Play in Zhejiang office 丨 to do housing loans, do you believe in the application for 15 minutes at home?

Zhejiang News Customer Jiang Yun coordinated/editor Jin Chunhua reporter Shi Liwei Design Lin Lin

【"Play Turn" entrance】

If you already have an account, please log in to the "Zheli Office" homepage, click the exclusive module under the [convenience service], and select the type of loan type to enter the page according to the actual situation.

[Tips for Digital] This business is currently mainly two forms: provident fund loan or provident fund+commercial port loan.

[My "Zheli Office" story] The housing loan can also be done "without seeing"

"The hospital is busy with work, and it is really convenient to get a housing loan through the mobile phone." Ms. Lai, who worked in Kaihua County, praised the housing loan.

Ms. Lai is a medical staff at Kaihua County Hospital of Traditional Chinese Medicine. She is busy with work. She is worried that she has no time to take a leave to go to Quzhou City to apply for a provident fund loan. After learning that Luzhou launches a housing loan "without meeting", he immediately logs in to the "Zheli office" According to the page prompt, it took a moment to complete the application for housing loan.

The staff inquired about the loan application information in the business system for online acceptance. After the approval was approved, Ms. Lai and his wife logged in to the online signing platform at the agreed time to conduct a video visa. Sign online.

Ms. Lai said happily that it took more than an hour to drive from Kaihua to Luzhou City, and it was inconvenient to go back and forth. When a colleague was processed online before, he had to leave for leave. I didn't expect it to be so convenient when I do it.

According to the relevant person in charge of the Luzhou Housing Provident Fund Center, before the reform, the masses needed to bring paper materials such as ID cards, bank cards, down payment invoices, fill in 40 sheets, sign and sign for 15 times, complete the entire closed loop of housing loans at least 7 Above the sky. After the reform, the masses of the work can apply for housing loans through their mobile phones, and the fastest for application, approval, face -to -face signing, lending, and archives can only be 3 and a half hours.

["Unveiled"] Housing loan "not seeing" is innovative like this

Ye Deng, Director of the Provincial Construction Department Housing Reform and Provident Fund Supervision Office

First, the business process is disruptive and re -enabled to achieve the entire process of business. Refract the loan matters into 6 sub -tasks and 21 second -level sub -tasks, coordinate housing companies and banks to transform traditional loan processes, and use the credit, electronic contracts, electronic signatures, electronic deposit certificates of the administrative department and the financial department through the administrative department and the financial department. Common, realize mobile self -service loan applications, online synchronous approval, video signing, and point -to -point targeting lending.

The second is to share the data of multiple departments to share data and achieve no proof of business processing. Clarify the number source departments and number source systems corresponding to the 13 types of data required for the loan, the provincial data sharing platform return 9 types of data, the city -level platforms are collected by the provincial data sharing platform, and the city -level platforms are collected. Data supporting the topic library, realize the sharing and data recognition of real estate enterprises, cooperative banks and housing provident fund data.

Third, the process data blockchain certificate is achieved, and the business tends to be risky. Relying on blockchain technology, the nine electronic documents generated during the loan processing process are stored in the local area through the blockchain to be encrypted in real time. The original content of the original content, which is strong to prevent legal risks and ensure the security of funds.

It is easy and convenient,

Let's play together to play "Zheli"!

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