Zhengzhou Flexible Employee Housing Provident Fund New Regulations will be implemented today

On July 18, Henan was learned from the official website of Zhengzhou Housing Provident Fund Management Center that the "Administrative Measures for the Payment of Housing Provident Fund of Flexible Employees in Zhengzhou" was released on the same day. The flexible employees referred to in these measures refer to those who are employed with flexible forms such as non -full -time, temporary and elastic work.

Flexible employees include:

(1) Individual industrial and commercial households in cities and towns refers to individual operators and employees who apply for business and tax registration in this city and receive business licenses and tax registration certificates;

(2) Freelance personnel refers to workers who have not established formal labor relations with employers, independently engaged in a certain occupation, and provide legal services to the society with legal services.

For people:

This method is suitable for flexible employees who are at least 18 years old, men under the age of 55, and women who are under 50 years old. They have a stable source of economic income in the area of ​​our city. You can pay the housing provident fund independently and enjoy the relevant rights given by the housing provident fund system.

Housing provident fund payment:

The monthly deposit amount of the housing provident fund independently pays the monthly deposit base is multiplied by the deposit ratio. The lower limit of the monthly deposit base is the average monthly salary of local urban private enterprises announced by the statistical department of Zhengzhou City in the Zhengzhou City Statistics Department. The upper limit is three times the monthly average monthly salary of the local urban private enterprises announced by the statistical department. The percentage of flexible employment personnel is 20%.

The deposit base of flexible employees is kept in a housing provident fund deposit year (July 1 to June 30 of the year) of a housing provident fund. The provident fund center submits an application.

Housing provident fund withdrawal:

If the flexible employee meets the conditions of the withdrawal of Zhengzhou housing provident fund withdrawal, you can apply for the balance in his housing provident fund account.

If a man of flexible employees is 55 years old, a woman is 50 years of age, or a voluntary account is extracted, they can apply for the principal and interest balance in their account and sell accounts. If the personal housing provident fund loan has been processed and has not yet been settled, it shall be able to withdraw the principal and interest balance in my account after the principal and interest of the loan shall be settled.

Housing provident fund loan:

Flexible employees pay for the housing provident fund for more than twelve months on time and in full, and if they meet the conditions of Zhengzhou housing provident fund loan, they can apply for a personal housing provident fund discount loan in accordance with the regulations.

From July 18, 2022, the "Interim Measures for the Management of Housing Provident Fund in Zhengzhou Flexible Employees" (Zhengzhou Provident Fund [2016] No. 25) issued by the Provident Fund Center issued on August 1, 2016 was abolished.

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