From restrictions to encouragement, many cities have issued documents to attract foreigners to buy houses to buy houses

21st Century Business Herald Reporter Li Sha intern Wu Zhen Beijing Report

A few days ago, the four departments such as Dongguan Housing and Urban Construction Bureau jointly issued the "Notice on Strengthening Classification Guidance Optimizing and Optimizing Housing Purchasing Policy" (hereinafter referred to as the "Notice"), and adjusted the Dongguan housing restricted purchase area to Wancheng Street, Dongcheng Street, Nancheng Street , Wanjiang Street, Songshan Lake High -tech Industrial Development Zone, other areas of Dongguan have suspended the implementation of housing purchase restrictions.

To this end, the 21st Century Economic Herald reporters called the Dongguan Housing and Construction Bureau. The staff said that foreign household registration residents purchased houses in non -purchase areas, consistent with the implementation of household registration residents in this city, and did not need to conduct a verification of house purchase qualifications.

Non -local residents can purchase houses in non -purchase areas. Dongguan is not the first city to adjust such purchase restriction policies. Previously, Wuhan, Chengdu, Jinan, Dalian and other places also had similar policies to launch.

Hefei, Qingdao, Hangzhou, Shenyang, Luzhou and other cities directly relaxed or canceled the social security and individual tax requirements of domestic household registration residents in local households to reduce their threshold for buying a house. Zhangzhou, Pingshan, Xiangtan and other places encouraged foreign residents to go to buy a house by issuing subsidies or additional discounts.

Foreigners buy a house "local humanization"

Wuhan, Jinan, Dalian and other places have lifted non -central regional purchase restrictions. In order to confirm the qualifications of household registration in the non -purchase area of ​​foreign households in these three cities, the 21st Century Economic Herald reporters called relevant local departments. Buying a house in a non -restricted area has no restrictions.

In comparison, cities such as Hefei, Qingdao, Hangzhou, Shenyang, Luzhou and other cities are more clear to reduce the threshold of household registration residents, that is, by canceling the provision of social security, individual tax certificates, or shortening social security, individual tax payment time, or allowing social security to allow social security , Taxation and other measures to reduce the threshold for household registration in foreign households.

For example, Hefei is clear that starting from June 24, non -fertilizer residents can purchase houses by replenishing social security and individual taxes. Hangzhou's "517" New Deal has shortened social security or individual taxes for the purchase of second -hand housing in Hangzhou residents from 48 months to 12 months. On April 29, Shenyang issued a post announced that if the outsiders buy new houses in Shenyang, they implement the policy of house purchase house purchase policy in Shenyang, and cancel the social security requirements.

It is also the threshold of the second -tier provincial capital cities to reduce the purchase of houses for foreign people. The policies of different cities have different policies. For example, Shenyang policy focuses on the new housing market, and Hangzhou policy is concerned about the second -hand housing market.

Experts from the China Housing and Real Estate Research Institute of Zhejiang University of Technology and the deputy dean of the Zhejiang University of Technology, the deputy dean of Zhejiang University of Technology, told reporters from the 21st Century Business Herald that the policies have been introduced in various places because they follow the "support from all places to support the central Politburo meeting. The concept of improving real estate policies from local actual situations, supporting rigid and improving housing needs "concepts, regulation and control according to the actual situation of the local area.

Jin Xizhen pointed out that the market in Hangzhou's second -hand housing market is sluggish, so the government has optimized Hangzhou second -hand housing purchase policy on the basis of maintaining limited purchase and loan restriction policies. This can not only meet the rigid housing needs of non -local residents in Hangzhou in recent years, but also promote the second -hand housing market in Hangzhou. Shenyang is not optimistic about the new house market, so it reduces the requirements of foreign household registration residents to purchase new houses.

Unlike the aforementioned cities to reduce the threshold for household registration in foreign residents, Zhangzhou, Pingshan, Xiangtan and other places directly encourage foreign residents to buy houses by providing subsidies or additional discounts.

On June 20, Zhangzhou issued a new property market. It is clear that the non -Zhangzhou household registration residents who come to Zhangzhou to buy new houses will be subsidized according to 0.7%of the total amount of each house transaction contract. On June 28, Pingshan proposed in the New Deal that a one -time subsidy of 100 yuan/square meter of household registration for household registration for non -Pingshan was raised, and the maximum maximum per household was not more than 15,000 yuan. Xiangtan proposed in the New Deal issued on May 20 that groups such as foreign household registration residents and other groups purchased new houses in Xiangtan City for the first time. Housing companies could increase discount floating promotion of no more than 5%on the basis of the original regulations.

