Enhance the consciousness of anti -fraud, carefully choose investment

The Shanghai Jing'an District People's Court recently made a first trial of Cai Moumou's illegal absorption of public deposits. Cai Moumou was an employee of a company. The company's fictional investment in nursing homes and subscribing to the old age beds to induce the elderly to purchase their investment wealth management products. Illegally absorb more than 270 million yuan, and the absorbed funds have not been actually put into production and operation.

In such illegal crimes, the criminal gang launched a "warm offensive" based on the psychological characteristics of the elderly, deceived trust step by step, and then cheated the money of the elderly. The case handling department reminds that the elderly should strengthen their screening capabilities, be alert to various "sugar -coated artillery shells", and manage their "money bags"; the whole society should strengthen care and care for the elderly, increase anti -fraud publicity, and help them improve their precautions to prevent prevention. Check consciousness.

--editor

At the end of July this year, the People's Court of the Jing'an District of Shanghai made a first trial of the defendant Cai Moumou illegally absorbing public deposit cases, sentenced to two years in prison and fined 20,000 yuan.

Eight years ago, Cai Mou, 24 years old, joined the administrative staff of Shanghai Investment Group Co., Ltd. (hereinafter referred to as company H). Later, he served as a financial personnel. Wealth management product contracts, allocating companies' funds and other work.

Behind these seemingly ordinary jobs is a scam specifically for the elderly. The facts such as fictional investment in nursing homes and subscribing to the elderly have been induced to induce the elderly to purchase their investment wealth management products. Illegally absorb more than 270 million yuan and more than 900 victims. The company is mainly responsible for legal sanctions.

In this case, Company H obtained the trust of the elderly by conducting services such as the elderly talent competition and going out for tourism, so as to implement crimes such as fund -raising fraud and illegally absorbing public deposits.

Through climbing relations, pulling family, and organizing literary and artistic activities, they deceive the trust of the elderly and recommend fictional pension investment projects.

"We received the alarm, and the alarm said that the company H in the office building in the district invested in wealth management products, but the company could not pay the principal." Zhang Wu, the captain of the case handling team of the Tianmu West Road Police Station of the Shanghai Public Security Bureau, introduced it. After the report was reported, the police immediately rushed to the scene to investigate.

With the deepening of the investigation, the true face of company H surfaced. Since 2014, the actual controller of Company H Moumou has established a number of companies named after investment, pension services, and investment management and has served as legal representatives. With the banner of pension services, the company hires "salesmen" to organize the elderly talent competitions, sightseeing and tourism activities to attract the unspecified public, especially the elderly over 60 years old. During the event, Chen Moumou and others encouraged the elderly to invest in nursing homes and subscribe to the elderly bed. They promised to pay high interest and guarantee the principal and interest, and absorb funds in the name of the company.

"These elderly service activities organized by the company are very confusing and deceive the elderly to participate." Prosecutor handling the case of the People's Procuratorate of Jing'an District told reporters that the company's "salesman" distributed leaflets in the park and other places where the elderly gathered. It is to promote the elderly cultural activities, etc., and will not mention financial management. "But during the organizational activities of 'salesmen', they will recommend H company's pension investment projects. Over time, the old people will easily believe and then buy it." The prosecutor handling the case said.

In the transcript of the case, a victim said that since 2016, he met a "salesman" named Cao Moumou. He bought health products from him and had been in touch. In 2017, Cao Moumou began to recommend to buy a house for care for her, and had interest every month. Therefore, in October of that year, the old man transferred to him 200,000 yuan, agreed that the borrowing period was one year, and the annual interest rate was 15%; in January 2018, he transferred to him 110,000 yuan. In May 2018, when the old man did not receive interest, he suspected that he was deceived.

According to Zhang Zhu, in the process of gaining the trust of the elderly, the company's "salesman" often can always climb relationships with the elderly, pull family often, and appreciate the elderly, and even recognize the "godfather and godmother". "There is an old couple. The old lady is a professor of college, and her lover is an engineer. 'Salesperson' asked them to be warm and meticulous. When the old couple invested in the recommended pension project, there was almost no doubt."

According to the case of the case, Company H also organized the elderly to go to the nursing homes and farmers who claimed to invest in Jiangsu and other places to experience it, and approached the elderly in the launch of the cultural activities to deepen the trust of the elderly. As of the incident, more than 900 people had "invested", with a total amount of more than 270 million yuan.

