Guizhou Province's direct housing provident fund policy has been adjusted!

On July 5th, the website of the Guizhou Provincial Housing and Urban -Rural Development Department issued the "Notice of the Guizhou Provincial Housing Fund Management Center on Adjusting the Related Policies of Housing Provident Fund". In accordance with relevant requirements, in order to support the housing demand of employees in direct housing provident funds in Guizhou Province, the relevant housing provident fund policy is adjusted, including the restrictions on the cancellation of the personal housing loan of two housing provident fund for 12 months and above.

The specific content is as follows: 下

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Guizhou Provincial Housing Fund Management Center

Notice on adjusting the relevant policies of housing provident fund

Provincial direct deposit units and employees, each relevant unit:

According to the "Notice of the General Office of the Provincial People's Government on Printing and Distributing Guizhou Province to further accelerate the construction of major projects to expand effective investment and expand effective investment (Guizhou Fuyanfa [2022] No. 17), and Guizhou Housing and Urban -Rural Development Department In order to support the housing demand of the provincial housing provident fund to deposit employees, and enhance consumer confidence and purchasing power in order to support the provincial housing provident fund depositor of the provincial housing provident fund.

I. Dispensing personal housing loans of housing provident fund twice must be separated by 12 months or more.

2. Adjust the standard for the first house of housing provident fund loans, namely:

(1) When applying, if the employee family has settled all housing loans, the housing provident fund loan will be applied again to determine the down payment ratio according to the first home loan, the minimum is not less than 20%;

(2) When applying, if there is a settlement of unreasonable housing loans if the employee family has a settlement of housing provident fund loans, the minimum of the lowest down payment ratio is not less than 30%;

(3) When applying, if there are more than two sets of (inclusive) housing loans that have not been clarified by the employee family, you cannot apply for a personal housing loan of the housing provident fund;

(4) There are more than one (inclusive) provident fund loan that pays the employee family. When applying for a provident fund loan again, the loan interest rate is performed at 1.1 times the interest rate of the personal housing loan of the housing provident fund for the first time.

Third, support the provident fund "lift and loan". For the same housing, the family of employees can withdraw the housing provident fund before applying for a housing provident fund loan to pay for the purchase of the house.

Fourth, support provident fund interest -making loans. Combined with the actual situation of provincial direct housing provident fund management, the provincial direct housing provident fund interest -making loan was carried out.

Fifth, if the notice is not provided, it shall be implemented in accordance with the current provincial provincial provident fund management measures and relevant regulations.

6. This notice shall be explained by the Guizhou Housing Fund Management Center and will be implemented from the date of announcement.

July 1, 2022

Guizhou Provincial Housing Fund Management Center

Notice on Printing and Distributing the Administrative Measures for the Management of the Guizhou Provincial Provincial Provident Fund Retain Interest Interest

Provincial direct deposit units and employees, each relevant unit:

According to the "Notice of the General Office of the Provincial People's Government on Printing and Distributing Guizhou Province to further accelerate the construction of major projects to expand effective investment and expand effective investment (Guizhou Fuyanfa [2022] No. 17), and Guizhou Housing and Urban -Rural Development Department In order to support the housing demand of the provincial housing provident fund to pay the housing demand, improve consumer confidence and purchasing power in order to support the provincial housing provident fund depositor of the provincial housing provident fund, prevent the liquidity risks of housing provident fund, combined with the actual situation of the provincial direct housing provident fund management, it is now formulated The "Administrative Measures for the Management of Direct Housing Provident Fund Replenishing Fund in Guizhou Province" is now issued, please follow the implementation.

Attachment: Administrative Measures for the Management Measures for Replenishing Mansion of Direct Housing Provident Fund in Guizhou Province

Guizhou Provincial Housing Fund Management Center

July 1, 2022

(Source: Guizhou Province Housing and Urban -Rural Development Department)

Edit: Hu Rong Hu Kaiyu

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