Malone: The judge came to the door to settle the two financial loan contract disputes a day

The People's Court of the Malong District of Qujing City focuses on saving judicial resources, reducing the parties' complaints, and promoting the construction of a social integrity system.

Recently, the Malone Court successfully mediates two financial loan contract disputes in one day to effectively safeguard the legitimate rights and interests of financial institutions and the stability of financial order.

Case 1

On March 9, 2014, a Rural Credit Cooperative Cooperative signed a "personal loan contract" with the defendant Miao and Zhao. Essence After the loan period expired, the two defendants repaid the principal of 2,500 yuan and interest of 997.08 yuan, and still owed 97,500 yuan and interest. The plaintiff then sued the two defendants to the Malone Court, asking for the immediately settlement of the repayment of the payment and the interest penalties generated.

Case 2

On February 4, 2021, the defendant, Luo, and the defendant, Luo Mou, applied for a farmer's loan from the plaintiff's sub -branch of the Agricultural Bank of China. People can apply for borrowing from the lender within a recurred quota of 84,000 yuan. After the two were informed and understood the terms of the contract, the borrowing of 80,000 yuan on the Internet was independently extracted. After the loan expires, the defendant failed to fulfill the principal and interest of the offering of the loan. As of the date of the plaintiff's prosecution to the date of the Malone Court, the two defendants still owed the plaintiff's principal and interest of 80877.23 yuan.

In order to reduce the impact of the epidemic prevention and control on the operating activities of both parties, it provides more refined and convenient judicial security and services for optimizing the business environment. After accepting the case, the undertaking judge decided to tour the case and on -site service for the current busy of the farmers' busy peasant season for the current righteousness of roasting tobacco.

On the same day, the undertaking judge went to the place of the crime to communicate with the defendants of the two cases. After they recognized the facts of the arrears, they repeatedly explained the interest relationship to them, patiently interpreted the financial borrowing laws and regulations, and made honesty to them. Education, repeatedly persuaded the plaintiff who had two cases to understand the borrower's situation, think about it, and mutually forgive each other. In the end, the case reached a mediation agreement to achieve the case and achieve good legal effects and social effects.

The successful mediation of the two financial loan contract disputes is the vivid practice of the court to practice the judicial concept of justice with practical actions and solidly carry out practical activities for the masses. Essence During the prevention and control of the normalization epidemic, some people were sue to the court for reasons for unstable income or failure of business. In response to such cases, the Malone Court focused on giving full play to the role of mediation work and actively seeking proper solutions such as "installment repayment" and other proper solutions. On the one hand, on the one hand, it can effectively alleviate the repayment pressure of borrowers and ensure that their normal life is not affected. On the other hand, the rights and interests of borrowing institutions such as banks can be fully protected, and the stable and harmonious development of the local social environment is available.

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