up to date!The operation guidance of Jiangmen City Real Estate Sales Restriction Policy is released

The operation guidance of Jiangmen's real estate restriction policy

Recently, the office of the Jiangmen Real Estate Regulation Work Leading Group Office (Jiang Jianfanghan [2022] No. 13), starting from June 1, 2022, purchases new commercial housing in the city of Pengjiang District, Jianghai District, and Xinhui District in the city of Pengjiang District, Jianghai District. Implement the sales restriction policy, and implement the purchase restriction policy for the above -mentioned areas. In order to do a good job of policy connection, the city has developed relevant operation guidelines. The specific content is as follows:

1. The implementation time point of the house restriction policy

June 1, 2022 0:00: From 00, the execution is subject to the time for the contract.

2. Scope of application of the restrictions of the house

(1) Starting from 0:00:00 on June 1, 2022, through the comprehensive management information system of the real estate transaction in Jiangmen City (hereinafter referred to as the real estate system ) Complete the contract network signing, and the house is located in the newly -built commercial housing (that is, first -hand housing, the same below) within the limited -sales area.

(2) New commercial housing obtained by non -trading methods such as demolition compensation is not included in the scope of sales restrictions. It is necessary to submit relevant evidence materials in the real estate system.

3. Start calculation time for 3 years of house restrictions

The finalization time of the new commercial housing trading contract signed by the buyer and the housing company online is calculated. (Calculated at 365 days in one year, that is, restrictions on the purchase and sale contract of the existing house within 1095 days).

Fourth, the application of house applicable to the house that has been subscribed but not signed online before 0:00:00 on June 1st

(I) Those who have completed the contract network in the real estate system shall be implemented according to the original purchase restriction policy.

(2) No before 0:00:00 on June 1, 2022, did not complete the contract signed in the real estate system before 0:00:00, but it has signed a commercial housing subscription book (real estate development company or a real estate brokerage agency and real estate brokerage agency and an agency sales qualification. If the buyer signed it is valid), and it can provide a bank receipt of the house (deposit or first payment, etc.) that can be delivered before June 1, 2022 at 0:00:00), it can be implemented according to the original purchase restriction policy, but it needs Before June 30, 2022, the housing construction department where the house is located will be applied for identification. It will no longer be accepted for a period of time, and it will be implemented according to the sales restriction policy.

(3) After the original online signing contract was re -signed at 0:00:00 on June 1, 2022, the contract shall be implemented according to the restriction policy.

5. Inquiry to have a housing method

(1) Starting from 0:00:00 on June 1, 2022, buy a new commercial housing in the purchase restricted area and need to apply for a personal housing mortgage loan.People should inquire the number of housing sets of their families (including buyers, spouses of home buyers, and children of their 18 years of age) through the real estate system, and submit the query results generated by the real estate system \"notice notice notice notice of the number of housing set query results\" generated by the real estate system. Loan banking institutions, as the evidence of the number of house sets.

(2) If it is in line with the original purchase restriction policy, it shall be implemented in accordance with the \"Notice on Improve the Verification of the Qualification of House Purchase\", and it is necessary to apply for the qualification verification of the house purchase.

(3) If it is in line with the sales restriction policy, there is no need to apply for the qualification verification test; it is in line with the sales restriction policy, but there is no need to apply for a personal housing mortgage loan, and there is no need to query the number of household housing sets.

6. Houses that meet the sales restriction policy, the minimum payment ratio of commercial personal housing mortgage loans, minimum loan interest rate

The minimum payment ratio of commercial personal housing mortgage loans, minimum loan interest rate The research of the market interest rate pricing self -discipline mechanism for market interest rate pricing is determined that the specific changes can be consulted by commercial banks.

Consultation Tel: 0750-3831907

Jiangmen City Real Estate Regulation Work

The Office of the Leadership Group

2022 6 6. 6 in 2022 Month 9

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