alone since her daughter became a family. One day, she met a Mr. Wang through the Internet through the Internet. Mr. Wang claimed to be a cadre of a Beijing ministries and commissions. Aunt Zhang felt that Mr. Wang's personal conditions were very good. The two kept chatting through QQ and never met, but soon talked about marriage. Later, Mr. Wang told Aunt Zhang that the cadres of the ministerial committee needed a political trial. After the marriage, he could help Aunt Zhang’s daughter to solve the work of ministries and commissions, but they needed to use money to "make points". Give some money, Aunt Zhang was hesitant, but Mr. Wang promised that more than one million yuan under his name after marriage was the common property of the two. For more than 10,000 yuan. Later, one day, Mr. Wang's secretary, "Little Sun", contacted Aunt Zhang, saying that Mr. Wang was hospitalized for sudden illness and asked Aunt Zhang to pay some medical expenses and hospitalization fees first. Aunt Zhang was anxious and gave it a few times. Sun "" more than 100,000 yuan, and repeatedly proposed to visit Mr. Wang, but the "little grandson" rejected Aunt Zhang's visit for various reasons. Aunt Zhang was somewhat doubtful at this time, and then reported to the public security organs. After investigation, Wang was actually a unemployed person who lived in Jiangsu. The identity of the "Mr. Wang, a cadre of a certain ministries and commissions in Beijing" and "Secretary Little Sun", one person decorated two corners, fabricating "marriage political review", "solving work preparation" and Reasons such as "sudden illness" and other reasons, the total of more than 290,000 yuan for Aunt Zhang. Not only that, after the incident, Wang also quibbled that Aunt Zhang was more than 200,000 yuan for his loan many years ago, and he only "made excuses" to ask Aunt Zhang for money. Gettings, but Wang's statement has no evidence support.

【Judge's saying】

This is a typical marriage fraud against middle -aged and elderly people, and the amount of fraud is huge. The court sentenced Wang to the crime facts, nature, plot and social harm, and sentenced Wang to six years and six months in prison and fined 7,000 yuan; 100 yuan.

The following two points are noteworthy in this case: First, Wang fictional is a seemingly "tall" identity as the leader of the ministries and commissions, deliberately creating a halo Attract Aunt Zhang's favor. However, in fact, Aunt Zhang only listened to Wang's "one -sided word" from the beginning to the end. He never verified Wang's identity information and work. The two had never even seen it. Therefore, the judge reminded that the majority of middle -aged and elderly people must be cautious to meet strangers through the Internet and SMS, and to be based on honesty, real, and reality, they must not trust any of them without true evidence.

Secondly, Wang's excuse to solve the "ministries and commissions work" for Aunt Zhang's daughter to ask for money to ask for money. It is also the use of Aunt Zhang to use the "ministerial resources" and "leadership status" to facilitate his "work". Therefore, the judge calls for everyone not to be superstitious about "hidden rules", abandon social bad atmosphere such as "supporting relationships" and "walking back doors", establish correct ideas, and enhance their ability to distinguish between right and wrong.

Case 3: Trust the "old god doctor" can "eliminate disasters", cash jewelry is dropped bag

Grandma Liu, a rare year, goes to the supermarket every morning to purchase. On this day, Grandma Liu met a woman in Huangyi at the door of the supermarket. The woman in Huangyi asked if she knew an old doctor. Grandma Liu said she didn't know. At this time, a passing red woman claimed to know the old god doctor and could refer to it. Grandma Liu went together for curiosity. Two women on the road had always been with Grandma Liu. Soon after, she went to a residential building. The woman in red stopped a young man and said that this was the grandson of the old god doctor. Women and Grandma Liu are her relatives, please see the old god doctor. The young man said that Grandpa reads the scriptures at home and went back to discuss it. When the young man returned, he accused the woman in the red lying, saying that Grandpa had calculated that the woman and Liu Grandma were not her relatives. The young man told Grandma Liu again, "You are 70 years old, there is a son and a daughter." Grandma Liu felt that the old god doctor really became famous. The young man also said that Grandma Liu's son would have a car accident recently. Take it out to let Grandpa read the scriptures. Grandma Liu was convinced that she quickly took the cash and jewelry. The young man asked Grandma Liu to put the cash and jewelry in the paper bag to the woman in red, and turned to close his eyes with his eyes to eliminate the disaster. A few minutes later, Grandma Liu turned back to get back the paper bag. The young man told Grandma Liu to keep it confidential. When Grandma Liu opened the paper bag at the time of the young man, he found that there were only a few stones, and then found that he was deceived and he called the police.

