The city's public security organs released five common insurance fraud methods

Since the Hebei Provincial Public Security Department and the Hebei Provincial Banking and Insurance Bureau jointly launched a special operation of insurance fraud on January 18, Shijiazhuang City has established 77 cases of insurance fraud, and 5 professional criminal gangs have been successfully killed. 86 people, the amount involved in the case was more than 2,200 million yuan, and the pursuit of 3.7 million yuan. This is the latest progress that the reporter learned from the "Shijiazhuang City Public Security Organs' Special Action Performance Press Conference" held from the "Shijiazhuang Public Security Organ Public Security Organ" held by the News Office of the People's Government of Shijiazhuang City.

According to the relevant person in charge of the Shijiazhuang City Public Security Bureau, since the launch of the special operation of insurance fraud, Shijiazhuang City Public Security Organs have severely crack down on illegal insurance fraud. They fully rely on the resources of the banking insurance regulatory department, insurance company, police data, and other resources, comprehensively use a variety of means, conduct in -depth data analysis and judgment, and timely and push the clues of insurance fraud cases. At the same time, actively connect the banking insurance regulatory department, actively establish a communication and collaboration mechanism for cracking down on insurance fraud, and strengthen the effect of police insurance linkage. They have invited more than 20 insurance companies in Shijiazhuang City to conduct discussions and exchanges to study and discuss the in -depth causes and countermeasures of insurance fraud. In addition, they also actively invited experts in the industry to carry out exchanges and training, organize the Shijiazhuang Economic Investigation Police to understand and master the main methods, crackdown skills and typical cases of current insurance fraud, and make full use of various news media and online platforms to send them to the society. "A letter to the citizens", 16 times in the community to carry out street propaganda 16 times.

The relevant person in charge of the Shijiazhuang City Public Security Bureau said that Shijiazhuang City Public Security Organs will continue to maintain a high -pressure situation of illegal behavior of insurance fraud, actively change the number of hidden cases in the insurance field, less cases, less cases, less losses, less crimes, more crimes The situation of less crackdown, unbalanced crime form and impact results. Strengthen comprehensive rectification, purify the insurance market environment, and create a good social atmosphere.

Five common insurance fraud methods

At the press conference, the Shijiazhuang City Public Security Organ combined a series of cases of defrauding insurance cases detected in the special operation of insurance fraud to summarize the following five common insurance fraud methods:

I. Use second -hand luxury cars to purchase high vehicle insurance. By intentionally wading, the vehicle is damaged, or it is replaced with an old or even scrapped parts to deliberately create a collision accident, and then claims the insurance company to the insurance company.

Typical case: Pei Mouyang was suspected of insurance fraud cases. On July 11, 2021, Pei Mouyang (male, 30 years old, people in Luancheng District) drove a Tesla sedan on the east side of Zhuoda Sun City, Luancheng District, Shijiazhuang City. Property & insurance companies are 385,200 yuan.

2. Create false traffic accidents to defraud insurance benefits. It is mainly to replace the vehicle scrapped parts and components, after a unilateral accident, re -foraken the accidents of the two parties, create false accidents by using a shooting method, or the insurance scope of the insurance, and create an accident to obtain a repair deposit afterwards.

Typical case: Wu Moujun was suspected of insurance fraud cases. At 16 o'clock on April 13, 2022, Wu Moujun (male, 38 years old, Lingshou County) drove a second -hand Volkswagen to Shijiazhongzhongjing Village, Y551 Township Road, Lingshou County, Shijiazhuang City. It was ignited between the engine compartment battery and the insurance box and stopped after continuing 200 meters, causing the vehicle to be completely burned. Wu Moujun deceived the insurance deposit of 120,000 yuan in the insurance company.

Third, the vehicle repair plant uses convenient "stealing beams and changing columns" for deception. The main reason is that the vehicle repair plant uses the vehicle manufacturing accidents that others are repairing to expand the damage to deceive the insurance premium. In addition, there are some staff of the car repair practitioners colluding with the staff of the insurance company and the public estimate company to deliberately raise the vehicle loss.

Typical case: 3.21 Extraordinary insurance fraud gang case. From 2014 to 2019, the three gangs relying on the automobile repair plant, using gang members to collide with each other, intentionally manufacture accidents, and place false scenes to deceive 18 insurance companies' insurance benefits.

Fourth, after a traffic accident without a license or drunk driving, through other people's top bags, avoiding the liability for the insurance contract, and deceiving insurance benefits.

Typical cases: Pang Mouze, Wang Moukuan and others were suspected of insurance fraud. In the early morning of November 7, 2021, Pang Mouze (male, 30 years old, from Yuhua District) drove a car after a traffic accident on the intersection of Qinling Street and Yuhua East Road in High -tech District, Shijiazhuang City. , 30 years old, Yuhua District) contact Zhao (male, 29 years old, from Yuhua District), Zhao Moumou instructed Pang Mouze and Wang Moukuan to replace Pang Mouze reported to the insurance company that a traffic accident occurred in a driver's car. The insurance company was deceived to withdraw insurance benefits of 257,000 yuan.

5. Forgery of proof of materials or concealing the actual situation, the criminal behavior of criminal insurance, life insurance compensation, or the pension of social security centers is obtained.

Typical case: Du Mouzhi was suspected of insurance fraud cases. Du Mouzhi (male, 64 years old, Zanhuang County) starting in April 2012, through false household registration and false certification materials, in the name of Zanhuang County staff in Zanhuang County, Zanhuang County Commercial Bureau has basically handled the urban employees. Pension insurance and began to enjoy basic pensions. By the time of the incident, they cheated 155,000 pensions.

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