good news!Longnan Housing Provident Fund to help enterprise rescue policies announced
Author:Longnan Wenxian Rong Media Cen Time:2022.06.15
Each deposit unit and the majority of deposit employees:
In order to implement the spirit of the "Notice of the People's Bank of the Ministry of Finance of the Ministry of Housing and Urban -Rural Development on the Implementation of the Polication Policies of Housing Provident Fund", combined with the actual situation of our city, and further increased the housing provident fund to help enterprises rely on the rescue efforts, the Longnan Housing Provident Fund Management Center has formulated housing housing The provident fund phase support policy, the specific content is as follows:
I. Periodic support for enterprises affected by the new crown pneumonia's epidemic situation to slowly pay the housing provident fund in accordance with regulations
(1) Application conditions
Enterprises affected by the new crown pneumonia's epidemic situation can apply for a slowdown housing provident fund in accordance with regulations and make up after expiration.
(2) Application materials and processing processes
Enterprises applying for slow payment shall provide the original resolution of the "Longnan City Slow Payment of Housing Provident Fund Application Forms", the reissue plan, and the publicity of the employees (representative) of the public (representative). Provident Fund Center ") The management departments of each county (district) goes through the procedures for retracting.
(3) Business handling instructions
This phase of the policy enterprise has a slow payment period until December 31, 2022. After the expiration of the ease payment period, the enterprise should first make up the housing provident fund during the repayment plan, and then resume normal payment. The payment amount is calculated according to the deposit base and the deposit ratio before the slow payment. The supplementary payment can be paid at a time or in batches, and the late payment date shall not exceed March 31, 2023.
During June to December 2022, the employee's normal withdrawal and application for housing provident fund loans was not affected by the normal withdrawal of employees.
Second, phase, allowed to be affected by the impact of the new crown pneumonia's epidemic situation, which cannot be repaid normally.
(1) Application conditions
Before December 31, 2022, if the person who was affected by the epidemic temporarily lost the source of income or a significant decline in income, it was impossible to repay the housing provident fund loan normally, and the borrower shall apply to the management department of the loan in the second month of the borrower. After the review, it will be reported to the Municipal Provident Fund Center for overdue processing, regardless of penalties, and not submitted the credit reporting department.
(2) Application materials and processing processes
The applicant shall hold the original identity card, "Application Form for Overdue Processing of the Provident Fund Loan due to the epidemic" (see Annex 1), an unemployment certificate or a certificate of income decline (see Annex 2), etc. Apply. If I cannot handle it on the spot for some reason, I can authorize others to handle it (see attachment to attachment 3).
Affected by the impact of the epidemic to temporarily lose the source of income and a significant decline in income, and return to the residential provident fund personal housing loan difficulty, the unit (community) must provide the relevant certification of the impact of the epidemic affected by the epidemic situation.
(3) Business handling instructions
During the period of overdue processing, the normal repayment business of housing provident fund loans is not affected. After the expiration of overdue processing period, it shall return all the non -repayment of the principal and interest of the housing provident fund before December 31, 2022, before the loan repayment date, and fulfill the repayment obligation normally. If there are still overdue, deal with it in accordance with the original regulations.
Third, phased support increases the amount of employees' rental withdrawal amount
(1) Application conditions
For employees who have affected the impact of the impact of paying for rent, and leased commercial housing, a housing provident fund can be provided without a housing certificate. If the rental housing is rented, the housing provident fund is withdrawn according to the actual house lease expenses. Rental extraction can be extracted monthly or quarterly extracted. Extraction quota: The annual extraction limit for single employees in Wudu District increased to 10,000 yuan, and the annual extraction limit of married employees' families increased to 18,000 yuan; the annual extraction limit for single employees outside Wudu District was increased to 8,000 yuan. The limit was increased to 15,000 yuan.
(2) Application materials and processing processes
The applicant can hold the original identity card and rent commercial house, the original no -housing certificate issued by the real estate management department, and the cumulative extraction of the annual cumulative extraction shall not exceed the limit; if the rental housing is rented, the rent contract is required, The expenses withdrawn the housing provident fund, and apply for the application through the housing provident fund app and WeChat public account. If a married family applies for rent extraction, it is necessary to provide the original proof of marriage relationship.
The deadline for the implementation of the above -mentioned support policies is tentatively scheduled to be on December 31, 2022. If the relevant national, provincial, and municipal policies are adjusted, it will be notified separately.
Longnan Housing Provident Fund Management Center
June 6, 2022
(Source: Longnan Housing Provident Fund Management Center)
Edit: Ran Yitong
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