After investigation, the founding yellow woman Yang Mou, a group of women Yang Mou 2 and Yang Mou, who pretended to be the grandson of the old god, from July 2009 to June 2010, with elderly women as the Objects, claiming that there is an old god doctor who can eliminate diseases and disaster, compose a lie that the victim's children have disasters, and can resolve the resolution of the children of the victims. They have cheated more than 10 victims of more than 590,000 yuan in cash and more than 20 valuable jewelry. In June 2010, Yang Mou 1 was captured by the public security organs and fled in July of the same year. In December 2019, nearly ten years after being pursued by the public security organs, Yang 1 went to the public security organs to return to justice.

【Judge's saying】

In this case, one group of Yang and others used illegal possession to use fictional facts to deceive the property of a number of elderly people, and the cumulative amount was particularly huge. According to the Supreme People's Court and the Supreme People's Procuratorate's "Explanation of Several Issues on Criminal Criminal Cases for Criminal Cases", those who scam the elderly property can be punished for severe punishment. Therefore, the court was sentenced to ten years in prison in conjunction with Yang Yang's fraud, and the circumstances that was truthfully confession after the case. This is a typical "street superstition" fraud. Such scams generally have the following characteristics: First, criminals form a gang to commit crimes, planning in advance, cooperating in the division of labor, and quickly fled. Second, it is mainly aimed at elderly women. It uses its strong concept of feudal superstition, weak anti -fraud prevention awareness, and easy to worry about family health and safety. Third, the place of crime is not fixed, and most of them occur in supermarkets, vegetable markets, and residential buildings. It is not only easy to choose criminal objects, but also facilitates the scene after the crime. Fourth, fraud in the process of promoting and implementing the feudal superstition activities. Criminals claimed that they were "masters" and "divine doctors". The reason for disaster relief and blessing "is the reason to adjust the property or fraud. Here the judge reminds everyone that it is necessary to break the feudal superstition thinking, advocate the concept of scientific and rational, and improve the ability to distinguish between right and wrong. Do not build the good expectations of life on "seeking God and asking immortals".

Case 4: 2 million auction of treasure tickets, thousand yuan agency fee "water drift"

One day, Aunt Gu received a strange phone call at home over the seventies. The other party said that "it can help high -priced auction of old objects." The company will talk about it in detail. A month later, Aunt Gu took 58 grain tickets to a high -end luxury international auction company and saw the "Zhang Manager" who called himself. "Manager Zhang" told Aunt Gu that the 58 grain stamps he brought were "high -quality and very collective value". You can entrust the company to auction in Hong Kong. Aunt Gu was overjoyed, and immediately signed a "art auction contract" with the company and paid 5,000 yuan for the "entrusted agency fee". After the contract was signed, the auction was not progressing. Aunt Gu repeatedly urged. At this time, Aunt Gu realized that she was deceived and quickly called 110 to call the police. After the alarm, Aunt Gu learned that his 58 grain stamps were identified as 168 yuan. A high -end luxury international auction company was just a "leather company" that reported registered capital.

After investigation, Zhang and others set up an international auction company. The organizational personnel recruited customers to solicit customers in the name of the company to help the auction of grain tickets, industrial coupons, the wrong version of RMB, stamps, and Buddha beads as bait. Reasons such as the price of the actual value of the collection and the auction of the auction in Hong Kong and other places, in less than a year, they cheated more than 400,000 yuan from more than 20 middle -aged and elderly victims. After the incident, Zhang's family members retreated on their behalf.

【Judge's saying】

In this case, Zhang and others were with others. For the purpose of illegal possession, in the process of signing and fulfilling the contract, they deceived the other party's property and the cumulative amount. Management order, therefore constitutes the crime of contract fraud. The crime of contract fraud and fraud is a special relationship with the general relationship. The two belong to the law of law, and should follow the principle of the special law better than the general law.

my country's criminal law provides contract fraud in Article 224. If the crime is committed and the amount is large, it will be sentenced to imprisonment, detention, or a single fine; For less than ten years of imprisonment and a fine; if the amount is particularly huge or other particularly severe cases, it will be sentenced to more than ten years of imprisonment or life imprisonment, and a fine or confiscation of property. In this case, Zhang had a huge amount of fraud. The court combined with the truthful confession, fully refund and obtained the understanding of the victims, and the role, status, and participation in common crimes, and sentenced to four years in prison for contract fraud. And fined RMB 80,000.

