Important adjustment of Wuhan Provident Fund

Housing Provident Fund withdrawal and loan business

The amount of increased provident fund rental withdrawal

On June 9th, the reporter from the Yangtze River Daily learned from the Wuhan Housing Provident Fund Management Center In order to further increase the housing provident fund to help enterprises, the center has studied four phased support policies and measures. It will be implemented since the date of release.

The maximum rent extraction amount of the rental house can reach 36,000 yuan each year

Provident fund center introduced that single employees to extract the housing provident quota each year from 1,4400 yuan to 18,000 yuan (that is, 1200 yuan per month Raise to 1,500 yuan); married employees and spouse rented houses to extract the amount of housing housing each year, from 28,800 yuan to 36,000 yuan (that is, increased from 2400 yuan per month to 3,000 yuan).

In 2022, if you have already handled the rent for rent before the implementation of this policy, it can be supplemented once from August 1st to December 31st, 2022. The difference is based on the marriage status of the first extraction of this year.

Enterprises in difficulties can apply for a slowdown without affecting the normal withdrawal and loan of employees

Provident Fund Center. ; During the slow payment period, if the employee applies for a housing provident fund loan, it will not be affected by the unsuccessful payment of the housing provident fund.

The enterprise's slow payment period was automatically lifted on January 1, 2023. The payment method was restored at the same time, and the slow payment can also be applied for early. Within one year of lifting payment, the housing provident fund shall be paid in one -time or submitted in order; during the slow payment period, some employee work mobilization, departure, or retirement, and the enterprise will be paid to ensure that the employee pays the provident fund for the employee. If you need to apply for a slowdown, you shall re -apply within 30 days before the expiration of the post -expiration period, and shall be handled in accordance with the \"Implementation Rules for the Implementation of the West Management Management of the Wuhan Housing Provident Fund\".

Difficult enterprises can independently determine the introduction of the deposit ratio provident fund centers. The difficulty in difficulty can independently determine the proportion of housing provident fund deposit in 5%to 12%of the prescribed interval. Encourage enterprises to increase the deposit ratio after economic benefits have improved.

The impact that cannot be repaid normally without the phase of the loan is not overdue

The Provident Fund Center introduced that the borrower who repaid the normal repayment before June 1, 2022, affected by the epidemic affected by unemployment or unit application Those who have been paid slowly, from June 1 to December 31, 2022, shall not repay the housing provident fund loan normally, not overdue treatment, regardless of penalties, and shall not be submitted to the credit reporting department as overdue records.

Before December 31, 2022, the borrower should repay all the principal and interest that should not be repaid. SignsLetter of the letter; starting on January 1, 2023, the borrower shall fulfill the repayment obligation normally in accordance with the loan contract.

Production and writing of the Yangtze River Daily: Reporter Leng Jinghua Correspondent Wu Donghui

[Edit: Yu Lina]

- END -