Changchun City Property Market Heavy Policy: The down payment ratio of the first home loan is reduced to 20%

On the 9th, Jilin.com, China, learned that on July 8, the General Office of the People's Government of Changchun City issued a notice on issuing several measures to further promote the stable development of the real estate market.

The "Notice" proposes to support the demand and improvement of the demand for home purchase.If the individual application for commercial personal housing loans, the first set of first -time housing loan down payment ratio is recovered from not less than 30%to 20%, and the two sets of improved housing loan down payment ratio will be restored from not less than 40%to 30%.The lower limit of the interest rate of the first home loan was adjusted to not lower than the corresponding period of loan market quotation interest rates at 20 basis points.

Phase adjustment of the highest amount of individual housing loans in Changchun City Housing Provident Fund.Prior to December 31, 2022, the maximum number of new commercial housing loans in Changchun City was 900,000 yuan, 600,000 yuan without a common borrower.The maximum quota is 700,000 yuan, and 500,000 yuan without a co -borrower.

China Jilin.com Ji Ke APP Reporter Wang Xin

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