In the context of "collecting heat" in recent years, there have been endless crimes against collectibles for the elderly. Criminals generally adopt a corporate operating model. By collecting contact information of the elderly, studying marketing words for the elderly, and creating a strong external image, freely identify "old objects" or give away precious "commemorative coins" as bait The use of cognitive limitations such as the elderly's professional fields such as identification, valuation and auction in the collection market, and the speculative psychology of "picking up" and "appreciation" for fraud.

How can the elderly avoid falling into such scams? Tip of the judge: First, be alert to a strange phone call for the content of the promotion and market survey as the content; second, the value of the collection rationally, do not blindly trust the high price promise; third, the qualifications of the institution carefully, the environment, scale, and Surface phenomena such as decoration determine the operating status; fourth, pay attention to the original evidence of retaining transaction contracts and payment vouchers. Once disputes or discovery are discovered, it can facilitate the subsequent investigation and evidence collection of public security organs. Case 5: Give full play to the "dedication of love" and be "pit" into a non -suction trap

Aunt Zhang, who retired at home, has always wanted to use the residual heat and old. One day the neighbor took out a leaflet printed with "enrolled in the society to enjoy welfare and receive gifts", saying that a newly established in the community to organize the elderly to participate in public welfare charity. The company's company has recently held a lecture to attract new members.

After arriving at this company, Aunt Zhang found that it was indeed as neighbors said that the company had a banner of "learning Lei Feng, doing good things", "dedication to love, and sending warmth". During the lecture, the company's person in charge Xiaomou introduced the company's main business to sell healthy health products such as power water and deer blood wine. Because he was enthusiastic about public welfare, he also established the "Charity Commune" to recruit retirees. The "Visit the Poor" campaign helps disadvantaged groups, such as organizing "charity performances" to raise funds to donate funds to build Hope Primary School, and organize members to go to nursing homes and orphanage for condolences. Not only that, "Commune" will often organize "free travel" as members as members Welfare. Xia Mou emphasized that the above activities are only for the "commissioners", and they must pay membership fees ranging from thousands of to tens of thousands of yuan each year according to different levels.

Aunt Zhang did not hesitate, and was very painful to pay the meeting. Since then, Aunt Zhang has participated in the surrounding tour and art performances of the "Commune" organization several times, and gradually became familiar with Xia. Xia Mou revealed to Aunt Zhang that he was actually a shareholder of a pawn company. The company and the bank had business cooperation. There were internal channels to buy short-term high-interest financial management, with a monthly interest rate of 20%-30%. High, short cycle ". Aunt Zhang has given Xia Mou more than 700,000 yuan for the trust of Xia Mou, and Xia Mou also issued a "debit" to Aunt Zhang. However, the project that originally promised to repay the principal and interest in two months, Xia Mou returned to Aunt Zhang 100,000 yuan. Aunt Zhang noticed that it was different. After repeatedly urged the unsuccessful, he chose to call the police.

After investigation, Xia Mou attracted retirees to become members in the name of public welfare charity activities. Later, he promoted short -term wealth management channels, mutual assistance platforms, and subscribed by the company's original shares. In the case, Xia Mou illegally absorbed more than 1,600 million yuan to more than 100 people.

【Judge's saying】

In this case, Xia Mou illegally absorbed public deposits in disguise. The huge amount of acts violated the national financial management system, disrupted the financial market order, and constituted the crime of illegally absorbing public deposits. my country's criminal law will illegally absorb the crimes of public deposits in Article 176. If the crime is committed, it will be sentenced to three years in prison or detention, and shall be punished or single. The following sentences are imprisoned and fined; if the amount is particularly huge or other particularly severe cases, it is imprisoned for more than ten years and a fine.

The judge reminds that the elderly to use their lives and devotement of public welfare are a way for active elderly care. Traveling can also enrich the retirement life and enrich the spiritual world. It is worthy of vigorously advocating it. However Use of criminals. In daily life, the elderly, on the one hand, must recognize well -known and formal charitable organizations, travel agencies and financial institutions. Before participating in any organization organized by any organization, we must "verify the right" through the official website or authoritative channels; on the other hand, Keep in mind "there is no free lunch in the world", dispel the idea of ​​"making a lot of money with small money", and do not be fascinated by unrealistic investment income and sloppy advertisements. Okay "!

(Source: Beijing Youth Daily reporter Chen Si)

【Edit: Jinxin】

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