On the whole, Jin Xizhen believes that the government has introduced relevant measures to support foreign household registration residents to purchase houses. There are two main reasons. First, the current situation of the real estate market is not optimistic. By relaxing the purchase of houses in foreign households, it is conducive to supporting the local real estate market; two It is the purpose of being attracted and retained by major cities to introduce relevant measures.

Policy effect is different from the city

The middle finger research institute did not fully statistics found that as of July 1, more than 180 cities and regions had issued nearly 500 support policies for the property market in more than 180 cities and regions, of which nearly 300 regulatory frequencies in May and June.

Optimization or relief of some regional purchase restrictions, reducing the proportion of down payment, lowered housing loan interest rates, and increased provident fund loan quotas are objective, which is objectively conducive to reducing the pressure of local residents and foreign household registration residents. , Even providing subsidies or additional discounts for household registration residents, which is more attractive from the policy content.

Overall, in addition to relaxing regional purchase restrictions, the policy of supporting household registration residents in various places can be roughly divided into two categories. One is to reduce the threshold for household registration in foreign households. It provides house purchase subsidies or additional house purchase discounts.

Meng Xinzeng, an analyst of the Index Division of the Medium Finger Research Institute, told a reporter from the 21st Century Business Herald that compared with, the industrial foundation of second -tier cities has a better industrial foundation and stronger population attractiveness. The threshold for buying a house helps to release the purchasing power of foreign household registration residents. Third and fourth -tier cities have relatively weak industrial foundation and population attractiveness. Many cities have a population outflow, and the purchase restriction policy is not strict or unlimited. The policy toolboxes that can be used are limited. Therefore People go to buy a house. According to data from the middle finger research institute, in the first half of 2022, the second -tier represented the transaction area of ​​urban commercial housing decreased by 42.0%year -on -year, and the third and fourth -tier represents the transaction area of ​​urban commercial housing. The price of new houses on the third and fourth lines continues to be sluggish, and the prices of each month in the first half of the year have fallen month -on -month. The market pressure of third- and fourth -tier cities is evident.

Taking Zhangzhou as an example, according to the local statistics bureau data, from January to May 2022, the sales and sales area of ​​Zhangzhou commodity housing were 22.166 billion yuan and 2.3516 million square meters, respectively, a year-on-year decrease of 16%and 1.8%; The area of ​​4.689 million square meters, an increase of 27.6%compared with the same period last year, increased its inventory pressure.

Jin Xizhen said that the relevant policies of household registration residents' purchase of houses will drive rigidity and improve housing demand to a certain extent, but it can only play auxiliary role. The overall policy effect is still closely related to the economic situation.

Judging from the feedback of interviews and transaction data, the policy effects of supporting foreigners to buy houses in various places also have different phenomena due to the city. A few days ago, Zhangzhou Housing Broker Huang Hua (pseudonym) told the 21st Century Business Herald that the real estate market in Zhangzhou was still indifferent recently. On June 20, Zhangzhou issued policies to encourage foreign household registration residents to buy a house, and the number of customers in the house increased slightly, but in general, the policy effect was not obvious.

Shenyang has introduced policies to reduce the threshold for household registration households for more than two months. Xing Tian (pseudonym) reported to the 21st Century Business Herald reporter that since June, the transaction volume of new houses in Shenyang has increased. Bounce. Data from the Shenyang Central Plains Research Department shows that as of July 3, Shenyang's commercial residential stock stock was 15.98 million square meters, and the dewlocular cycle was about 21 months.

In contrast, the effect of Hangzhou relaxing the threshold for the purchase of a house for foreigners is relatively significant. According to data from Hangzhou Shell Research Institute, the average number of online signing daily on the Hangzhou intermediary in May increased by 71%from the new policy before and after the new policy. The source of the source increased by 57%, and the second -hand zone was increased by 73%. However, the effect of the New Deal in June was attenuation. The number of new listings in second -hand housing was basically the same as that in May, and the amount of viewing decreased by 6%month -on -month.

In the background of the economy has not fully recovered and the real estate as a whole has not recovered, it is necessary to promote the steady and healthy development of the industry faster and faster. Golden Film believes that it can also focus on four aspects. The first is that there are still room for low -loan interest rates in some cities, which can continue to relax the housing mortgage loan policy. Second, some cities can also increase support for the first house provident fund loan. Third, more cities can pass on to issue house purchase subsidies and deed tax subsidies to further stimulate the demand for house purchase. Fourth, second- and third -tier cities can combine citations with preferential policies for house purchase, which will boost the real estate industry and talent and urban development.

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