Keep the "Pension Wallet"!Take you to break the fund -raising pension scam

In order to improve the awareness of the elderly group's prevention of criminal behavior of pension fraud, and focus on promoting the work and effectiveness of the provincial court systems in the special operation of pension fraud. Ye Wei, the president of the Second Tribunal of the Jiangsu Higher People's Court, analyzed many cases of pension fraud crimes, helping to crack down on old frauds and help you to protect the "money bags" of the elderly.

Video source: Jiangsu Radio and Television General Station "The Law Online"

In recent years, in the face of huge pension needs, the "pension" scam has occurred from time to time. The criminals use the characteristics of the elderly's news to be blocked and the ability to identify them. Recently, the Jiangsu Court has concentrated on a group of criminal criminal cases, including various types of pension fraud crimes that violate the legitimate rights and interests of the elderly with illegal fundraising and free Jianbao.

The picture comes from Xinhua News Agency

Pension fraud is a fraudulent behavior for the elderly groups. Graduation fraud often provides "pension services", investing in "pension projects", selling "pension products", claiming "house pension", etc., "high interest, high interest, "Highly returns" to implement illegal fund -raising activities to absorb the funds of the elderly, causing serious property losses and mental harm to the elderly. How to know about such scams? Ye Wei, the president of the Second Tribunal of the Jiangsu Higher People's Court, introduced it to this.

1. With the banner of investing in the elderly, what are the commonality of these frauds for the elderly?

In such cases, the characteristics of the elderly in the elderly are more common in defense, lack of emotional, and the objective situation of the lack of financial knowledge and the poor ability to identify new things. Set up scams in a targeted manner for precise fraud.

For example, the "Di Gong Acupoint" case is to seize the psychology of the elderly to consider behind them. At the same time, the so -called "Di Gong Acupoint" project also has financial management functions. The buyer can also get interest returns on a regular basis, which is very tempting to the elderly. So many elderly people signed a "customer intent" at the reception and swiped their cards on the spot.

The illegal fund -raising case that once made a sensation was also scammed to the elderly under the slogan of "high income, risk -free, stable earnings, and retirement".

The picture comes from Xinhua News Agency

2. When investing in the pension industry, how can I learn from legal financing or illegal fund -raising?

Generally speaking, you can first look at whether the relevant enterprises and personnel have corresponding financing business permits. Secondly, you can understand the company's operating conditions, whether the propaganda project exists, the repayment of the promise or whether the dividend is exceeded, whether the profitability of the payment commitment return is profitable, whether Wait. Third, you can see if there are risk prompts and whether there are mortgage guarantees. Through these comprehensive judgment and analysis.

In the case of the "Earth Palace Acupoint", there were no legal procedures involved in the case involved in the case, and soon the construction was stopped. In fact, in our country, similar construction projects need to be approved for approval, and construction permits and planning permits are clearly stated at the construction site. As long as you pay attention to the construction site, you can find it. In addition, you can also understand the real situation of the project at the planning and housing construction departments. Never trust the project information based on the salesman's introduction or provided.

3. How to minimize the occurrence of fund -raising pension fraud cases to the greatest extent?

Preventing pension fraud requires the common action of the whole society.

The first is to increase its strike, which requires the cooperation between judicial organs and strictly crack down on fund -raising pension fraud in accordance with the law.

The second is to strengthen the awareness of prevention. For those who use free lectures, wine clubs, and receive recommended investment projects and wealth management products such as free goods, we must be vigilant to prevent being deceived.

For example, in the illegal fund -raising case of "Aifu Family", in order to deceive the elderly, the members of the "Love Evening Department" company team have adopted a series of means: free to distribute daily necessities such as eggs, rice, oil, etc. The elderly visit, try to live, etc. These methods let the elderly believe in step by step that "Aifu Family" is to seek welfare for the elderly and help them care for their home. "Parenting Garden International Yiyi Center, the largest pension real estate project in northern Jiangsu, with high -end supporting facilities and first -class services, so that your old age life is happy and worry -free." On June 16, 2022, the People's Court of Nantong Economic and Technological Development Zone The trial of the "parenting garden" pension fraud case is also attractive to illegally absorb more than 9,200 million yuan of public funds by attracting attractive rhetoric such as investment pension projects, double revenue of primitive shares, and free ownership of pension real estate. Therefore, in such cases, it is necessary to raise awareness of prevention, and do not suffer a lot of losses because of greed.

Third, from the perspective of the whole society, we must further standardize the investment market, expand investment channels, and provide more investment options for private capital.

The picture comes from Xinhua News Agency

There is also a type of fraud. Criminals have followed the old objects of the elderly. They are in the name of free Jianbao and set up heavy traps in the session and auction links to scam money.

In April of this year, in a case of trial of the People's Court of Xuanwu District, Nanjing City, the defendant Zhang set up Nanjing Hengjia Exhibition Service Co., Ltd. in Xuanwu District, Nanjing. There are colleges and elderly people who have a hobby to call and invite them to bring the collected coins, food stamps and other items to the company for so -called Jianbao. The 20 grain stamps collected by the famous victims were estimated by the group of 3 million yuan. The scammers also ran to Hong Kong to start auction. At the price of 200 yuan a day, a large number of mass actors were hired to increase the price to increase the price.

Xu Hai, the president of the Criminal Court of Xuanwu District People's Court in Nanjing, believes that in such cases, criminals often cater to the psychology of the victims to sell the collectible as soon as possible, to seduce the victims as deceived, and the price of the report is beyond the victim Psychological expectations. As soon as the victims can be worth so much money, they trust them. Even if they pay a little, they will get greater benefits.

The picture comes from Xinhua News Agency

How to identify false collections under the camouflage?

In this case, in order to obtain the trust of the victims, Zhang also signed the "Entrusted Auction Contract" in the name of other auction companies, making people mistakenly think that there is a written legal transaction, thereby deceiving more than 60 victims "operating fees" and "" operation fee "," The propaganda fee of more than 2.39 million yuan. Article 10 of the "Convention on the Self -discipline of Chinese Cultural Relics and Art Auction Enterprises" stipulates that no fee shall be charged to the client before the auction. Therefore, if someone charges the preliminary service fee in the name of display fees, test fees, etc., you must be vigilant.

What should the elderly do?

In addition to reserving evidence, the first time the police can be reported, you can also report through the reporting platform published by the 12337 published by the Central Political and Legal Committee, the reporting mailbox released by the Provincial Party Committee Political and Legal Committee, the report box set by courts at all levels, and the clue report window, etc.

Intelligent Report Platform of the Central Political and Legal Committee: 12337

Jiangsu Provincial Party Committee Political and Legal Committee Report Mail: [email protected]

Jiangsu Higher People's Court accepts reporting clue address:

Zip Code of the Second Court of the Second Court of the Jiangsu Higher People's Court (No. 75 Ninghai Road, Gulou District, Nanjing): 210024

Finally, please please elderly friends to enhance the awareness and recognition ability of risk prevention and recognition. Remember "investment in risk". Do not trust the so -called "stable earnings" and "no risk, high yield" publicity. In a big loss, if you find a clue of illegal crimes, you can actively report to the relevant departments.

Source: My Suwang

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