Enterprise Slowly Payment of Provident Fund Employee Loans Unhappy Housing Provident Fund Management

The Municipal Provident Fund Management Center implements a policy of solid and stable economy, and has recently introduced policies to help enterprises and benefit the people. In order to further facilitate the handling of employees of the deposit unit, the Municipal Provident Fund Management Center interpreted the processing process and the requirements of the work.

Affected by the epidemic, companies can slowly pay housing provident funds

Before December 31, 2022, the enterprise affected by the new crown pneumonia was discussed and approved by the employee conference or the staff congress (trade union), and after reviewing the Municipal Provident Fund Management Center, it could apply for a residential provident fund for 2022 and previous years.

If the enterprise's application materials are complete and eligible, the Municipal Provident Fund Management Center will make an approval decision within 3 working days from the date of acceptance. Enterprises approved by the audit can be slowed according to regulations, and the post -payment period is over. Enterprises shall restore the deposit and pay the residential provident fund that they will be slowly paid.

Slowly paying corporate employees applying for loans is not affected

For employees who apply for housing provident fund loans, if the enterprise is affected by the affected affected and the employee housing provident fund account is not sealed, when the employee applies for a personal housing provident fund loan before December 31, 2022, from May 2022 to 2022, 2022 During the December Slow Payment period, it is deemed to be a normal deposit housing provident fund, and the continuous and normal deposit time is consolidated in the normal deposit month in April and before 2022.

After the employee's enterprise goes in accordance with the regulations, the loan bank and the center shall determine the employee's deposit situation of the employee's deposit in accordance with the epidemic list during the loan review. Except for the normal loan application procedure, no employees go through any other procedures.

The impact of the epidemic has not been repaid normally, not overdue penalties

If the epidemic affected by the epidemic affected by the epidemic from May 20, 2022 to December 31, 2022, it cannot be repaid for the personal housing provident fund loan normally. Employees do not need to go through any procedures, and shall be implemented by the Municipal Provident Fund Management Center in accordance with the policy regulations.

It should be noted that employees shall make up the principal and interest of the loan before December 31, 2022. If they are not repaid, the Municipal Provident Fund Management Center will report to the credit reporting department from May to December 2022.

Employees affected by the epidemic meet the monthly guarantee compensation conditions of the guarantee company are still paid by the guarantee company on a monthly basis; if they meet the one -time settlement, the settlement will not be settled before December 31, 2022, and the guarantee company will be repaid monthly. Employees should repay the guarantee company before December 31, 2022.

Improved rental withdrawal quota increased

According to the policy and regulations, the employees and their spouses have the maximum limit of 2400 yuan to 3,000 yuan for those who lease housing in our city. The data provided by the management department shall prevail; those who lease other housing, the employee and their spouses will withdraw the maximum limit from 1200 yuan to 1500 yuan per month; those who provide house rental registration filing information shall be extracted according to the registration and filing rent. The maximum limit of the monthly withdrawal is adjusted from 2400 yuan to 3,000 yuan.

Lease security leased housing and other market rental housing employees and spouses who have applied for the lease agreed to withdraw the contract before June 2, 2022, and the agreement will be extracted in accordance with the agreed amount during the agreement period, and the extraction limit shall be implemented in accordance with the old policy. If the agreement is extracted on June 2 and has not yet been extracted, the employee can withdraw the amount in accordance with the agreed amount of the new policy after terminating the signed rental agreement and re -signing the agreement.

Source: Tianjin Daily

- END -