Men fall into the "routine loan" trap: the recipient repeatedly came to the door to collect debts, punches and kicked

"Low interest rates! Approval fast! Quick loan! Don't visit the campaign!" Such loan advertisements are careful! Li, who is doing business in Zhengzhou City, Henan Province, is difficult to get out of the "routine loan" trap due to difficulty turning in funds and almost embark on the road of light.

The prosecution of the Zhengzhou High -tech Zone Procuratorate, on May 9 this year, the Zhengzhou High -tech Zone Court sentenced the defendant Hao to seven years and six months in prison for fraud and illegal detention, and fined a fine. After the first trial, the defendant Hao Mou refused to accept and appealed. Recently, after the trial of the Zhengzhou Intermediate Court, it ruled that the appeal was rejected and the original sentence was maintained.

Li operated a car beauty shop in Zhengzhou. Because the store's funds encountered some problems, they wanted to relieve the pressure on funds through loans. The approval was fast, and I was attracted all at once. "

Originally, I only borrowed 10,000 yuan, but what Li did not expect that after signing a contract with a loan company, the money was only 6,800 yuan. Yuan. The lending company's recipient also came to the debt after three forks. When he saw many debts, he forcibly took Li to the field. On the way, he punched him and kicked him. Li collapsed.

Seeing that Li was unable to repay, the salesman introduced Li to other loan companies in his hands. In order to repay the previous loan, Li had to borrow from other loan companies through the salesman. When he loaned the Sutama (pseudonym) loan, Li had already borrowed from more than 20 loan companies.

These so -called loan companies routines are roughly the same. The loan contract states that the amount of loan of 20,000 yuan is written. The actual loan amount is 10,000 yuan. Except for the various fees charged by the loan company, the lender actually gets only 6,000 yuan to 7000 to 7000 Around Yuan, the address of the personal family address and work unit must be clear when the loan is around the loan. At the same time, the salesperson will also allow the lender to delete the previous loans and repayment mobile phone records in other companies, claiming that only this can pass the approval.

Before the report, Li had repaid more than 400,000 yuan in principal and interest in the loan, and a set of real estate, but even so, Li was still worried about how to face the on -site collection of multiple loan companies every day.

Hao is an investor and boss of Suda Company. In order to facilitate the development of the company's loan business, many salespersons have been solicited. Their duties are to pull customers to customers and let customers go to the company's loan. The salesperson earns commission based on the number of orders.

"Every time the salesperson does a single business, the company will give the salesperson a reward of 200 yuan. If the salesperson recommends the lender to other companies, and the loan business is made in other companies, then the company will be based on the loan amount to a certain amount of a certain amount of loan amount. The proportion is returned to the company. "According to Hao, the salespersons of each loan company are in a" kicking elite group ", and the lender is called" ball ". As the name implies, the lender is used as a ball, kicking between each loan company, and then the amount of loan of the lender gets larger and larger, until he is firmly set and cannot break free.

In the statement of a number of victims, they have borrowed from multiple companies under the introduction of the same salesperson. Following the rolling and rollback, they know that they are routines but helpless. The deeper.

In the second half of 2019, due to the inability to repay the loan, many lenders of Suda Company reported to the public security organs. After reviewing and determining by the Zhengzhou High -tech Zone Procuratorate, Suda Company was illegally possession, and the name of private lending, fictional facts, concealed the truth, signed a false loan contract with the victims, and increased their debts through wanton defaults and other methods, and then asked the victims to ask for the victims. Virtual high loan. When the victim repaid overdue, the company personnel were assigned to collect it. The main investor and founder of Hao Mou Sunda Company, responsible for operating costs, personally control the lending, repayment, and participation in collection. It is the primary element of the criminal group (other criminal suspects have been handled separately). In addition, Hao also implemented illegal detention in the process of debt collection. After the prosecution agency filed a public prosecution, Hao was eventually punished.

(Source: Procuratorial Daily Author: Liu Lixin Zhang Yanxia Liu Yan Duan Zi Man)

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