Lanzhou Provident Fund Rental House can be withdrawn monthly, with a monthly increase of 2,500 yuan!

The reporter learned from the Lanzhou Housing Provident Fund Management Center on June 10 that a few days ago, the center issued the "Notice on Implementing the Periodic Support Policies Doing a Better Support Policies to Do a Better Housing Provident Fund Service Guarantee", which effectively exerted the role of housing provident fund to help enterprises' rescue effects and supported the epidemic situation. The influence of the deposit unit and the depositor to solve difficulties and relieve stress. The notice stipulates that the affected enterprise affected by the epidemic can apply for a slow payment housing provident fund before December 31, 2022; from June 2022 to December 2022, relaxes the time limit for the employee to withdraw the housing provident fund due Employees can handle the "renting house extraction" business once a month; borrowers affected by the epidemic cannot be repaid normally without overdue treatment.

Support the epidemic affected by the enterprise to slowly pay the housing provident fund

A1: Scope of application

Enterprises affected by the epidemic can apply for a slowdown in housing provident fund before December 31, 2022, and resume full, normal deposits, and remittance (supplement) the housing provident fund during the re -payment period. When applying for a slowdown in enterprises, it should be negotiated with employees to propose a solid and remittance (supplement) payment plan to clarify the specific time and amount of remittance (supplement) payment. During the application of the enterprise, it is deemed to be the units and employees to pay the monthly as well as the monthly basis, which does not affect the employee's housing provident fund withdrawal and loan rights. During the slow payment period, if an employee needs to apply for account transfer or the accounting of the account, the enterprise shall first apply for the exchange (supplement) for the exchange (supplement), and then handle the transfer of employee accounts or allow the employee to handle the account extraction.

A2: Application requirements

1. Enterprise application reporting report;

2. The employee congress or union resolution document (the resolution must be stamped with the official seal of the application unit and the union official seal, if the unit has no employee congress or the union organization, the application unit shall be signed and confirmed);

3. Remitting (supplement) payment scheme during the enterprise's slowdown period.

A3: Application time limit

The formalities are complete and settled on the spot.

Increase support for "rent and purchase"

B1: Scope of application

From June 2022 to December 2022, relaxing the time limit for the employee to withdraw the housing provident fund due to rent and increase the withdrawal amount, the depositor can handle the "rental withdrawal" business once a month. The withdrawal amount of non -guaranteed rental housing is approved by 2,500 yuan per month (not exceeding the balance of the account), which is not accumulated in the New Year; the cumulative withdrawal amount of that year will not exceed the actual lease that occurs throughout the year. The cost is not accumulated in New Year's Eve.

B2: The requirements for handling

Provided by the marriage and payment employees: (1) the identity certificate of both husband and wife; (2) the husband and wife issued by the real estate management department of Lanzhou City have no own housing certificates; (3) marriage certificate.

Single deposit employees provide: (1) identity certificate; (2) the depositor employee issued by the real estate management department of Lanzhou City has no own housing certificate;

If the housing rental housing is rented in the city, the guarantee housing lease contract is also required and the full rent bill of the year.

B3: January 1, 2023 shall be implemented in accordance with the original policy.

The borrower affected by the epidemic cannot be repaid normally without overdue treatment

C1: Scope of application

In April 2022 (including) the borrower and spouse of the normal repayment of the former housing provident fund loan (borrower and spouse to participate in the epidemic prevention and control staff, infected with new crown pneumonia hospital If the epidemic affects the source of income sources temporarily), if it cannot be repaid normally from June to December 2022, the borrower does not make overdue processing, regardless of penalties, and inaccurate to the credit reporting department.

C2: Process process

The borrower and spouse brought their ID cards, marriage certificates, and related certification materials affected by the epidemic.

The relevant certification materials affected by the epidemic mainly refer to: infection with new crown pneumonia hospitalization or isolation (referring to medical isolation) personnel to provide hospital certification; ; Participate in the epidemic prevention and control staff, provide a certificate of epidemic prevention and control issued by the work unit; the impact of the epidemic will temporarily lose the source of the income source, and provide the income certificate issued by the work unit and the bank's income flow.

C3: The principal and interest of the loan is repaid at the expiration of the application period

After the overdue processing period expires, the borrower shall repay all the principal and interest of all housing provident fund loans that should not be repaid, and the repayment obligation is performed normally in accordance with the loan contract. If the application period is expired, it is still difficult to repay the principal and interest of the loan repayment. The application can be completed at the latest before the end of May 2023.

Source: Benliu News

Editor in charge: Yu Shuai

Supervisor: Mu so strong

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