Fiction nursing homes and real estate need funds and other facts, sign a subscription agreement with customers to deceive money

"The actual investigation found that the main criminal Chen Moumou charged the victim's huge investment funds with a personal bank account, but only transferred more than 10 million yuan to the so -called investment project." Shen Yuqing, a judge of the Criminal Trial Court of the People's Court of Jing'an District, introduced The project, or the fact that there is no real place, or no actual investment, or arrears and lost contact, these are obviously not proportional to the scale of raising funds. However, when the company was publicized, it described itself as a large -scale enterprise that laid out nationwide and powerful.

The investigation of the public security organs found that in addition to Shanghai, companies H have related companies in Beijing, Heilongjiang, Shandong, Henan, Hainan and other places, but after visiting the police officer, they found that these so -called branches will either turn off and evacuate after a few months. Either the place of registration is not actually operated, and some so -called registered places cannot be found at all. The police handling the case introduced that in order to win the trust of the victim, Chen Moumou claimed that Suzhou's nursing home was an industry invested by Company H. After the elderly invested in buying beds, they could not only live in their own, but also rented to profit. It was found that the nursing home involved was operated by the local enterprises in Suzhou. Chen Moumou and the person in charge of the enterprise talked about purchasing the equity of the enterprise and arranged for the elderly to take care of the elderly at a low price. However, after the two parties signed an agreement, Company H did not pay the corresponding amount in accordance with the agreement, and it was also filed by the company for civil lawsuit.

According to the facts found by the public security organs, the People's Procuratorate of Jing'an District filed a public prosecution on Chen Moumou and seven other direct responsible personnel from the actual controller of the company H. The People's Court of Jing'an District found out that Chen Moumou's fictional nursing home, orchard, real estate need funds and other facts, and signed a loan contract with customers in the name of "salesman" in the name of "salesman", pension bed subscription agreement, equity subscription contract, etc. Check money. The large amount of investment collected is partly used to pay the victims, and partly used to maintain the daily operation of the company involved in the case, pay the salary of employees, and personal costs.

The judgment shows that Chen Moumou's actual H company, etc., do not have the qualifications to publicly absorb funds to the public; witness testimony proves that Chen Moumou used the elderly talent competition to sell wealth management products such as company H company, revealing Chen Moumoumoumoumoumou Moumoumou Moumoumoumoumoumou Moumou Moumoumoumou Moumou Moumoumou Moumoumou Moumoumou Moumou Moumoumou Moumou Moumou Moumou Moumou Moumou Moumou Moumou Moumou Moumou Moumou Moumou's Methods and means of fund -raising fraud.

Starting from various aspects such as family care and community visits, strengthen care and care for the elderly, and improve the awareness of anti -fraudulent awareness of the elderly

"In this case, many elderly people were deceived because the criminal gang carried out various pension service activities based on their psychological characteristics and deceived trust." Zhang Shuang said that the criminal gang " "Salesman", specifically looking for the venues gathered by the elderly and approached. After knowing it, the gangs are not rushing to "harvest", but to maintain the "long line" contact. If they come to the door every holiday, set the rankings and prizes in the talent contest, attracting the elderly to actively participate in various activities organized by Company H Essence

"Many elderly people have a relatively bland life after retirement, usually lonely, and willing to participate in collective activities." Shen Yuqing said, "Criminals are trying to serve the elderly ', and they are the property of the elderly. After people's goodwill and trust, they began to publicize and promote investment wealth management products to induce the elderly to buy. "

The prosecutor handling the case said: "Some elderly people have saved their care for their lifetime, and their daily lives were seriously affected; some elderly people could not accept the fact that they were deceived."

The judge reminded that the elderly must improve the awareness of anti -fraud, strengthen the ability to identify, be alert to various "sugar -coated artillery shells", keep a sober mind at all times, do not make decisions easily, and manage their "money bags". When there is an idea of ​​participating in investment and financial management, we should communicate with children in time to avoid being deceived.

"For children, we should strengthen their care and care for the elderly, and look at it and communicate more." Zhang Zhu said that the whole society needs to strengthen care and care for the elderly. , Mobilize community cadres to actively participate in, post alarm banner, etc. to prevent publicity of preventing fraud. I hope that every elderly person will be able to settle in his old age. "

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