It will be implemented from August 5th!"Several measures to promote the stable and healthy development of the real estate market in the city center in the city center"
Author:Pakista published Time:2022.07.08
On July 7, Pakistan City held several measures to promote the steady and healthy development of the real estate market in the central urban area and support the development of nine measures for the development of the construction industry.
At the press conference, the "Several Measures to Promote the Steady and Healthy Development of the Real Estate Market in the Urban District", which is suitable for the central urban area of Bazhong City (including Bazhou, Enyang District, and Economic Development Zone). It will be on August 5, 2022 From time to time, it is valid for 2 years.
"Several measures" formulated 14 related policies from 6 aspects of monetization resettlement support policies, improving housing quality support policies, provident fund support policies, financial credit support policies, house purchase subsidy support policies, and helping enterprise rescue support policies. To better meet the reasonable housing needs of newly -needed and improved home buyers, it can also bift the development of enterprises, protect the market steadily and healthy development, and convey positive signals.
According to reports, in accordance with the actual situation, in accordance with the actual situation, in accordance with the principle of "one city, one policy", the healthy development measures suitable for the local real estate market can also be formulated, and it can also be implemented with reference.
Policies are interpreted one by one:
The first is to comprehensively implement monetization compensation resettlement. The implementation of monetization compensation resettlement is not only conducive to shortening the resettlement cycle, improving the efficiency of resettlement, and allowing the masses to live in a new house as soon as possible.
The "Several Measures" states that the new houses in the central urban area are compensated for compensation for land acquisition and land acquisition and demolition. In principle, currency resettlement is implemented in the form of house purchase coupons, and new resettlement and repayment land construction land is no longer supplied. The resettlement and repayment of the construction is no longer under construction. In principle, the construction is no longer started. The government's government publicly purchases qualified commercial housing, or the house purchase coupons are issued to place it. Choose monetization resettlement compensation and meet the exemption tax conditions, which can be exempted from taxation.
The second is to optimize the approval and acceptance management. The newly exchanges land and the unprepared land of the transfer, and the land transfer price of the land is more than 50%. The installment development can be implemented. Planning permits, building construction permits, pre -sale permits such as commercial housing, and the remaining transfer price will be paid within one year. It allows enterprises to enter the market to carry out surveying, excavation, and excavation in advance, but only after the construction permit must be obtained before the main construction can be performed. When the plan is verified, the design scheme can be accepted in installments; if the design scheme is not staged, the natural resources and the planning department will fully demonstrate and review and agree, and can be accepted in installments. Land use verification and the last batch of staging planning and verification are applied together, and the performance of the land transfer contract is uniformly verified.
The third is to optimize the management of land use. For the existing land and unsolvable land, the land use, commercial and residential ratio, units structure and functional layout are allowed in accordance with laws and regulations.
The fourth is to increase the use of underground parking spaces. The newly transferred land or has been transferred to the construction area of 0.6-0.8 under the construction area of 0.6-0.8 per 100 square meters of the construction land for the construction area. The residential community has built inventory parking spaces (libraries), and has not sold parking spaces (libraries) for more than 2 years. It is approved by the corresponding way to inform the owners of the community to purchase priority. After one month, it can be sold out of units and individuals outside the community.
The fifth is to adjust the provident fund use policy. A total of 5 targeted policies were proposed. First, the proportion of down payment ratios of the first house and the provident fund mortgage loan of the first house and the second house. The second is to allow the loan to repay the loan on a monthly basis. The third is to carry out commercial loan transfer provident fund loan business. The fourth is to reduce the application conditions for the cooperation of personal housing provident fund loans in real estate development projects. Fifth, the support policy of phased provident funds is introduced.
Sixth, optimize financial credit support. Decreased commercial housing mortgage loan margin ratio to 2%-3%. Dowards the down payment ratio of commercial mortgage loans, the first set of down payment ratio is reduced to 20%, and the proportion of the second suite down payment is reduced to 30%. 20 basis points, it is understood that the interest rate of mortgage loans in some commercial banks in our city has been reduced to 4.25%, which is very close to the interest rate of 3.25%of the provident fund mortgage loan.
