Look at it!Changsha Housing Provident Fund payment adjustment

A few days ago, the Changsha Housing Provident Fund Management Center issued the "Notice on Doing a good job in the adjustment of the housing provident fund deposit base and the adjustment of the deposit ratio" (referred to as the "Notice"). What are the changes in the housing provident fund deposit base and the deposit ratio once a year. What are the changes in the execution standards of the Changsha housing provident fund deposit and deposit ratio in 2022?

According to the "Notice", the monthly deposit base of the housing provident fund is the average monthly salary of the employee himself in the previous year, that is, the total revenue of the previous year's annual tax (including wages, bonuses, year -end performance awards, and various subsidies) divided by 12. The maximum monthly payment base of employees' housing provident fund shall not exceed the average monthly salary of the previous year's monthly monthly monthly salary announced by the Changsha Statistics Bureau. The minimum shall not be lower than the 2022 minimum monthly salary standard released by the Human Resources and Social Security Department of Changsha.

According to the calculation of the "Average annual salary of Non -private units in Changsha City in 2021 in 2021 in 2021", the average monthly salary of the urban employees in Changsha in 2021 was 9,567 yuan. Therefore, in 2022, the maximum monthly deposit base of the employee housing provident fund was 28,700 yuan, and the minimum was 1930 yuan.

At the same time, the "Notice" states that the minimum payment ratio of the Changsha city units and employees' housing provident fund in 2022 was 5%, and the maximum deposit ratio was 12%. Anyone who pays more than 12%of the housing provident fund deposit shall be regulated.

In addition, the "Notice" also clarifies the maximum and lower limit of the monthly deposit of the housing provident fund. The monthly deposits of employees' housing provident funds are the sum of the payment base for the deposit base, respectively. The calculation formula is: monthly deposit amount = monthly deposit base × (employee deposit ratio+unit deposit ratio). According to estimates, the monthly deposit amount of the housing provident fund in Changsha in 2022 was 6888 yuan, and the minimum was 194 yuan.

Source: Xiaoxiang Morning News

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