Seventh, to support many children's families to buy a house. For families who have two children after the two children after October 29, 2015, a family of three -child childbirth after May 31, 2021, purchase new commercial housing, gives 200 yuan per square meter, the maximum subsidy of the two -child family is 20,000 yuan, three children The maximum subsidy of the family is 30,000 yuan.
Eighth is to encourage group purchase methods to purchase commercial rooms. Encourage real estate development companies to use group purchase models to sell commercial housing. Trade unions at all levels actively organize employee group purchase of commercial housing, and the preferential price reached by the development enterprise regardless of the record price decline.
Nine is to optimize the introduction of talent security subsidies. Encourage the introduction of talents to collect house purchase vouchers and cash out the settlement subsidy. For those who choose to receive house purchase coupons, the amount of house purchase vouchers will float 25%on the basis of receiving the cash amount. Introduction to the purchase coupon collected by talents can be used to pay the down payment or repay the loan, but it is prohibited from circulation and transfer. If you adjust the city during the service period, you need to return the subsidy in proportion.
Ten is to implement a subsidy policy for special groups. For rural residents' household registration personnel, since 2020 (return) township personnel and college students, retired or active soldiers, medical workers and community workers, and in the central urban area, parents are in their children Special buying groups purchased in the same administrative area in the same administrative area of the residence or children, purchased the first newly built ordinary commercial housing, subsidized 100 yuan per square meter, and the highest subsidy for each household was 10,000 yuan.
Eleven is to encourage enterprises to give house purchase discounts. Encourage real estate development companies to give special discounts when they purchase new commercial housing housing in two -child and three -child families, introduce talents and special groups. The preferential price does not count the proportion of the decline in the record price of commercial housing. Twelve is to strengthen the inventory of underground parking spaces. Continue to implement the pilot registration of underground parking spaces in the city center, and do not charge land transfer prices for underground parking spaces that purchase land rights. For underground parking spaces that do not purchase land rights, the land use procedures are approved by agreement transfer, and the transfer price is determined by evaluation. For financial subsidies for the purchase of new underground parking spaces, if the purchase price of the parking space is 35,000 yuan or below, the buyer will be subsidized for 3,000 yuan per parking space; For 10,000 yuan), a subsidy of 1500 yuan per parking space for the buyer will be given; each households enjoy up to two parking space subsidy policies.
Why is the higher subsidy standard for purchasing prices, the higher the purchase price, but the higher the purchase price is not within the subsidy range? This is mainly based on the following considerations. The current status of some new development real estate in the urban area in the city center is that the owner is difficult to park and parks expensive, and developers hold a large number of parking spaces and struggle. The majority of car owners buy parking spaces, while promoting developers to reduce the price of parking spaces and turn dead assets into mobile funds, so they adopt the policy of "low -cost sale with subsidies". Everyone note that this subsidy is the subsidy to the buyer of the parking space, not a subsidy to a developer.
Thirteen is to optimize pre -sale management of commercial housing. Implement the management of pre -sale prices for commercial housing. Before applying for the pre -sale permit, each development project submits the record price of pre -sale listings. Within 10 days after obtaining the pre -sale permit, the price of pre -sale housing is announced at one time. The public price is consistent with the filing price. Selling projects that have been applied for pre -sale permits will be submitted within 15 days from the date of this notice (July 4) (that is, before July 19, 2022). Public announcement. In the process of purchasing a commercial house, the people who buy a house have objections to the sales price, and they can consult the local housing management department.
For projects with difficulty in mobile funding, the development enterprise can apply to the competent authority, and can use pre -sale projects for sale of commercial housing as guarantee deposit. It can also be a bank guarantee or insurance company policy instead of pre -sale funds. For funding, it must be paid by not less than 80%when allocating funds, and directly allocated to migrant workers' salary households or construction enterprises, materials suppliers, equipment leaseders, etc.
Fourteen is to adjust the time limit for the supporting fees of urban infrastructure. From the date of implementation to June 30, 2024, the real estate development project shall be handled by the construction license. The written commitment of the development and construction unit promises that the supporting fee for urban infrastructure can be paid by 50%before the construction permit. Pay clear.
Source: Wireless Bado
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